Joanna Johnson

Car Insurance Expert

Joanna Johnson started as a manager at a major national auto insurance carrier. She used this position to gain several insights into how the car insurance industry worked in the different states. She’s an expert and understanding how the different laws and regulations in the car insurance industry shape the way that policies work.

Joanna’s experience makes her one of our go-to writers when we need to explain why auto insurance works the way it does. She’s also an expert at understanding what the different levels of insurance coverage offer and helping people understand what level of coverage is best for them. That way they can pay for the right amount of insurance and don’t have to worry about overpaying for insurance that they’ll never need or use.

In her free time Joanna loves going on long hikes and playing video games with her friends. She also spends time volunteering at an animal rescue shelter.

No Money Down Car Insurance: 0 Deposit & Low Payments

No Money Down Car Insurance: 0 Deposit & Low Payments

Cheapest Car Insurance Rates for May 2021Joanna Johnson Car Insurance ExpertUpdated: 04/2021 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Are you looking for affordable...

Liability vs Full Coverage Car Insurance

Liability vs Full Coverage Car Insurance

Tyron Jones Car Insurance Expert Updated: 11/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years. It’s exciting purchasing a vehicle, but something many people struggle with is finding the right car...

Car Insurance Grace Periods

Car Insurance Grace Periods

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Car insurance can be a complicated subject to get your head around. One tricky aspect of dealing with...

Help I Can’t Afford Car Insurance

Help I Can’t Afford Car Insurance

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you're the a owner, you're legally required to have a car insurance policy to drive your car in most...

Getting Insurance When Buying a Used Car

Getting Insurance When Buying a Used Car

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Buying a used car is a smart financial decision in most cases. You get a new, perfectly functional...

Why Is My Car Insurance So Expensive? + Least Expensive Companies

Why Is My Car Insurance So Expensive? + Least Expensive Companies

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you own a car, you know one of your most costly expenses is your auto insurance policy. Insuring...

Driving Safety: How to Help Someone with Alzheimer’s or Dementia

Driving Safety: How to Help Someone with Alzheimer’s or Dementia

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Staying safe is the most important thing when it comes to driving. That includes the safety of an...

Ways to Lower Car Insurance Rates [Money Saving Quotes]

Ways to Lower Car Insurance Rates [Money Saving Quotes]

Tyron Jones Car Insurance Expert Updated: 07/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Your auto insurance is often one of your primary expenses. While it can be painful having to pay...

Cheap Car Insurance for Leased Cars [Gap Requirements]

Cheap Car Insurance for Leased Cars [Gap Requirements]

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Every car and driver need to be insured to be on the road legally. However, the insurance process is...

Cheap Car Insurance for Bad Driving Records

Cheap Car Insurance for Bad Driving Records

Joanna Johnson Car Insurance Expert Updated: 06/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Shopping for car insurance can be a nightmare if you don't have a strong...

Why Did My Car Insurance Go Up?

Why Did My Car Insurance Go Up?

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone who drives needs car insurance. That’s why it’s so frustrating when you go to renew your car...

Best Way to Shop for Car Insurance [Find Cheap Quotes]

Best Way to Shop for Car Insurance [Find Cheap Quotes]

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone gets excited when looking to purchase a new car or, at the very least, a "new to you" car (a...

Cheapest Local Car Insurance Brokers Near Me

Cheapest Local Car Insurance Brokers Near Me

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you're searching for a car insurance policy, you have a range of different brokers to choose from....

Best Car & Home or Renters Insurance Bundle Comparison Quotes

Best Car & Home or Renters Insurance Bundle Comparison Quotes

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone loves saving money on their insurance. Thankfully, modern insurance products offer a number of...

Best Military Car Insurance: Cheap Discounts for Veterans & Family

Best Military Car Insurance: Cheap Discounts for Veterans & Family

Tyron Jones Car Insurance Expert Updated: 01/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone knows that military servicemembers face unique challenges in their day to day lives. However,...

