Saving money is a big deal. Many people don't know where to start. It doesn't have to be hard. In fact, when it comes to saving money, think small. A small saving is easy to do. And many small savings add up to BIG savings.
Here are some quick and easy things I do to save. Hopefully some of these work for you.
Call The Cable Company
Every year or so our bill jumps up. Every year or so I call them and ask them to lower our bill. Guess what? It works. We save at least $40 compared to regular pricing.
Make My Own Coffee
I brew my own coffee every day. Even at work, I bring my own ground coffee. I indulge in buying Half & Half. All told, it costs a fraction of what I'd spend at Starbucks.
Use Reward Credit Cards
I barely swipe our debit card anymore. Now, I use a credit card whenever possible. Why? Because all of our cards generate rewards. We have one airline card and three cash cards. Since we pay off the balance every month, it's just free flights and money. You can't really beat that, can you?
Watch My Mileage
Often when driving around, I'll switch my dash display to show my mileage. Why? Because when I watch how I'm driving, I drive better. With gas prices back up again, every less bit of fuel used is a savings. Why burn money that you don't have to?
Avoid Vending Machines
I stopped buying things out of the vending machines a couple of years ago. Now I refuse to. Not only is what's in there generally bad for you, it's always overpriced.
We stock up on some items at the grocery store. The trick is to buy things you'll use. Also, make sure that they won't go bad before you use them. If you have items on that, look for coupons and use them when the item is on sale. It's savings on top of savings!
Sometimes at a restaurant I'll get a cocktail or a glass of wine, but otherwise it's straight water. I don't order soft drinks or lemonade. If you do this, though, make sure you tip as if you did buy something. After all, the waitperson had to keep your water filled. Even so, you save money.
Borrow Books From The Library
I read over 50 fiction novels a year. But, I can't tell you the last time I bought one. Instead, I do most of my reading through the library. This is a huge money saver.
Take A Break On Impulse Purchases
If you come across a great deal but you didn't plan it, consider waiting. Just give it a day and see if it's still something you want. Often times, I will take a day or two, and often times what I thought about purchasing is no longer important.
Brand names are what you think of for most items. But that only means you see more advertising. It doesn't mean it's a better product. Take a chance on generic or off brand items. In many cases, they're the same or better quality. And if they aren't, well then it's OK to go back to the brand name.
Readers, what are some ways you look to save money? Are there any simple and easy tricks? Let me know your secrets in the comments below. Thanks for reading.