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Joanna Johnson

Car Insurance Expert

Joanna Johnson started as a manager at a major national auto insurance carrier. She used this position to gain several insights into how the car insurance industry worked in the different states. She’s an expert and understanding how the different laws and regulations in the car insurance industry shape the way that policies work.

Joanna’s experience makes her one of our go-to writers when we need to explain why auto insurance works the way it does. She’s also an expert at understanding what the different levels of insurance coverage offer and helping people understand what level of coverage is best for them. That way they can pay for the right amount of insurance and don’t have to worry about overpaying for insurance that they’ll never need or use.

In her free time Joanna loves going on long hikes and playing video games with her friends. She also spends time volunteering at an animal rescue shelter.

Cheap CPAP Machine Reviews: Best Buy For Sleep Apnea

CPAP machines are expensive, there's no doubt about that. This is not the case for everyone everywhere. Some people are even unaware they need to use one until they buy their first home and find out about the insurance discount offered on CPAP machines for those with...

Wag vs Rover for Walkers: Which One Pays Pet Sitters More?

With all the apps on the market that allow you to grocery shop, order food, and even find a spouse, it was only a matter of time until you could use an app to hire a pet sitter or dog walker. These apps allow you to choose from a wide range of pet caregivers and pet...

Shared Home Equity Investment: Get a Loan on Your Appreciation

A home equity investment or shared equity mortgage is a loan that can finance a specific acquisition over a fixed period. A home equity loan is a loan taken against the equity of an owner-occupied primary residence. This article will talk about the types of home...

Homeschooling vs Public School Cost Plus Pros & Cons of Each

The debate over the best way to teach our children is a never-ending argument that can divide friends and family. As a parent, it's your job to determine what works the best for your child, so you can't ignore either side of this battle. What is Homeschooling?...

How Politics Tie to Domestic/Global Finance and Affect You

One would be ignorant to assume that politics do not have a direct influence on global finance. Merely opening a history book shows that significant financial occurrences trigged large-scale societal events. Consider the stock market crash of 1929 – an event that...

Be a Safer and Smarter Consumer + National Advocate Resources

Projections show that around 230.5 million Americans will shop online in 2021. As more Americans turn to e-commerce, it’s essential that they protect themselves from fraud. In the eyes of scammers, increased online shopping means more opportunities to steal from...

Home Renters Insurance: Finding the Best and Cheapest

Home Renters Insurance: Finding the Best and Cheapest

What is home renters insurance? It is insurance coverage for anyone who is not yet a home owner. What Does It Cover? Renters insurance policies covers two things: Replacing or compensating you for your physical possessions if they are destroyed or stolen. Payments for...

Cheap Renters Insurance

Cheap Renters Insurance

Renters insurance may appear to be an unnecessary cost, mainly if you are on a tight budget. But even if you don't have many high-value goods, having renters insurance may be pretty beneficial. Renters insurance protects your possessions in addition to the property in...

Cheap Car Insurance Roseville CA + Best Rate Quotes & Companies

Vehicle protection costs a normal of $1,933 each year in Roseville. That is not exactly the normal in California ($1,873) and more costly than the public normal of $1,765. Our manual for Roseville accident coverage incorporates normal rates dependent on age, FICO...

Military Debt Consolidation Loans: Veteran & VA Debt Relief

Military Debt Consolidation Loans: Veteran & VA Debt Relief

Financial literacy is a skill that a lot of people lack and something that members of the military struggle with. A lot of military active-duty members, as well as veterans, deal with insurmountable debt given their privileges as part of the service. Many get fast...

Working Capital Loans for Small Business

Find the Best Rates for Your Small Business Loan Get connected with top lenders in a matter of seconds! Find the Best Rates for Your Small Business Loan Get connected with top lenders in a matter of seconds! Working Capital Loans For Small Business Requirements You...

Best Martin Guitar for the Money

Best Martin Guitar for the Money

When it comes to high caliber guitars, Martin is the go-to option for guitar and music enthusiasts. The brand has committed itself to expert craftsmanship, innovation, intonation, and versatility. This is why they are considered to be a good investment for your money,...

Best Spinning Rod for the Money

There are many factors to consider when you are purchasing a new spinning rod. It is essential to know what the right fishing conditions will be like, and how much money you can spend on your gear. We'll discuss some of the best spinning rods for both saltwater...

Best Dust Collector for the Money

Best Dust Collector for the Money

Dust is common in most households but it isn’t something that you should take lightly. Breathing in dust can cause a variety of illnesses and diseases. The extent of the health risk associated with dust is determined by a number of factors such as the size of the dust...