Cheap Motorcycle Insurance Quotes: Compare Best Companies

Cheap Motorcycle Insurance Quotes: Compare Best Companies

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone wants to drive legally when they’re on the road. One thing that’s essential to staying legal...

Best Pay Per Mile Car Insurance Companies Review: Is it Worth it?

Best Pay Per Mile Car Insurance Companies Review: Is it Worth it?

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  No one wants to pay more for car insurance than they have to. However, there are lots of drivers that...

10 Best Car Insurance Apps: Get Quotes and Manage Policies Easy

10 Best Car Insurance Apps: Get Quotes and Manage Policies Easy

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  OverviewThese days, there's a mobile app for nearly everything a person may need, and car insurance is...

Cheap Classic Car Insurance Quotes + Best Company Reviews

Cheap Classic Car Insurance Quotes + Best Company Reviews

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  You don’t treat a classic car like an Elantra, Escape, or even an Escalade and any other daily driver....

Cheap Same Day Instant Car Insurance [Online Now]

Cheap Same Day Instant Car Insurance [Online Now]

Tyron Jones Car Insurance Expert Updated: 01/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you need auto insurance today, you might be wondering if it's possible to purchase 'same-day'...

How to Switch Car Insurance Companies Before Renewal Date

How to Switch Car Insurance Companies Before Renewal Date

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Sometimes your auto insurance is no longer adequate for different reasons. When a policy holder needs...

Cheapest SR22 Car Insurance Quotes + Best Companies

Cheapest SR22 Car Insurance Quotes + Best Companies

Cheapest Car Insurance Rates for July 2020 Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  No one wants to pay more than they have to for car...

Cheap Car Insurance for Senior Citizens + Best Rate Discounts

Cheap Car Insurance for Senior Citizens + Best Rate Discounts

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Senior citizens may not be aware that if your driving abilities remain the same, and if your record...

Cheap Non Owner Car Insurance: Best Quotes + Cost

Cheap Non Owner Car Insurance: Best Quotes + Cost

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you're a licensed driver but don't currently own a car then you may be in need of non-owner car...

Cheap Temporary Car Insurance (Short Term & Month to Month)

Cheap Temporary Car Insurance (Short Term & Month to Month)

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Temporary car insurance protects those using a car for only a short amount of time. Although you may...

Cheap Car Insurance for Bad Credit + No Credit Check Companies

Cheap Car Insurance for Bad Credit + No Credit Check Companies

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  While most people are aware that a credit score can impact the ability to take out a personal loan,...

Rideshare Car Insurance: How Much is Each State + Cheapest Companies

Rideshare Car Insurance: How Much is Each State + Cheapest Companies

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Why do you need extra Rideshare Insurance? Automotive insurance is made more complicated if you drive...

Cheap DUI Car Insurance: Best Companies & Rates for Offenders

Cheap DUI Car Insurance: Best Companies & Rates for Offenders

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Being found guilty of driving under the influence (DUI) carries a variety of negative consequences,...

Cheap Car Insurance for High Risk Drivers: + Best Companies

Cheap Car Insurance for High Risk Drivers: + Best Companies

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Once you are designated as a high-risk driver, you are going to automatically encounter more challenges...

How Much is Car Insurance? Average Cost People Pay Per Month

How Much is Car Insurance? Average Cost People Pay Per Month

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  This article will help you understand how much car insurance is in different situations. You should use...

5 Benefits (I Guess) To A Wet And Cool Early Summer

I don't know about anywhere else, but Michigan was pretty wet and cool from May to mid-June.  That's late spring and early summer.  At least it is normally around here.  This year, it felt like we were about a month behind.  Only now, as of June 26th, are we coming to...

2020 Erie Auto Insurance Company Review: Compare Quotes

2020 Erie Auto Insurance Company Review: Compare Quotes

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Highlights Low customer complaints than the industry average Client satisfaction scores are better than...

