8 Things My First High School Job Taught Me

These days it seems that the high school job isn’t as popular as it was. Between an increase in after school activities and more adults working in part time positions, high school jobs don’t seem to be as much of a norm as they were.  But they still exist.  I believe that they provide a tremendous experience.  I know it did for me.

My High School Job

I was lucky enough to work for family.  I got to work at a collectibles store owned and run by my uncle and aunt.  They opened their store right when the market on figurines and such were ramping up, and developed a reputation as one of the top collectible stores in the area.

I worked a lot of evenings (after school) and weekends.  They were closed on Sunday so I always had a day off.  In a store like that you do everything from unpacking boxes to working the registers to helping people find that just right item.

Now that I look back I realize that the experience really helped me in many ways.

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How Will I Stay Motivated After Losing Weight?

I’ve written a couple of times about how I have been working to get in better health this year.  So far things are going great, and I’ve now lost about 9.5 pounds total.  Things have definitely slowed down over the past couple of months.  I expected that, as this is typically the area where my body hits a wall.  But, I’m still happy with where things stand.  The issue now will be how to stay motivated after losing weight.

Summer Is A Downfall

I wrote earlier about how I stopped snacking at work at the beginning of the year.  That’s still held up.  I haven’t eaten one single thing that I haven’t brought in!  If you know my typical snacking habits, that is a big accomplishment.

But my other normal downfall is upon us:  Summer.  We do lots and lots of camping, and this tends to bring about a lot of poor nutritional choices, at least compared to the rest of the year.

  • Snacking.  There are always munchies and stuff around for camping.  It’s just the nature of things.  I’m always a sucker for a handful of potato chips or something.
  • Alcohol.  It’s vacation, usually at the beach or around a fire. These things make a nice cold drink or two a big temptation.
  • Lack of exercise.  Right now I’ve been trying to get some sort of exercise just about every day.  This involves a combination of running, walking, or lifting weights.  Last year, I tended to do very little of this while camping.

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The Cost Of Fame And Fortune

I woke up last Thursday to the news that many heard, that Chris Cornell, the lead singer of Soundgarden, had died.  Living in the Detroit area, this was even bigger news, because he had just played a show the night before. He died in a hotel just a few blocks away from where he had performed.  It was sad news, made even sadder when it came out later that he had killed himself.  It makes me wonder the true cost of fame and fortune.

Back In The Day

After college, a few buddies decided to form a band.  This was back in the mid-1990’s so the alternative music scene was still in full swing (though waning, as a look back reveals).  They were pretty good, and managed to get quite a few gigs playing at local bars and other establishments.  I wasn’t musically gifted so I wasn’t in the band.  But, I hung around with them, helping them load and unload, and keeping track of the money side of things.

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2017 Can Be the Year You Earn Great Credit

If you don’t understand what personal credit is, you’re not alone. Your credit history is an important aspect of your life, but most people don’t fully comprehend what it is or what it does. That’s a shame, because you can learn what credit history is in about five minutes, and this information can guide you to a much better personal finance future. So don’t be scared of what you don’t know. Grab this bull by the horns and start taking control of your personal credit, even if for the very first time. This way you’ll know how to raise your credit scores & get the best interest rates in 2017.

Personal Credit History

First of all comes a basic definition.  Personal credit history is a record of all of the ways you’ve used borrowed money over the years. You may have borrowed more money than you think. Also, sometimes borrowed items can be represented in the form of money, as with a library book. Let’s say you borrowed a library book in 2005 but didn’t return it till 2007 when you found it under your sofa. It’s likely that the library kept a record of the lost book, and sent the account to collections after they couldn’t recover the book or the fees from you.

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7 Tips for a Perfect Open House for Your Rental

An open house is crucial for attracting new tenants.  This is a time to show off the rental you put so much time and money into.  If you want to entice high quality tenants, prepare your property using these seven tips for the perfect open house.

  1. Make it Spotless

Nothing turns off a potential tenant more than a dirty property.  Dirt and grime will cause prospective tenants to turn right around and walk out.  You may want to hire a cleaning service that can deep clean the entire space, from the walls to the floors and everything in between.  If you have carpet, make sure it looks fresh and free of stains.  If the exterior is dirty, consider using a pressure washer to clean all of the outside walls of your property.

