Speak Up To Get What You Want

Do you ever notice that some people seem to have no trouble getting what they want?  What is it about them?  Maybe they’re more confident.  Or smarter.  Or lucky.  Who knows?  While some of those things may be true, it might be simpler than that.  It could be that they spoke up.  Could it be that simple?  Would it work to speak up to get what you want?  It definitely can make a difference.

The Job I Didn’t Get

I got this lesson pretty early in my career.  In my first job out of college, I was on a technical help desk.  There were quite a few younger people.  It was a great place to get your foot in the door.

I did well.  Very well.  Not to toot my own horn, but I quickly became one of the model help desk agents. Other people sought me out for questions.  They’d ask technical questions or how to deal with customers.  It was a great feeling, especially for my first real job.

A few months in, an announcement came out that one of my colleagues had been made a team lead.  He was also in the group of people that were doing really well.  He definitely deserved it.  Still, I was a bit bummed.  After all, how did he get this advancement?

Well, it turns out, he spoke up!

After a few days of being a bit down, I went to the group manager.  I explained that while I was happy for my colleague, I was disappointed that I hadn’t been considered.

The manager looked at me and said that he didn’t know I was interested, because I’d never told him as much.

Right then and there, I told him that I was interested.  And you know what?  When the next team lead opportunity came up, guess who was given the opportunity?

That’s right, yours truly.

I learned the lesson that you have to ask for what you want.  You can’t just take for granted that someone knows what you want.

How else can this apply?  Let’s look at a few recent examples.

Missing Coupons

We do a lot of our grocery shopping at Meijer.  They have a rewards program where you clip coupons electronically,

image from Morguefile courtesy of WalterWhite

and then redeem them by entering your phone number at the register.  Every so often they give you personalized coupons, based on your shopping history.  These ‘just for you’ coupons are usually pretty good, since they’re based on items you frequently buy.

My wife got an e-mail with a few coupons, some of which of course were great for us.  But, when she logged in to her account, they weren’t there.  We waited a couple of days, but they never arrived.

Now, in cases like this, you can often forget about them, or just let it go.  That’s the easy thing to do.  But I wasn’t going to do that.  Nope, I decided to speak up.

I sent them an e-mail and explained the situation.  They wrote back and said that they were aware of a glitch in their most recent batch of e-mails, and said that in order to make it up, they’d added a flat $8 coupon to come off our next shopping trip.

This was awesome.  Looking at the coupons we got, we probably wouldn’t have used enough to get $8 in savings.  Plus, we can now save the money without having to buy the associated item.  We have more freedom and more money.  And, the only ones that got anything are the ones that decided to speak up.

That Time I Asked For A Raise

A few years ago, I’d had enough.  Our company made it through the recession without a lot of layoffs, but the tradeoff is that we went for quite a stretch without getting a raise.  I accepted this for awhile, but after a certain point, enough was enough.

I waited until I was in the middle of a key project, and then asked for a raise.  Without hesitation, they granted me the raise and gave me what I asked for.   Now, I know that a few others spoke up and also got a raise, but those who didn’t never got one.  At least not until the next wave of raises came out, but I got that too.

All because I wasn’t afraid to speak up.

Be Careful

You have to know when to draw the line.  You don’t want to speak up when the occasion isn’t appropriate.  For example, I knew that I could speak up about wanting the job because I was a solid performer.  I knew I could ask for the raise because I had gotten good reviews.  I also knew that the company was doing better and could afford the raise.  Faced with a situation when a job wasn’t going well, it’s best to stay quiet.

You have to take such things into consideration, or you’ll end up not getting what you want.  Plus, you could get the reputation of being outspoken, which might not be a good thing.  Still, if you learn to read the signs and the timing is right, speak up.  You’d be surprised at how often you’ll get what you want.

Readers, when have you spoken up and had something go your way?  Have you ever misread such a situation?

Copyright 2017 Original content authorized only to appear on Money Beagle. Please subscribe via RSS, follow me on Twitter, Facebook, or receive e-mail updates. Thank you for reading.

A Payroll Mortgage Is Easy To Qualify For

A payroll loan online is perfect for many who want a bit of additional money and so they don’t want to fret about borrowing money from associates and relations. After all, it can be a bit of embarrassing having to admit that you don’t have sufficient money to pay your payments. Nonetheless, if you apply for a web based payday mortgage, you are never going to have to satisfy your lender face to face. Because of this there isn’t something to be embarrassed about must you bump into them in public. This is only one in all many benefits of borrowing money from payday loan lenders. When you need a little additional money to get you through the week, apply on-line and get the money that you need immediately. Many individuals would by no means even consider applying for a short-time period payroll loan as a result of their underneath the assumption that it’s important to have wonderful credit score.