2020 Mercury Auto Insurance Company Review: Quotes Comparison

2020 Mercury Auto Insurance Company Review: Quotes Comparison

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Founded in 1961, Mercury Insurance is based and headquartered in Los Angeles. Most consumers know...

Aretha Franklin’s Estate Is A Mess & Nobody Is Surprised

Aretha Franklin was a local legend around these parts.  Raised in Detroit, she became famous and was one of the most famous and influential singers of her time.  Her records sold millions, and she was popular from the 1960's all the way through her death in 2018.  Her...

AAA Car Insurance Company Review: + Online Rate Quotes

AAA Car Insurance Company Review: + Online Rate Quotes

Tyron Jones Car Insurance ExpertUpdated: 11/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Company Overview AAA Auto insurance Company is one of the oldest firms in the country. It has has been...

Who Are the Worst U.S. Drivers By City & State

Who Are the Worst U.S. Drivers By City & State

Tyron Jones Car Insurance ExpertUpdated: 7/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Driving in the United States is one of those skills that inherently improves with experience. Yet, for...

Commercial Real Estate Risk Signaled By For Sale Signs?

My office is located in a office / manufacturing park.  There are probably 30-40 buildings clustered.  Recently, I couldn't help but notice many For Sale signs.  I drive past about twelve buildings on my way to my office, and there were recently six for sale. On the...

Allstate vs State Farm Car Insurance Review

Allstate vs State Farm Car Insurance Review

Tyron Jones Car Insurance ExpertUpdated: 7/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Car insurance is a very competitive business among many companies in the US. This means that car owners...

Tipping On Carryout Orders – Yay Or Nay?

Lines on credit card receipts for tips have popped up everywhere.  It used to be that sit-down service was the only place where a tip applied.  Now, that is not so much.  Tipping on carryout orders is now a fairly common practice.  At least, if you believe how often...

10 Great Father’s Day Gift Ideas

Father's Day is just around the corner.  I don't know about you, but it seems like dads are the hardest to buy for.  I've found that about my dad, and I've been told it applies to me.  I guess either we have simple needs or we just buy things ourselves.  It's probably...

Geico vs Progressive Car Insurance Review

Geico vs Progressive Car Insurance Review

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Progressive and GEICO are both insurance companies that have a tremendous amount of media presence. For...

Do You Do Easy Or Difficult Tasks First?

I don't know about you, but I sometimes struggle to get motivated.  There are certain days when getting going just doesn't seem to be in the cards.  For someone like me, this can be a big problem.  I tend to be a lot more productive in the morning than during any...

Cheap Car Insurance for Good Students + Best College Discounts

Cheap Car Insurance for Good Students + Best College Discounts

Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Affordable car insurance has proven to be a challenge for today's students...

Our Experience Selling A Used Camper

Anyone who reads this blog regularly knows that we love to camp.  We spend about 25 nights per year camping.  We've only done Michigan state campgrounds.  Luckily they are pretty great places to camp.  Well, after seven seasons of camping in our old camper, we decided...

Prevent Costs By Replacing Items Before They Fail

It is nearing time for us to replace a couple of critical items.  They both live in our basement and they both tie with water.  Those aren't the only things they have in common.  Both items currently work well.  But, both of them are on my list to get replaced.  We...

2019 Goals – April Check In

We are a third of the way through the year.  Actually, a little more than that.  I've been tracking my goals all year.  I wanted to provide an update for my 2019 goals in April. As a reminder, I track my goals numerically. I did make a change to a goal structure this...

7 Steps To Fix Your Overspending Problem

If you've found yourself with an overspending problem, you're not alone.  Many Americans find that they are spending more than they bring in.  This might be a long-term or short-term problem.  Either way it really doesn't make a difference.  The fact is that you must...

Our Madeira Beach Trip – 2019 Edition

Earlier this month, our family took a Florida trip for spring break.  This has become somewhat of a tradition for us.  It's our third year in a row staying there.  We look forward to it, and have lots of great memories to add from this year's adventure.  I thought I'd...