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Using BookBub To Get Ready For Summer Reading

I love to read.  I’ve always been a sort of bookworm, as far back as I can remember.  My childhood summers growing up included a lot of time reading.  I love fiction.  When I was a kid I loved the Ramona books and Great Brain books.  When I got older, I started reading Stephen King and Dean Koontz.  Now, I have a list of preferred authors and genres.  I also have a new way to find stuff to read.  It’s called BookBub.

If you’ve never heard of BookBub, don’t worry, until just a few months ago, neither had I.

My New Kindle

For Christmas, I got a Kindle reader.  Prior to that I did all of my reading the old fashioned way: reading books.  Most books, I obtained from the local library.

But, I’d started thinking that I wanted a Kindle more and more.  The biggest reason I wanted one is because of our camping trips.  We go camping a lot during the summer, usually over 20 nights per year.  These trips often provide the perfect opportunity to get in some reading time, so I would bring along a few books.

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Personal Finance For Young Adults

When you’re out on your own for the first time, it can be easy to live life to the fullest and avoid making a financial plan for the future. While it’s important to have plenty of fun while you’re in college, it’s absolutely vital that you form solid personal finance habits for the future. If you’re hoping to establish a bright financial future, consider the following tips regarding personal finance for young adults, from our personal finance blog.

Avoid Going Out Every Weekend

College students often find that their weekly budget is completely decimated by the end of a long night of partying. While exploring local bars can be a blast, it’s never a good idea to make it a weekly habit. If you love being social with your friends but you’d like to save money, be honest and open about the fact that you’re trying to conserve cash. Instead of going out for drinks every weekend, host a game or movie night at your apartment.  Make it BYOB to really save some money.

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6 Easy Tips for Saving Money This Summer

It can be easy to overspend during the summer. From increased energy bills (you have to crank that air conditioner during those hot days) to vacation costs, spending seems to snowball during the hottest season of the year. Instead of leaving the summer with far less in your bank account, find ways to ease the strain on your wallet—while still having a great vacation season. Keep these simple strategies in mind and ensure your finances don’t get hit by the summer spending trend.

  1. Turn Down Your Hot Water Heater

Many homeowners turn up their hot water heater during the winter months to keep their showers warm. However, they forget to turn back the settings in the summer months (when all most of us want is a cold shower). The Department of Energy recommends having any tank-based hot water heater set to around 120 degrees Fahrenheit. Do a double check and find out where your temperature gauge is sitting to ensure you’re not wasting energy and money on heating water you’re not using.

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Airline Nightmare: You Can Be Right But Still Be Completely Wrong

The airline industry has really been under fire.  My 7-year old commented that the recent misstep has been the “fifth bad story” that he’s seen recently.  This latest airline nightmare had Delta kick a family off their flight because they wouldn’t give up the seat their infant was using.

Here’s the thing: They were actually right.  But then they turned into being completely wrong.

Where Delta Was Right

Delta had overbooked a flight, which seems to be the source of so many problems.  In looking things over, they found that one ticketed passenger wasn’t on the plane.  As it turns out, they had booked another ticket on another flight and already left.

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8 Wise Ways To Spend Your Tax Refund

Are you one of the millions getting a tax refund this year?  Maybe you’ve already got it but haven’t spent it yet.  Your tax refund can be a great way to reach some financial goals.  Here are eight ways that you can spend your tax refund that are sure to make your life easier.

Repair Or Fix Up Something

If you’ve got something that’s broken or on it’s last legs, now’s the time to consider fixing it.  Whether it’s a leaky water heater, a dented bumper, or a room that needs re-painting, your tax refund can help.  In many cases, fixing or replacing something before it fails altogether will save over an emergency repair.

Set Up An Emergency Fund

Speaking of emergencies, now is a great time to put money aside in case one comes up.  An emergency fund is always a great idea.  Every household should have at least $1,000 set aside for this purpose.  If you don’t, why not use some of your tax refund money to get this going?

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