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Tyron Jones

Car Insurance Expert

Tyron Jones is a car insurance expert that has operated within the auto insurance business for more than 10 years. He specializes in understanding the complicated nature of car insurance to help people find the best deal while ensuring they get the coverage that’s right for them.

Tyron began his career as a sales agent. He used his insight to work his way up the ranks, learning more about car insurance with every step. Now he works for himself and writes about auto insurance to pass his knowledge on to the general public. He feels that car insurance is important, but what’s more important is making sure people have the insurance they need and get it at a cost they can afford. That’s why he’s posted tons of articles and FAQs about the different aspects of the car insurance industry.

Tyron likes to golf and spend time with his two sons in his spare time. He’s also already on the lookout for insurance deals for them for when they start driving!

Home Renters Insurance: Finding the Best and Cheapest

Home Renters Insurance: Finding the Best and Cheapest

What is home renters insurance? It is insurance coverage for anyone who is not yet a home owner. What Does It Cover? Renters insurance policies covers two things: Replacing or compensating you for your physical possessions if they are destroyed or stolen. Payments for...

Cheap Renters Insurance

Cheap Renters Insurance

Renters insurance may appear to be an unnecessary cost, mainly if you are on a tight budget. But even if you don't have many high-value goods, having renters insurance may be pretty beneficial. Renters insurance protects your possessions in addition to the property in...

Military Debt Consolidation Loans: Veteran & VA Debt Relief

Military Debt Consolidation Loans: Veteran & VA Debt Relief

Financial literacy is a skill that a lot of people lack and something that members of the military struggle with. A lot of military active-duty members, as well as veterans, deal with insurmountable debt given their privileges as part of the service. Many get fast...

Working Capital Loans for Small Business

Find the Best Rates for Your Small Business Loan Get connected with top lenders in a matter of seconds! Find the Best Rates for Your Small Business Loan Get connected with top lenders in a matter of seconds! Working Capital Loans For Small Business Requirements You...

Liability vs Full Coverage Car Insurance

Liability vs Full Coverage Car Insurance

Tyron Jones Car Insurance ExpertUpdated: 08/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  It’s exciting purchasing a vehicle, but something many people struggle with is finding the right car...

Car Insurance Grace Periods

Car Insurance Grace Periods

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Car insurance can be a complicated subject to get your head around. One tricky aspect of dealing with...

Help I Can't Afford Car Insurance

Help I Can't Afford Car Insurance

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you're the a owner, you're legally required to have a car insurance policy to drive your car in most...

Getting Insurance When Buying a Used Car

Getting Insurance When Buying a Used Car

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Buying a used car is a smart financial decision in most cases. You get a new, perfectly functional...

Why Is My Car Insurance So Expensive? + Least Expensive Companies

Why Is My Car Insurance So Expensive? + Least Expensive Companies

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you own a car, you know one of your most costly expenses is your auto insurance policy. Insuring...

Driving Safety: How to Help Someone with Alzheimer's or Dementia

Driving Safety: How to Help Someone with Alzheimer's or Dementia

Tyron Jones Car Insurance ExpertUpdated: 08/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Staying safe is the most important thing when it comes to driving. That includes the safety of an...

Ways to Lower Car Insurance Rates [Money Saving Quotes]

Ways to Lower Car Insurance Rates [Money Saving Quotes]

Tyron Jones Car Insurance Expert Updated: 07/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Your auto insurance is often one of your primary expenses. While it can be painful having to pay...

Cheap Car Insurance for Leased Cars [Gap Requirements]

Cheap Car Insurance for Leased Cars [Gap Requirements]

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Every car and driver need to be insured to be on the road legally. However, the insurance process is...

Cheap Car Insurance for Bad Driving Records

Cheap Car Insurance for Bad Driving Records

Joanna Johnson Car Insurance Expert Updated: 06/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Shopping for car insurance can be a nightmare if you don't have a strong...

Why Did My Car Insurance Go Up?

Why Did My Car Insurance Go Up?

Tyron Jones Car Insurance ExpertUpdated: 08/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone who drives needs car insurance. That’s why it’s so frustrating when you go to renew your car...

Best Way to Shop for Car Insurance Online [Cheap Quotes]

Best Way to Shop for Car Insurance Online [Cheap Quotes]

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone gets excited when looking to purchase a new car or, at the very least, a "new to you" car (a...