10 Money Spring Cleaning Tips That Will Help All Year

Spring is here.  That means it's time to start cleaning.  Many people clean their house or their yard.  Even cleaning out the car feels great after a long winter.  It's also a great time to give some attention to your money.  Last year I gave a few money spring...

Are You Keeping Your Fundraising Cause In Mind?

Fundraising can be a noble thing.  If you have a solid fundraising cause, it can provide great benefit. Raising money to cure or prevent disease, or to help people is great. But here at work, an ongoing fundraising campaign is missing the mark. Missed The Mark On...

Friday Favorites Roundup – April 19, 2019

Baseball practice has started for my son.  This is his third year playing.  We switched him over to Little League this year.  The past two years we used a city-sponsored organization, but we ran into an increasing number of problems.  There was a disparity in team...

2019 Goals – March Check In & Evaluation Of My System

This year I set 12 goals that I could track numerically.  This means that I can track them by percentage complete.  The design of this is that I can track my success with real numbers.  Now that we're a quarter of the way through the year, I'm seeing drawbacks and...

Proud Parent: My Kids Are Doing Cool Things

Every now and then it just feels good to brag about your kids.  What mom or dad doesn't love being a proud parent? Today seems like one of those days!  Here are a few things that my kids have been up to.  I love seeing them grow and find their own interests....

Hoping For Good Neighbors

We will soon have two sets of new neighbors.  Now we just need to hope that they are good neighbors! Our Soon To Be New Neighbors We have neighbors on four sides of us.  One set of neighbors on either side of us, one behind us, and another set across the street. We'll...

The Importance of Teamwork

My son finished his basketball league recently.  This was his second year playing team basketball.  As I watched the final seconds tick down, I was sad that his time was ending.  I watched all of the games he played in, as well as practice.  It hit me that there was a...

9 Things To Look For When Choosing A Bank

We have been really lucky in that we've used the same bank for over a decade.  Both my wife and I used the same bank before we were married.  Once we combined finances, it was a pretty easy choice.  But, what if you need to choose a bank?  Whether you're looking at...

How One Local Brick and Mortar Store Is Keeping Up With The Times

The apparent death of the brick and mortar store is well documented.  And, with pretty good reason.  At least once per week, we see another big name store closing up shop.  Toys R Us.  Payless Shoe Source.  Gymboree.  These are just a few of those that hop right out...

Comparing Annual Household Expenses

I thought it would be interesting to look at our annual household expenses between 2017 and 2018. I wanted to see what changed. Did we spend more? What about less? I didn't look at every expense item, but focused on some that stood out. In the end, I picked twelve...

Aligning Actions And Goals To Drive Success

When you set goals for yourself, you are looking to improve something, right?  Chances are this is the case for most goals.  This can apply to personal goals, financial goals, or any type.  So why is it that so many goals fail?  Surely we have good intentions.  I...

The Importance Of A Qualified Real Estate Agent

Our neighbors across the street are selling their house. I'm not sure what it is about this house, but nobody ever stays long. Actually, the sellers have probably been there the longest. It seems that whoever moves there gets taken away by a new job within a few...

Five Ways To Make More Money

Everyone wants to make more money. Often times we look around and see other people doing well, and we want more for ourselves. This is natural. But how do we make more money? Here are a few quick ideas. These are not guaranteed to work, but if you don't try, there's...

2019 Goals – February Check In

For 2019,  I set twelve goals that I could track.  This year I set goals that were numbers based.   I can track their completion, and see how I'm trending throughout the year.  With two months in the books, I am happy to say that I'm sticking with my goals.  I'm...

Spring Forward And Change The Smoke Alarm Battery

Believe it or not, spring is coming.  At least according to the calendar.  We've had a pretty snowy and cold few weeks here in Michigan.  It certainly doesn't feel like spring is on the way.  But, it is!  One way you can tell is that the 'spring forward' clock change...