Liability vs Full Coverage Car Insurance

Liability vs Full Coverage Car Insurance

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. It’s exciting...

Car Insurance Grace Periods

Car Insurance Grace Periods

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Car insurance...

Help I Can't Afford Car Insurance

Help I Can't Afford Car Insurance

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. If you're the a...

Getting Insurance When Buying a Used Car

Getting Insurance When Buying a Used Car

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Buying a used...

Why Is My Car Insurance So Expensive? + Least Expensive Companies

Why Is My Car Insurance So Expensive? + Least Expensive Companies

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. If you own a...

Driving Safety: How to Help Someone with Alzheimer's or Dementia

Driving Safety: How to Help Someone with Alzheimer's or Dementia

Tyron Jones Car Insurance ExpertUpdated: 08/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Staying safe is the most important thing when it comes to driving. That includes the safety of an...

Ways to Lower Car Insurance Rates [Money Saving Quotes]

Ways to Lower Car Insurance Rates [Money Saving Quotes]

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Your auto...

Cheap Car Insurance for Leased Cars [Gap Requirements]

Cheap Car Insurance for Leased Cars [Gap Requirements]

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Every car and...

Cheap Car Insurance for Bad Driving Records

Cheap Car Insurance for Bad Driving Records

Joanna Johnson Car Insurance ExpertUpdated: 02/2022 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Shopping for car insurance can be a nightmare if you don't have a strong...

Why Did My Car Insurance Go Up?

Why Did My Car Insurance Go Up?

Tyron Jones Personal Finance Expert Updated: 10/2021 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Everyone who...

Best Way to Shop for Car Insurance Online [Cheap Quotes]

Best Way to Shop for Car Insurance Online [Cheap Quotes]

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Everyone gets...

Cheapest Local Car Insurance Brokers & Agents Near Me

Cheapest Local Car Insurance Brokers & Agents Near Me

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. If you're...

Best Military Car Insurance: Cheap Discounts for Veterans & Family

Best Military Car Insurance: Cheap Discounts for Veterans & Family

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Everyone knows...

Cheap Motorcycle Insurance Quotes Near Me: Compare Best Companies

Cheap Motorcycle Insurance Quotes Near Me: Compare Best Companies

Tyron Jones Car Insurance ExpertUpdated: 08/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone wants to drive legally when they’re on the road. One thing that’s essential to staying legal...

Best Pay Per Mile Car Insurance Companies Review: Is it Worth it?

Best Pay Per Mile Car Insurance Companies Review: Is it Worth it?

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. No one wants to...

10 Best Car Insurance Apps: Get Quotes and Manage Policies Easy

10 Best Car Insurance Apps: Get Quotes and Manage Policies Easy

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. OverviewThese...

Cheap Classic Car Insurance Quotes + Best Company Reviews

Cheap Classic Car Insurance Quotes + Best Company Reviews

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  You don’t treat a classic car like an Elantra, Escape, or even an Escalade and any other daily driver....

Cheap Instant Car Insurance Quotes Online [Free & Same Day]

Cheap Instant Car Insurance Quotes Online [Free & Same Day]

Tyron Jones Car Insurance Expert Updated: 01/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you need auto insurance today, you might be wondering if it's possible to purchase 'same-day'...

How to Switch Car Insurance Companies Before Renewal Date

How to Switch Car Insurance Companies Before Renewal Date

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Sometimes your auto insurance is no longer adequate for different reasons. When a policy holder needs...

Cheapest SR 22 Auto Insurance Quotes + Best Companies That Offer It

Cheapest SR 22 Auto Insurance Quotes + Best Companies That Offer It

Cheapest Car Insurance Rates in 2022Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of...

Cheap Car Insurance for Senior Citizens + Best Rate Discounts

Cheap Car Insurance for Senior Citizens + Best Rate Discounts

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Senior citizens...

Cheap Non Owner Car Insurance: Best Quotes + Cost

Cheap Non Owner Car Insurance: Best Quotes + Cost

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. If you're a...

Cheap Temporary Car Insurance (Short Term & Month to Month)

Cheap Temporary Car Insurance (Short Term & Month to Month)

Tyron Jones Personal Finance Expert Updated: 10/2021 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Temporary car...

Cheap Car Insurance for Bad Credit + No Credit Check Companies

Cheap Car Insurance for Bad Credit + No Credit Check Companies

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. While most...