What you could not understand is that your job is your credit. So long as you will have a approach to prove that you simply do have an revenue, you should not have any issues qualifying. Of course, you don’t should have a daily full time job to qualify. So long as you may have some sort of income which is reliable and one thing which you can prove, you shouldn’t have any problems borrowing the money that you want. You’ll want to have a bank assertion with you as well as some identification and a bit of mail to show where you reside. If you’ll be able to supply this stuff, you should be capable to borrow money at the moment. Remember the fact that the checking account the place the money is deposited in the same bank account that you’ll have your payment deducted from. Make sure that that is your major checking account. This fashion, when it comes time to your mortgage to be paid, the money will be automatically deducted. It’s better that you start saving money on your mortgage so that you pass board easily.

You will not have to worry about remembering to make your payment. In fact, in case your vehicle title loan fee is not going to be available on the day that you’ve got agreed upon, it’s worthwhile to contact your lender as soon as doable. They will charge you a bit extra to postpone your payment till one other time. However, it’s much cheaper than a bounced check charge. You can depend on dangerous credit payroll loans to be waiting for you. Overlook about working further hours to get some further money to take the household on vacation. As a substitute, apply for a direct payday mortgage and get the money that you simply need immediately. It is going to be deposited into your primary checking account normally within forty eight hours of applying. The money will probably be yours to do with whatever you want. You won’t have to make a cost till you get paid once more. It’s the proper answer for anyone who needs some extra money. Perhaps you have a kid’s birthday arising, maybe you may have a past due utility invoice. Regardless of the reason why you need some additional money, you possibly can depend on a payroll direct loan to be there for you.

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Friday Favorites – January 19, 2018

Hi all.  I hope that you’ve had a great start to the New Year.  The big excitement around here was a big flash and boom.  The other night, there was a big meteor in the area.  It lit up the sky and made a really big boom, heard throughout the state of Michigan.  I didn’t see the light, but heard the boom.  At first, I thought it was the kids jumping off the bed!  They’ve been doing that a lot lately.

Favorite Posts

Here are some favorite posts over the last couple of weeks.

I hope you have a great weekend and fantastic week ahead.  Happy reading!

Copyright 2017 Original content authorized only to appear on Money Beagle. Please subscribe via RSS, follow me on Twitter, Facebook, or receive e-mail updates. Thank you for reading.

Find The Right Factoring Plan For Your Trucking Company

As the owner of a trucking company, you understand how frustrating it can be to wait 30, 60, or even 90 days before you receive payment from your customers on their outstanding invoices. Without working capital on hand, carriers continually miss out on opportunities to grow and expand their businesses and some of them even fall behind on major expenses. It is no surprise, then, that so many carriers are choosing to factor their invoices to a third-party factoring company to keep strong cash flow and fund their businesses. The added flexibility and convenience afforded by invoice factoring explains why this is now such a mainstream financial tool among carriers of all sizes across the US.

The benefits of factoring include simpler application processes than you’d find at most lending institutions, competitive rates, and faster funding overall — all of which help to explain why so many truckers use invoice factoring services for their businesses.

Factoring Explained

Invoice factoring, for those who are unfamiliar with the term, is a type of accounts receivable financing that allows you to sell outstanding invoices due within 90 days to a third-party factoring company. The factoring company will then typically grant you an advance of roughly 80 to 90 or even as high as 97% of the value of the invoice. The factoring fee is usually small and differs depending on the plan you choose. One of the biggest advantages of freight bill factoring is the fact that you can often receive the money on the same day you submit invoices.

The speed of the turnaround allows many trucking businesses of all sizes to take advantage of the funding for immediate growth opportunities or to take care of financial crises as they arise. Additionally, high approval rates mean that carriers qualify even if they don’t have the best credit. This is because a freight bill factor looks at the credit worthiness of your customers, and not you as a carrier.


The features and benefits of freight factoring with a reputable company such as Accutrac Capital are designed specifically to meet the grueling demands of hard-working trucking companies. When looking for the right factoring partner, it pays to keep a few important things in mind. Of paramount importance is to look for a company that you would want to work with in the long term (as most carriers don’t use freight factoring as an emergency button — but rather employ this type of financing as a sustained, ongoing financial strategy). Accutrac Capital offers transparent plans that suit any carrier’s needs. Choose from any one of the following plans:

Flat Fee Factoring

  • A simple, easy to manage option with an easy to calculate one-time cost
  • From 1.59% for up to 90 Days

Factoring Line of Credit

  • Designed for larger fleets and carrier operations
  • From 0.022% per day
  • A flexible line of credit providing maximum value and control

Flex Factoring

  • Only 0.49% for up 10 days
  • The ideal funding option for carriers whose companies pay their invoices quickly

Freight factoring affords your trucking company increased flexibility. The same day funding you receive will offer cash flow solutions that turn your past-due invoices into much needed cash on hand. This means that your trucking company will appreciate the added liquidity and security that comes with factoring.

Copyright 2017 Original content authorized only to appear on Money Beagle. Please subscribe via RSS, follow me on Twitter, Facebook, or receive e-mail updates. Thank you for reading.