How We Avoided A Smaller Tax Refund (And What We’re Doing With It)

Have you done your 2018 taxes yet?  Are you one of the unfortunate people who are seeing a smaller tax refund this year?  If you are, I hope that it won't impact your finances in a negative way.  Thankfully, we were able to avoid a smaller tax refund this year. How We...

Review of Great Wolf Lodge Mason, Ohio – February 2019

Great Wolf Lodge is one of our favorite family places.  It's become a tradition that we go during the kid's mid-winter break.  We've even snuck in a couple of extra trips.  This year's trip was to be our 7th experience at a Great Wolf Lodge. So, we decided to try...

10 Free Things To Do On A Day Off

If you have a day off, you might be looking for something to do.  But, not everything has to cost money.  Sometimes you can find free things to do that give you as much satisfaction as things that cost money.  That's a bonus, plus you have money in your pocket.  Who...

10 Ways We Plan To Get Rid Of Clutter Fast

Sometimes looking around our house stresses me out.  And it's not just the house, either!  Clutter can take over very quickly.  Even after you reduce your clutter, it comes back.  Clutter is something you have to stay on top of.  As I've looked around my house, and my...

Don’t Pay With Cash Unless You Have To

Do you pay with cash or swipe a card?  Some will swear that paying with cash can save you money.  After all, you're only spending what you have on hand.  This is definitely true, but that doesn't mean cash is king. Why We Don't Pay With Cash For our spending purposes,...

What Does No-Fault State Mean?

What Does No-Fault State Mean?

Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. No-fault insurance means that an automotive insurance provider pays for a...

3 People Who Beat Their Debt (And How)

Debt is a scary thing. Every year, out-of-control debt causes about 770,000 individuals to file for bankruptcy. But this is a last resort option that can destroy your credit and make life more difficult; often for years to come. Fortunately, there are ways for people...

12 Easy Ways To Save Money

Everybody wants to save money, right?  Saving money gives you opportunity and financial security.  If you want a few ideas on how to get started, here are a few. Our Tips For Saving Money Before we get started, let me just point out that these are things we do to save...

Estimate Average Auto Insurance Costs + Monthly Payment Calculator

Estimate Average Auto Insurance Costs + Monthly Payment Calculator

Tyron Jones Car Insurance Expert Updated: 12/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Car insurance rates differ from state to state and from insurance company to insurance company....

2019 Goals – January Check In

This year I set twelve goals that I could track numerically.  Each goal is pretty cut and dry.  I'll either hit it or I won't.  Now that January is wrapped up, here is my update for the months. January Highlights Sick.  I got a pretty nasty cold that kept me slowed...

7 Small Money Wins I’ve Had Recently

Saving money doesn't have to be all about big events.  Sometimes a small money win is all you need to build some momentum.  I wanted to sit down and come up with a few money wins that we've had recently. Small Money Wins Add Up Big The thing about little bits of...

Who Has The Cheapest Car Insurance? (2020 Update!)

Who Has The Cheapest Car Insurance? (2020 Update!)

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Car insurance is one of those things that you simply need to have. However, that doesn’t mean that you...

Are Certain Cars More Expensive to Insure?

Are Certain Cars More Expensive to Insure?

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Have you ever wondered why your car insurance rate differs from another person? You might be driving...

Deciding When To Replace CFL With LED Bulbs

This blog has been around long enough that I wrote about CFL bulbs when they were new.  Now, they're yesterday's news.  The newest standard is LED bulbs.  I've been having a debate about when to replace CFL with LED bulbs.  Read why. Do You Replace CFL With LED Bulbs...

Check Vacation Prices Even After You’ve Booked Your Trip

Our family has a tradition of going to a water park during mid-winter break.  This break falls in mid-February every year.  The kids love it and we enjoy the getaway as well.  Until last year, we'd gone to Great Wolf Lodge every year.  Last year, we tried Kalahari, a...