Credit Repair Service Companies [Best of 2021]

Credit Repair Service Companies [Best of 2021]

Visit ProfileYour Guide to Credit Repair Credit repair has become a burgeoning field ever since the recession began in 2008. Because many people were driven into debt by their credit practices, unscrupulous lenders and health care expenses, the industry has grown...

Pros and Cons of Being a Work at Home Programmer

Pros and Cons of Being a Work at Home Programmer

With new apps and programs in constant development, it should come as no surprise that online connectivity has grown by leaps and bounds over the last several years. Programs like Slack, Google Hangouts, Skype, BlueJeans and Discord have made it easier for individuals...

Rideshare Car Insurance: How Much is Each State + Cheapest Companies

Rideshare Car Insurance: How Much is Each State + Cheapest Companies

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Why do you need...

Pros and Cons of Car Title Loans

Pros and Cons of Car Title Loans

Christine TaitFind the Best Personal Loan for Your NeedsThere are lots of different financial products out there today. Some of them are good and some aren’t. This article is designed to help you understand the pros and the cons of car title loans. We’ll help you...

Barclays Online Savings Account Review: + Bonus & CD Interest Rates

If you’re looking to increase your savings rate or even start your first savings account, there are many options to consider. Perhaps you’re a veteran of the savings account world and now you are searching for the best bank at which to buy certificates of deposit...

Best Medical Financing Loans (Bad Credit Ok)

Best Medical Financing Loans (Bad Credit Ok)

Christine TaitFind the Best Personal Loan for Your NeedsIf you’re not careful, the price of a medical procedure can put you in a deep financial pit. Even if you have insurance, that doesn’t mean all your costs are covered. Therefore, it’s a good idea to explore your...

Best No Annual Fee Credit Cards [Foreign Transaction]

Best No Annual Fee Credit Cards [Foreign Transaction]

  More Articles   Best Credit Cards with No Annual Fees: Overview Credit Card Ideal ForEditor's Rating Our Top Pick for 2020 Capital One® VentureOne® Rewards Credit Card Cash Back Wells Fargo Propel American Express Card Everyday Rewards Capital One®...

Cheap DUI Car Insurance: Best Companies & Rates for Offenders

Cheap DUI Car Insurance: Best Companies & Rates for Offenders

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Being found...

Wells Fargo Savings & Checking Account: CD & MMA Rates + Open Bonus

Wells Fargo is one of the most recognized names in banking in the United States and around the world. If you are considering opening an account with Wells Fargo, there are a few items that you may wish to consider. Overview Opening a Wells Fargo account may be good...

Cheap Car Insurance for High Risk Drivers: + Best Companies

Cheap Car Insurance for High Risk Drivers: + Best Companies

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Once you are...

Credit Card Refinancing: Best Option vs Debt Consolidation Loans?

Credit Card Refinancing: Best Option vs Debt Consolidation Loans?

Introduction One of the biggest sources of debt in the US today is credit card debt. It's estimated that the average American has more than $5,000 in credit card debt. This debt is one of the worst forms of indebtedness a person can get into because of the interest...

Married with Debt

Married with Debt

Financial AdvisorOne of the biggest stressors of any marriage is finances. Happy couples are likely to have put the effort and time into discussing finances at length before tying the knot. Before you think of making those vows, it is critical that you have these...

Bonuses & Promotions to Open New Bank Accounts: Best Signup Offers

Bonuses & Promotions to Open New Bank Accounts: Best Signup Offers

Banks are everywhere, and they’re in business to make money. Even small towns have multiple banks to loan out money to residents. Combined with the major national banks, it’s easy to see that the banking industry is very competitive. Because of the competitive nature...

2020 Nationwide Car Insurance Review: +Home & Auto Bundle Quote

2020 Nationwide Car Insurance Review: +Home & Auto Bundle Quote

Get Quotes from the Best Car Insurance Companies Near You   Your information is Secure Nationwide's car insurance options provide coverage that should fit the needs of most car owners. Their auto insurance options can cover you for accidents involving other...

5 Benefits (I Guess) To A Wet And Cool Early Summer

I don't know about anywhere else, but Michigan was pretty wet and cool from May to mid-June.  That's late spring and early summer.  At least it is normally around here.  This year, it felt like we were about a month behind.  Only now, as of June 26th, are we coming to...

5 Budgeting Tips for Hard-Working Parents

  It’s unfortunate, but not every problem can be solved with hard work. Indeed, though parents may work diligently to provide for their families, hard graft won’t help them budget effectively. Managing one’s own finances is difficult enough. And it’s...

