Something Sketchy Is Happening at Work, But You Need the Cash. What Should You Do?

mb-2014-12-ss1You see a co-worker slipping a piece of merchandise into her purse, but you don’t say anything. Your boss asks you to add a number to an earnings report, and you know the number is wrong, but you don’t ask questions.

Most people can’t afford to lose their jobs, and speaking up about wrongdoing could mean getting fired. Even if you don’t get fired, your co-workers and bosses can go out of their way to make you miserable.

How can you bring workplace misdeeds to light without risking your job? There’s not always an easy answer. Even if you want to take the moral high road and report what’s happening at work, you have people at home who depend on your salary. Your heroism might land you on the front page of the newspaper, but it won’t pay for your groceries. You’ll have to balance the potential fallout from staying silent with what you could lose from speaking out.

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5 Reasons Why It’s Awesome to Go Back to School When You’re Older

Most people have no idea what they want to do when they’re 18 years old. Some go to university to earn a marketable mb-2014-12-5r1degree. Others enter the workforce, make a little money, and try to figure out who they are. After gaining some work experience or toiling away at an unsatisfying job, they think about going back to school. However, because they have children, work obligations, and other responsibilities, they worry that they can’t handle it.

The great news about going back to school when you’re older is that by now, you’re a much better you. You’re more mature, responsible, and able to manage your priorities; in fact, you’re much, much smarter. Going to university might seem more complicated when you have more grown-up obligations to juggle. Don’t worry — you can handle it. We’ll give you five reasons why.

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Best Of Money Beagle In 2014

mb-201403stacksIt’s amazing to think that 2014 is almost in the books.  It seemed like just yesterday we were welcoming in the year and thinking of the promise of things to come.  It’s almost over and I hope that you reached your goals, found happiness, and made it through the struggles that certainly came your way.  Below are some of my favorite and most popular posts of the year.  I’m happy to present the best of Money Beagle for 2014.

Before I start, I want to thank you for reading, whether you’ve been with me for the entire year or just yesterday, I appreciate your time.  The web is a big place that continues to grow, so thank you for giving my little blog your time.

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Why You Should Pretend Gas Is Still $4 Per Gallon

Michigan has some of the higher gas prices in the country, and the area where I live generally has some of the higher prices in the Metro Detroit area, so when I’m seeing prices around $2.69, I know that gas has gotten cheap.  I’m sure you’ve seen it too, right?  Good.

It’s interesting, though, because gas has been under $3 here for barely a month, and already people act like they’ve forgotten everything that came along with higher gas prices….that will return, probably sooner rather than later.  Consider:

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Use Gift Cards As Currency For Holiday Shopping

As holiday shopping starts winding down (or starts to peak for those who have not gotten started), one fact remains and that is that the holidays are expensive.  Have you had your first bill come in or checked your credit card statement for pending transactions yet?

As we look to complete (or start) our shopping, it’s helpful to think of different ways to make the holidays pack less of a punch on your wallet while still letting Santa cross things off his list.

My wife recently had a great experience where she was able to use gift cards for holiday shopping, and I thought it was a great idea that I could share, and can be a useful and effective strategy.

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Take Lessons From Tragedy

Tragedy comes in many forms, but in every case, it is based on something profoundly sad, heartbreaking, and usually involves loss.  You know tragedy, right?  You have likely had a tragic event if your life, known someone who has, and if you read or watch the news regularly, you certainly see tragedy on a regular basis.

Tragedy Can Come At Anytime To Anyone

One tragedy has stock in my mind for the last several months.  I’ll say up front that I don’t know anybody involved, but from the moment I saw the initial news reports, I’ve been emotionally touched by the tragic events.

In early September, two parents were in a car together, having had lunch and on their way to pick their children up from school.  Another car came from a side street and there was nearly a collision.  There was some additional aggressive driving which turned into road rage which led to tragedy.  At a stoplight, the father got out of the car to confront the other driver, and as he got to the window of the car, he was shot.

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Why You Need To Accept Responsibility For A Job Loss

So, you lost your job?  You got fired.  You got canned.  You got the boot.  Whatever you call it, the bottom line is, it sucks.  It’s happened to me, and trust me, it is something I hope to never have take place again.  Has it happened to you?

If it’s happened, there are a number of things you’re going to feel.  Chances are you’re going to panic a little bit.  You’ll be angry and hurt.  No matter how you look at it, the experience and the aftermath are going to weigh you down.

Once the initial shock wears off, which can take a few hours or a few days, then the time comes to collect yourself and start looking forward.  That sounds pretty simple, but as I recently discovered, that path isn’t the one that’s always taken.

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Reasons To Consider Leaving Your Job (And Reasons Not To)

I recently thought about my current job and realized that I have been employed here for eight and a half years.  That’s over double the time I held any other job in my professional career.  It got me thinking about what has kept me here, but I decided to look at it more from the angle of why haven’t I left.  Thinking about it, I boil it down to a few different things.

Three Big Reasons I’ve Stayed At My Job For So Long

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I Was Right And Wall Street Was Wrong About Black Friday

Two weeks ago, I wrote a post lamenting that it didn’t seem that Black Friday had a lot driving it this year.  As it turns out, I was correct in my assessments as it was reported that sales were down over 10% for the Black Friday weekend.  Predictably, Monday was an ugly day on Wall Street, as investors worried that this indicated a slowdown in the economy.

While the sales figures are discouraging, I think that they are explainable by several factors and they are not an indicator to any sort of economic slowdown.

Why Black Friday Sales Were Down

There are several reasons that I believe explain the numbers this year.

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When Procrastination And Impatience Pay Off

Usually when you wait until the last minute on things, you either spend more money or miss out on an opportunity for something. Such a thing almost happened to me.

We had our first bout of winter weather recently here in Michigan, and as it hit, it became obvious that my wiper blades needed to be replaced.

While out running some errands, I decided to stop and pick some up.

First Stop: AutoZone

I get most of my auto supplies at a nearby AutoZone.  They have great service, what I’ve always felt are great prices, and they are very helpful.  I’ve never had to wait more than a couple of minutes and have always gotten what I’ve wanted and felt happy with the purchase.

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