How to Prepare for a Successful Tax Season

There’s just something so fresh and motivational about January. Between New Year’s resolutions and fitness goals, renewed commitments to organization and financial responsibility, the list of things we can accomplish in January seems almost super-human. Use this...

Our Old Carpet, Old Furnace, And Other Worn Out Stuff

Our house is 20 years old this year.  That's getting to the point where many things original to the house are wearing out.  We already replaced our roof a few years back.  That was no fun!  But, now we've got a list of things that are getting old.  These things are...

11 Tips To Excel At Work This Year

Have you set your goals for 2019 yet?  I'm sure everybody has at least some, right?  Do your goals include any that tie to your career?  Do you really have what it takes to excel at work? The Importance Of Success At Work Success at your job is key to a happy and...

I Finally Bought A Smart Thermostat

We have a programmable thermostat that came with our house when we purchased it.  The thermostat is a Honeywell, and it's worked pretty well.  I have always heard about a smart thermostat, but have resisted for a variety of reasons. I was waiting for the perfect set...

Setting 2019 Goals By The Numbers

It's 2019 and that means it is time to set goals for the year.  I am a huge fan of setting goals, but I'm going to try something new this year.  I'm listing twelve goals below, but each one is quantifiable.  I set goals last year, but looking back, they were very...

11 Days Of Fun Over Holiday Break

I went back to work on Wednesday after eleven days off.  It was a fantastic time off.  Our family did many wonderful things over the holidays.  Honestly, when I walked back in, it felt like I had just left, simply because of the whirlwind of activity.  Here was just...

What Type of Car is Cheapest to Insure

What Type of Car is Cheapest to Insure

Joanna Johnson Car Insurance Expert Updated: 1/2019 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Car insurance is one of those necessary things that no one really likes to...

How to Insure a Car in Different Scenarios

How to Insure a Car in Different Scenarios

Joanna Johnson Car Insurance ExpertUpdated: 7/2019 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. There are a ton of different scenarios that can involve a car. Therefore,...

5 Ways Our HDHP Costs Have Become More Expensive

Happy New Year!  If you have health insurance through your employer, by now it's kicked in.  We stayed with the same plan as last year.  Our family used a HDHP (High Deductible Health Plan) with an HSA (Health Savings Account).  My employer raised...

10 Tips To Nail Your New Years Resolutions

New Years is coming up.  That means only one thing.  It's time for New Years Resolutions!  Now, I know that everybody comes up with these, right? I do.  But how often do we succeed at them?  If you're like me, you hit some and miss quite a few.  It's a time honored...

A Starr Is Gone Too Soon

I remember the first call I got from my wife about Jessica Starr.  It was in 2012.  She called to tell me that the new meteorologist on one of the local stations had been a good friend of hers from high school.  They'd lost touch after high school, but reconnected on...

Insurance and/or Driving Without a License

Insurance and/or Driving Without a License

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Anyone caught driving without a license will face serious consequences. Those driving on a suspended...

About Clark Griswolds Swimming Pool From Christmas Vacation

One of my favorite Christmas movies is National Lampoon's Christmas Vacation.  I laugh pretty much from start to finish at that movie.  It's hard to believe that it's almost thirty years old (which is why this post is full of spoilers).  But then again, it is most...

Average Miles Driven Per Year or Month Per Person for Each State

Average Miles Driven Per Year or Month Per Person for Each State

Tyron Jones Car Insurance ExpertUpdated: 11/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Most people have no clue what the average number of miles drivers drive per year is. When you take all...

What is Accident Forgiveness and Who Offers it?

What is Accident Forgiveness and Who Offers it?

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Millions of individuals are looking for the best deal possible on their car insurance. They want to...

Reduce Auto Insurance Cost: + Low Income Rates & Discounts

Reduce Auto Insurance Cost: + Low Income Rates & Discounts

Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Car insurance protects you in the event of an accident or issue. However,...