Regardless of how many kids you have, your marital status, the amount of debt you have, or even your income, it’s possible to save more money than you imagined possible. Financial professionals know that the best way to save more is to start with small changes. Here are some tips to save money.
1. Look for weekly deals at the grocery store, then plan your meals around those savings.
2. Browse coupon websites to find the most recent discounts and deals. This is a lot easier than clipping coupons from the newspaper every week!
3. If you’re an impulse shopper, you may save money by ordering your groceries and household items online. Yes, you’ll pay a little extra for the service and shipping, but you could save money in the end since you won’t over-spend. Some stores will even let you order the groceries ahead and then pick them up at the store.
4. Every January, toys go on sale, since stock is picked over after Christmas. This is the perfect time to stock up on a gifts for the year. Throughout the year, pick up presents whenever you see a good deal. Not only will you save money, but you won’t have to scramble the next time you realize you forgot about an upcoming birthday or holiday.
5. Skip over wrapping paper with fancy designs and stick with single colors instead. You’ll save a lot of money on wrapping paper alone by the end of the year!
6. Shop for clothing and shoes during the off season. The smartest shoppers will look for next year’s summertime clothing at the end of August. The end of February is also a great time to save on winter clothes. Look for classic pieces so that you’re not wearing defunct trends.
7. Looking for a fancy gift for a special occasion? Check out antique stores and consignment shops. With a bit of digging, you can usually score great deals on excellent, one-of-a-kind items.
8. Instead of paying high hotel prices, visit websites like Home Exchange, which list home swap opportunities. You can extend your vacation without going over budget.
9. Instead of traveling on a busy travel day, like on the weekend, book your flight for Monday throughThursday. Ideally, Wednesday to Wednesday is the cheapest way to travel.
10. When planning a vacation, either book very early or very late. When you book early, you’ll get the lowest costs available. When you book late, you’ll sometimes score a deal if an airline or hotel just wants to fill in the leftover seats or rooms.
What seems like just a few bucks here and there can really add up to big savings by the end of the year.