4 Vital Retirement Tips That’ll Turbo Boost Baby Boomers’ Retirement Finances

Baby Boomers could very well be the generation that has worked the hardest in their professional careers. However, despite this, many Boomers have not  been able to save enough to enjoy a relaxing retirement. There is in fact a high percentage of Baby Boomers struggling with financial issues.  Many of these they will not be able to sort out before they retirement.

Many independent studies have been done on the Baby Boomers retirement situation and concluded that about 1/5th of Baby Boomers might be forced to retire before they have paid off their mortgages, while others will not have enough funds for retirement for other reasons.

But, do not worry yet. Here, we have jotted down some vital tips that can help Baby Boomers augment their retirement savings and improve their current retirement situation.

It’s Time To Re-evaluate Your Assets for Retirement

Considering the fact that you are moving ahead towards retirement and old age, NOW is the right time to evaluate your home. You might not need nor be able to maintain a big house.

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No Emergency Fund? These Consequences Might Change Your Mind

“Emergency fund or no emergency fund? Who has the extra money in their budget to set aside for a rainy day?”

“Every day is rainy and there’s always something to be paid right now.”

“You can’t take it with you when you’re gone, you might as well spend it now.”

These are common things people say when the topic of emergency funds come up. Though each of these statements is true in some form, failing to organize your finances for unforeseen circumstances could put you in a really bad position.

No matter what reason you have for putting off the need to save, eventually it comes back to bite you. Many people end up finding this out the hard way.

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10 Reasons That I Miss The Old Internet

Nowadays it seems like the Internet has always been around.  For many people, grown ups even, it always has!  Yet, at the age of 43, I distinctly remember the time before the Internet. But along with that there was the time when the Internet was new.  Those were some cool times.  Of course, all those ‘new’ things are now old.  That’s the way it happens.  But, there are times when I miss the old Internet.  Here are a few throwbacks that many will remember.

The Dial-Up Tone

The Internet was first accessed over phone lines.  You had to connect your computer’s modem to another and establish a connection.  This was done with a series of bongs and boops and clicks.  It was a pretty cool sound.  I was such a geek that I could often tell just by listening to the patterns if I was going to get a good connection or if I’d have to re-dial.

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Keep Your Summer Budget Under Control

Summer is right around the corner.  Before long the kids will be done with school. Grills will be filling the streets with smells of burgers and hot dogs. The ice cream truck will be jangling down the street.  Summer is the time to enjoy the world, and boy can that be expensive!  Your wallet can take a hit if your summer budget gets out of control.  But, you can keep things under control.

Here are a few summer budget tips so that you can have fun and keep your finances in check!

Shop For Travel Deals

Travel and leisure activities abound during the summer months.   These can add up to big spending amounts if you’re not careful.  The good news is that you can often find deals.  Look through Groupon or other apps.  Visit travel websites or those of places you’d like to go.  There are often specials.  If you want to get away, look for places like AirBnB.  This can reduce the cost compared to more expensive hotel options.

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10 Practical Baby Shower Gifts Every Mom Will Love

Ah, the baby shower.  The time to give all that’s cute for the new life about to enter the world.  While many gifts will draw ooh’s and ahh’s during the shower, there are some that will bring those later.  These are practical baby shower gifts that every parent will appreciate when it matters most.

Diapers (Size 1 and 2)

Diapers are a fairly common gift.  But, here’s the thing, most diapers for yet-to-be born babies are Newborn size.  This is great except that many babies are out of this size in a flash.  While you can usually exchange unopened diapers for a bigger size, make it easy on the mom to be.  Give them the next size or two up.  When that Newborn size diaper just won’t fit, your gift will be at the ready.

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Pros And Cons Of Working From Home

Our employer allows us to work from home one day per week, with manager approval.  My manager has approved us working from home, with one caveat. We are not allowed to work from home on Monday or Friday.  This is designed to prevent abuse in the form of beginning or extending the weekend without using time off.

I like our policy and it seems to work well.  I don’t take advantage of it every week.  I’d say I probably use it about half the time.  Over time, I’ve come to realize there are pros and cons of working from home.

Pros Of Working From Home

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Investing in Airplanes or Helicopters – Making the Choice

A lot of people who can afford to buy an aircraft and have a short amount of time to spend in travelling tend to buy airplanes or helicopters. Generally, people investing in airplanes and helicopters do not have a problem with funding them. However, it is rather smart to compare the benefits of the product you are investing in. Both the aircraft are designed to transport passengers from one point to another in a shorter span of time than transports like trains and buses. Nevertheless, there is some difference between the uses of each of them which might prove to be beneficial or problematic with respect to the owner’s requirement. Below are given certain details about it.

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Five Ways To Get The Most Value From Netflix

It seems like everybody has Netflix these days, doesn’t it?  I remember subscribing to Netflix before most anybody knew what it was.  I can’t tell you the number of people I explained it to.  You clicked a few buttons on your computer, and a couple of days later a DVD showed up in the mail.  That was before they did any type of streaming.  Ah, the good old days!  Now, if I’d only been smart enough to buy their stock and hold onto it at the time!  Oh well.  In any case, Netflix is bigger than ever.  Here are five ways to get the most value from Netflix and your subscription.

Review Your Plan

Netflix has a pretty solid menu of options.  You can stream online.  You can get DVDs.  Or, you can get both.  Then, you look at how many devices you want to use or how many DVDs you want to have out.

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Use These 7 Leftovers Tips To Avoid Wasting Food

Leftovers.  Just reading the word probably made some of you groan.  That’s a pretty common reaction.  We crave variety including in what we eat.  And, let’s face it, not all meals are all that exciting the first time around!  This can make the second go-around downright unappealing.

But, it doesn’t have to be that way!  You can make leftovers a lot more appealing, and also make sure that food doesn’t go to waste.  Here are a few simple tricks.

Store Leftovers In A Clear Container

One reason that leftovers go bad is they get forgotten about. This is almost sure to happen if you can’t see what you’re keeping.  We try to put as many our leftovers as possible in clear glass dishes.  This avoids food turning into science experiments!  Who needs that?

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Summer Break: Protect Yourself Before You Travel

It’s that time of year when the kids are off school, and families travel to their favorite destinations. It’s Summer Break!

So while you’re planning the trip of a lifetime for the whole family, make sure you have all your bases covered. That includes protection in case the unthinkable, such as an accident or severe illness, were to happen.

Keep yourself prepared by purchasing insurance. There are many different ways to ensure your family’s protection whether you’re traveling in the US or abroad. Here are a few common types of insurance to consider before you step out the door.

Travel Insurance

Travellers insurance covers a wide range of “what ifs,” from lost luggage to injury-related incidences. Here is a basic summary of what travel insurance can include:

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