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Jason Smith

Jason is a Senior Author for Money Beagle. He has been working with small business owners like you for the past ten years.

He graduated with an MBA and began a career as an independent financial consultant for small businesses in his state. He then expanded his knowledge to writing articles and guides.

Jason made this decision because he thinks that all businesses deserve to know the basics when it comes to their finances and loan opportunities. He found that too many businesses don’t know enough about the financial options and tools available to them. As a result, he focuses on helping businesses get the most bang for their buck when it comes to things like loans and lines of credit. This helps local businesses grow and helps local economies thrive.

Jason has written dozens of helpful articles on our blog. He writes about different loan types that’s suitable for small businesses. Check out his articles.

Critical Questions Answered About Venture Capital Firms & Companies

Critical Questions Answered About Venture Capital Firms & Companies

View All Posts View All Posts If you're interested in the tech industry, you've probably heard the word 'venture capital' tossed around plenty of times. While venture capital is a very common phrase in many circles, the majority of Americans still don't have a firm...

How to Find and Get Angel Investors for Your Business

How to Find and Get Angel Investors for Your Business

View All Posts View All Posts Without the help of angel investors, many start-ups wouldn’t have had so much success in the last decade. According to recent data, angels invest over $25 billion per year into 70,000 plus businesses in the United States alone. Each...

57 New Small Business Ideas: +Good Online Startup Tips for 2020

57 New Small Business Ideas: +Good Online Startup Tips for 2020

View All Posts View All Posts Introduction Many people dream of starting their own business. There’s an undeniable attraction to the idea of financial independence, to charting your own course in life and no longer being reliant on an employer for income. But certain...

Employer Identification Number (EIN) Questions Answered

Employer Identification Number (EIN) Questions Answered

View All Posts View All Posts There are a lot of different parts to running a small business. There are all kinds of regulations and rules you need to follow. Some of the most important rules have to deal with paying employees. Employees need to get paid if you’re...

What to Do After Your Small Business Loan Application Was Declined

What to Do After Your Small Business Loan Application Was Declined

View All Posts View All Posts In order to grow and expand, most small businesses all over the world select business loans in some form or the other. There in fact, have been multiple cases where small businesses became global brands like KFC, Adidas, and Microsoft, to...

Debt Financing vs. Equity Financing

Debt Financing vs. Equity Financing

View All Posts View All Posts Why Do Small Businesses Need Financing? Small businesses, particularly startups, find it difficult to commence operations or even survive without some form of external financing. This is applicable even to entrepreneurs bootstrapping...

Best Small Business Loan Interest Rates

Best Small Business Loan Interest Rates

View All Posts View All Posts Small business lending isn’t the same as it used to be. A combination of economic shifts and changes in technology have created a wave of change throughout the small business lending industry. Background Today, small business lending...

Trump Tax Reforms a Positive for American Small Business Owners

Trump Tax Reforms a Positive for American Small Business Owners

View All Posts View All Posts Recent news headlines have all been focused on Trump’s proposed tax reforms – like many of Trump’s policies, these reforms aren’t without controversy. And while much of the focus is on reductions in personal income tax and capital gains,...

Understanding Different Types of Working Capital

Understanding Different Types of Working Capital

View All Posts View All Posts Let’s begin with a simple question: Why do you need a business loan in the first place when it’s often said that going into debt for your business doesn’t always make sense. The reality, however, is that, that when your business is ready...

Why Do Banks Refuse Loans To Small Businesses?

Why Do Banks Refuse Loans To Small Businesses?

View All Posts View All Posts It’s common practice the world over for small businesses to grow by securing business loans and in realizing their dreams of hitting the big league. In fact, in global corporate history, there have been many instances where a small...

How to Write a Perfect Business Plan to Get a Loan?

How to Write a Perfect Business Plan to Get a Loan?

View All Posts View All Posts What to Include in a Perfect Business Plan to Get a Loan? Cash flow Co-signers Collateral Management Marketing plans Credit score Most successful businesses generally have banks or other financial institutions financing them in the form...

10 Things to Look Out For in a Lender

10 Things to Look Out For in a Lender

View All Posts View All Posts When you’re applying for a business loan, it’s ultimately the lender and his terms and conditions that will finalize the deal. The lender is not only your principal source but in many cases, may even turn out to be your savior, especially...

Essentials in a Small Business Loan Application

Essentials in a Small Business Loan Application

View All Posts View All Posts Going by the age old proverb that a journey of a thousand miles begins with a single step, your loan application is that first and most essential step to get the funds you want. In fact, such is its importance that it alone determines...

Tips for Applying Online for Small Business Loans

Tips for Applying Online for Small Business Loans

View All Posts View All Posts Since traditional banks have imposed tighter regulations on lending, a new firm has emerged to cater different entities that cannot qualify for loans: alternative lenders, a general term for non-bank loans. By the end of the article, you...

