Michelle Brooks
Financial Advisor - MoneyBeagle.com
Michelle is part of our expert team of financial advisors with a proven track record in the credit card industry. After graduating with an economic degree focusing on personal finance, she got involved with several credit and debt counseling startups. These included both for profit and non-profit organizations.
Michelle thinks it’s important to understand all of the different implications of having a credit card. As a result, she strives to make it clear to people the benefits and risks they face when they obtain and use credit cards. Michelle focuses on helping people use credit cards in a way that enhances their life.
In order to achieve this goal, Michelle started writing for us. She helps people find the best credit card for them while also helping understand how they can avoid the various pitfalls people sometimes find themselves in with credit cards. She’s advised hundreds of Americans in selecting the right credit card for their financial goals.
Check out Michelle's Articles:
Easiest Unsecured Credit Card Approval: Apply With Bad Credit Score
More Articles The subject of credit cards is a hotly debated issue among finance experts and with good reason. Credit cards can be a blessing or a curse, depending on how they’re used. When used responsibly, they are a great financial tool that makes...
How Various Credit Card Actions Impact Your Credit Score
More Articles There’s a lot of confusion out there regarding how various credit card actions impact your credit score. This is important information to know, as your credit score plays an outsized role in many aspects of life. A good credit score can...
Getting High Credit Card Limit Increases
More Articles Credit cards are an incredibly powerful financial tool. However, they can also be tricky to work. After all, there’s so much fine print and mystery involved with credit cards that many people just try to keep their head down and pay their...
How to Get a Cash Advance From a Credit Card
More Articles Credit cards are an extremely versatile financial tool. Many people use credit cards for every-day spending and shopping. They get benefits from using their credit cards like cash back, reward points, and more. See more on the best cash...
Best Credit Cards to Build Credit: Good Store, Secured & Prepaid Cards That Help
More Articles Your credit score is an incredibly important number. Credit scores are used for a huge array of things these days, everything from loans and mortgages to job and apartment applications. That means building your credit score has never been...
Best Credit Cards With Travel Insurance
More Articles Traveling is a ton of fun. But it can also be incredibly stressful. Many people don’t realize that one of the benefits of having a credit card is travel insurance. Travel insurance can help reduce the stress associated with travel and let...
Best Credit Cards With Rental Car Insurance
More Articles Best Credit Cards with Rental Car Insurance: Overview Credit Card Ideal For Editor's Rating Our Top Pick for 2020 United℠ Explorer Business Card Bonus Miles Chase Sapphire Reserve Card Rewards United℠ Explorer Business Card Editor's Rating...
Best Department Store Credit Cards List: Easy to Get With Bad Credit
More Articles Best Credit Cards for Cash Back: Overview Credit Card Ideal ForEditor's Rating Our Top Pick for 2020 U.S. Bank Cash+™ Visa Signature® Card Cash Back American Express® Gold Card Cash Back U.S. Bank Cash+™ Visa Signature® Card Editor's Rating...
Best Secured Credit Cards 2020 [Bad Credit Ok]
More Articles Best Secured Credit Cards: Overview Credit Card Ideal ForEditor's Rating Our Top Pick for 2020 Capital One® Secured MasterCard® Build or Rebuild Credit OpenSky® Secured Visa® Credit Card No Credit History Capital One® Secured MasterCard® Editor's Rating...
What is a Good APR on a Credit Card?
More Articles If you’re in the market for a new credit card, you’re probably looking at a variety of different interest rates. Credit cards are a form of unsecured debt – they typically have much higher interest rates than traditional loans or mortgages. If you’re a...
Top Major Credit Card Companies List & Stats
More Articles If you’re new to credit cards, the different terms and concepts can often be quite confusing. It’s important to understand the very basics of credit cards if you’re considering applying for a new card. Most credit cards aren’t the products of one company...
Accounts Receivable Financing vs Factoring
It’s hard to run a business. Surprisingly, one of the hardest parts of running a business is getting paid for the goods or services you provide. Most consumers don’t think about this. But there’s actually a lot of steps between doing business and getting paid.
Paying for Business Operating Expenses
As the old saying goes, you have to spend money to make money. Business operating expenses prove that’s true. In order for your business to run smoothly and turn a profit, there are certain expenses you need to cover.
Calculating Operating Cash Flow
There are many ways to measure the financial health of a company. However, advanced accounting techniques and innovative ways of generating revenue can make some ways of assessing a business’s health inaccurate. That’s what so many business operators and investors use operating cash flow.
Purchase Order Financing
Whether you own a startup or medium-sized business, you can benefit from exploring various funding options. One type of funding solution that may help you meet your short-term funding goals is purchase order financing.
Starting a Small Business
If you’ve decided to start a new small business, you may be surprised about how complex the process seems. But starting a small business is much easier if you know where to start.
Registering Your DBA
One of the most important contributing factors to the way consumers view your business is your business name. You want to be sure that you have a business name that conveys your brand and that is easily recognizable.
Business Structure: Which is Best for My Business?
When you first start a new business, you have a lot of important decisions to make. The amount of administrative work involved in starting a new company can sometimes be a deterrent.
Finding the Right Name for Your Business
If you have a business idea in mind, you probably want to get the ball rolling as quickly as possible. And while the most important component of any business is execution, you still need to worry about a few peripheral issues as well.
Credit Card Reviews (Compare 2020 Side by Side)
More Articles Credit Card Reviews: Overview Credit Card Ideal For Editor's Rating Our Top Pick for 2020 Blue Cash Preferred® Card from American Express Cash Back Rewards US Bank Cash+ Visa Signature Card Cash Back Rewards Blue Cash Preferred® Card from American...