2020 Erie Auto Insurance Company Review: Compare Quotes

2020 Erie Auto Insurance Company Review: Compare Quotes

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Highlights Low...

2020 Mercury Auto Insurance Company Review: Quotes Comparison

2020 Mercury Auto Insurance Company Review: Quotes Comparison

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Founded in 1961,...

2020 Sofi Loans Review: Personal, Student, & Consolidation Rates

2020 Sofi Loans Review: Personal, Student, & Consolidation Rates

In search of a personal loan? If you have a high annual income and an excellent credit score, SoFI is one of the better choices available to you. SoFI offers personal loans upwards of $100,000 and with very low APRs. Overview With SoFI, expect interest rates between...

Aretha Franklin's Estate Is A Mess & Nobody Is Surprised

Aretha Franklin was a local legend around these parts.  Raised in Detroit, she became famous and was one of the most famous and influential singers of her time.  Her records sold millions, and she was popular from the 1960's all the way through her death in 2018.  Her...

AAA Car Insurance Company Review: + Online Rate Quotes

AAA Car Insurance Company Review: + Online Rate Quotes

Tyron Jones Car Insurance ExpertUpdated: 11/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Company Overview AAA Auto insurance Company is one of the oldest firms in the country. It has has been...

Who Are the Worst U.S. Drivers By City & State

Who Are the Worst U.S. Drivers By City & State

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Driving in the...

Credit Union vs Bank: Which is Better & Safer for Your Money?

Credit Union vs Bank: Which is Better & Safer for Your Money?

When an individual earns money, they can store their cash in various places. Stowing every last dollar under the mattress is always an option. However, banks and credit unions remain the most practical and realistic options. Hundreds of credit unions and banks operate...

Commercial Real Estate Risk Signaled By For Sale Signs?

My office is located in a office / manufacturing park.  There are probably 30-40 buildings clustered.  Recently, I couldn't help but notice many For Sale signs.  I drive past about twelve buildings on my way to my office, and there were recently six for sale. On the...

Allstate vs State Farm Car Insurance Review

Allstate vs State Farm Car Insurance Review

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Car insurance is...

Tipping On Carryout Orders – Yay Or Nay?

Lines on credit card receipts for tips have popped up everywhere.  It used to be that sit-down service was the only place where a tip applied.  Now, that is not so much.  Tipping on carryout orders is now a fairly common practice.  At least, if you believe how often...

10 Great Father's Day Gift Ideas

Father's Day is just around the corner.  I don't know about you, but it seems like dads are the hardest to buy for.  I've found that about my dad, and I've been told it applies to me.  I guess either we have simple needs or we just buy things ourselves.  It's probably...

Geico vs Progressive Car Insurance Review

Geico vs Progressive Car Insurance Review

Tyron Jones Personal Finance Expert Updated: 02/2022 Tyron Jones is a finance expert who has operated within the auto insurance business for more than 10 years. He has written many other finance related articles for a number of prominent publications. Progressive and...

Secured vs Unsecured Credit Card: What's Best for Fair or Bad Credit?

Secured vs Unsecured Credit Card: What's Best for Fair or Bad Credit?

What’s the fastest way to build a great credit score? A credit card. Well, how do you get one of those? By having good credit. Therein lies the catch-22 of it all. If you’re in that precarious stage of life where you’re trying to build or rebuild your credit, you’re...

Do You Do Easy Or Difficult Tasks First?

I don't know about you, but I sometimes struggle to get motivated.  There are certain days when getting going just doesn't seem to be in the cards.  For someone like me, this can be a big problem.  I tend to be a lot more productive in the morning than during any...

Cheap Car Insurance for Good Students + Best College Discounts

Cheap Car Insurance for Good Students + Best College Discounts

Joanna Johnson Car Insurance ExpertUpdated: 02/2022 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Affordable car insurance has proven to be a challenge for today's students...

Our Experience Selling A Used Camper

Anyone who reads this blog regularly knows that we love to camp.  We spend about 25 nights per year camping.  We've only done Michigan state campgrounds.  Luckily they are pretty great places to camp.  Well, after seven seasons of camping in our old camper, we decided...

Prevent Costs By Replacing Items Before They Fail

It is nearing time for us to replace a couple of critical items.  They both live in our basement and they both tie with water.  Those aren't the only things they have in common.  Both items currently work well.  But, both of them are on my list to get replaced.  We...