Ten Athletes that Dominate in Business

Ten Athletes that Dominate in Business

View All Posts View All Posts Sports around the globe inspire people to come together regardless of race, religious beliefs and gender. The greatest athletes use their perseverance, work ethic, and pristine focus to enamor the world on the field. However, as athletes...

Best Unsecured Small Business Loans for Startups & Established

Best Unsecured Small Business Loans for Startups & Established

View All Posts View All Posts If you own a small business, or you’re thinking of starting one, you probably spend a lot of time wondering what your best finance options are. If you have a relatively young business, or a checkered credit history, many lenders will want...

Small Business Funding [Startups & Bad Credit Ok]

Small Business Funding [Startups & Bad Credit Ok]

View All Posts View All Posts How do Small Businesses Get Funding?   Investment Traditional Loan Business Credit Card Business Line of Credit Factoring Grants If you’re about to start a small business, or you already own a small business, you may find it...

What Microloans Can Do For Your Business

What Microloans Can Do For Your Business

View All Posts View All Posts Small business owners have a reputation for getting creative when it comes sourcing funding for their companies. There are hundreds of different ways you can finance a small business, but one of the least well known methods is via...

Funding for Start Ups

Funding for Start Ups

View All Posts View All Posts Thousands of people have great business ideas that never get turned into legitimate companies. You can have the best idea in the world, but if you can’t execute it, then it’s worthless. One of the hardest parts about starting a startup is...

Factoring For Businesses

Factoring For Businesses

View All Posts View All Posts Small business owners are constantly on the lookout for various ways to help fund their operations. Attaining finance can be a difficult and lengthy process – the global financial crisis in 2007 has made lenders extremely wary of loaning...

How to Finance a Franchise

How to Finance a Franchise

View All Posts View All Posts If you’re considering starting or purchasing a business, you may be thinking about acquiring a franchise. One of the hardest parts about opening a franchise is finding the capital you need to finance the startup costs. Many franchises...

Five Questions Business Owners Should Ask Their Lenders

Five Questions Business Owners Should Ask Their Lenders

View All Posts View All Posts If you’re like most business owners, you probably have to finance part of your business when you first begin operations. Attaining finance from a lender can be an intimidating process – it is an arduous task that you may not have past...

Introduction to Small Business Loans

Introduction to Small Business Loans

View All Posts View All Posts Business loan is a loan you take out for non-personal use, particularly to help you reach a particular agenda in your business. In simpler terms, it is any kind of loan where the granted money is reserved for the business alone. This is...

How to Fund a Minority Owned Business

How to Fund a Minority Owned Business

View All Posts View All Posts Due to certain factors, financing options may become limited. However, whether it is for helping the company take off or for expansion of operations, funding can be easier if you have a minority-owned business.   What is a...

Small Business Grants for Women, Startups, Veterans, Minorities

Small Business Grants for Women, Startups, Veterans, Minorities

View All Posts View All Posts Steps to Get a Small Business Grant Have a clear business idea Define your personal status Consider being a non-profit Search for grants Register as a grant applicant in the Federal government Log in the federal grant application system...

How to Finance Equipment for Your Business

How to Finance Equipment for Your Business

View All Posts View All Posts In the broadest sense, an equipment is anything that provides non-human labor that performs a specific and unique function for a certain cause. For your business, all your equipment should help to keep things running smoothly. No matter...

Small Business Loans for Minorities (Startup & Bad Credit ok)

Small Business Loans for Minorities (Startup & Bad Credit ok)

View All Posts View All Posts Small Business Loans for Minorities Options Accion U.S. Network National African American Small Business Loan Fund Union Bank Business Center for New Americans Funding Circle Business owners who draft a solid business plan will inevitably...

Bad Credit Small Business Loans [2020 Update]

Bad Credit Small Business Loans [2020 Update]

View All Posts View All Posts Types of Small Business Loans You can Get with Bad Credit Cash advance loans Working capital loans Business credit loans High-risk business loans Bankruptcy loans for businesses Small business owners can expect to go through periods of...

Wells Fargo Small Business Loan Review

Wells Fargo Small Business Loan Review

View All Posts View All Posts When your goal is to grow a small business, getting the needed funds won't always be an easy task to complete. You will find many lenders that offer small business loans, but many people turn to Wells Fargo when they need a finance...

How To Get A Small Business Loan

How To Get A Small Business Loan

View All Posts View All Posts If you want to start or grow a small business, you might be wondering how you will finance your venture so that you can move forward. For many people, getting the needed funds for their business idea is no small task, and they often look...

Small Business Startup Loans for Veterans [2021 Update]

Small Business Startup Loans for Veterans [2021 Update]

View All Posts View All Posts In the past, the federal Patriot Express program and the Veterans Advantage program offered small business loans for veterans. These programs both expired several years ago and were not replaced with alternatives. However, there are still...

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