We live in a world that differs from the ideal one we could imagine. While it’s simple enough to picture a utopia, most people would agree that this isn’t the world we live in. The same goes for our individual lives. It’s easy enough to imagine a set of goals (getting fit, learning a new language, getting your financial life in order), but it’s much harder to put those plans into motion, much less attain them. Today is the day to start turning those dreams into reality. The best way to do this is to concentrate on two ideas: Build wealth and reduce debt.
Building wealth isn’t easy, but there are a bunch of ways to do it. For one, you could simply save money. This is a great wealth building tool. Start with an emergency fund, one which is big enough to cover your expenses for six months or more, just in case you were to lose your job or get injured or sick. Making a habit of saving is an important financial discipline. It’s how you’ll build a better future for yourself.