Cheapest Local Car Insurance Brokers & Agents Near Me

Cheapest Local Car Insurance Brokers & Agents Near Me

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you're searching for a car insurance policy, you have a range of different brokers to choose from....

Cheap Car & Home Insurance Bundle Quotes Near Me [Compare Best]

Cheap Car & Home Insurance Bundle Quotes Near Me [Compare Best]

Tyron Jones Car Insurance ExpertUpdated: 04/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone loves saving money on their insurance. Thankfully, modern insurance products offer a number of...

Best Military Car Insurance: Cheap Discounts for Veterans & Family

Best Military Car Insurance: Cheap Discounts for Veterans & Family

Tyron Jones Car Insurance Expert Updated: 01/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone knows that military servicemembers face unique challenges in their day to day lives. However,...

Cheap Motorcycle Insurance Quotes Near Me: Compare Best Companies

Cheap Motorcycle Insurance Quotes Near Me: Compare Best Companies

Tyron Jones Car Insurance ExpertUpdated: 08/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Everyone wants to drive legally when they’re on the road. One thing that’s essential to staying legal...

Best Pay Per Mile Car Insurance Companies Review: Is it Worth it?

Best Pay Per Mile Car Insurance Companies Review: Is it Worth it?

Tyron Jones Car Insurance ExpertUpdated: 08/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  No one wants to pay more for car insurance than they have to. However, there are lots of drivers that...

10 Best Car Insurance Apps: Get Quotes and Manage Policies Easy

10 Best Car Insurance Apps: Get Quotes and Manage Policies Easy

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  OverviewThese days, there's a mobile app for nearly everything a person may need, and car insurance is...

Cheap Classic Car Insurance Quotes + Best Company Reviews

Cheap Classic Car Insurance Quotes + Best Company Reviews

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  You don’t treat a classic car like an Elantra, Escape, or even an Escalade and any other daily driver....

Cheap Instant Car Insurance Quotes Online [Free & Same Day]

Cheap Instant Car Insurance Quotes Online [Free & Same Day]

Tyron Jones Car Insurance Expert Updated: 01/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you need auto insurance today, you might be wondering if it's possible to purchase 'same-day'...

How to Switch Car Insurance Companies Before Renewal Date

How to Switch Car Insurance Companies Before Renewal Date

Tyron Jones Car Insurance Expert Updated: 06/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Sometimes your auto insurance is no longer adequate for different reasons. When a policy holder needs...

Cheapest SR22 Car Insurance Quotes + Best Companies Near Me

Cheapest SR22 Car Insurance Quotes + Best Companies Near Me

Cheapest Car Insurance Rates for September 2021Tyron Jones Car Insurance ExpertUpdated: 09/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years. No one wants to pay more than they have to for car...

Cheap Car Insurance for Senior Citizens + Best Rate Discounts

Cheap Car Insurance for Senior Citizens + Best Rate Discounts

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Senior citizens may not be aware that if your driving abilities remain the same, and if your record...

Cheap Non Owner Car Insurance: Best Quotes + Cost

Cheap Non Owner Car Insurance: Best Quotes + Cost

Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you're a licensed driver but don't currently own a car then you may be in need of non-owner car...

Cheap Temporary Car Insurance (Short Term & Month to Month)

Cheap Temporary Car Insurance (Short Term & Month to Month)

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Temporary car insurance protects those using a car for only a short amount of time. Although you may...

Cheap Car Insurance for Bad Credit + No Credit Check Companies

Cheap Car Insurance for Bad Credit + No Credit Check Companies

Tyron Jones Car Insurance ExpertUpdated: 04/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  While most people are aware that a credit score can impact the ability to take out a personal loan,...

Credit Repair Service Companies [Best of 2021]

Credit Repair Service Companies [Best of 2021]

Visit ProfileYour Guide to Credit Repair Credit repair has become a burgeoning field ever since the recession began in 2008. Because many people were driven into debt by their credit practices, unscrupulous lenders and health care expenses, the industry has grown...

Rideshare Car Insurance: How Much is Each State + Cheapest Companies

Rideshare Car Insurance: How Much is Each State + Cheapest Companies

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Why do you need extra Rideshare Insurance? Automotive insurance is made more complicated if you drive...

Pros and Cons of Car Title Loans

Pros and Cons of Car Title Loans

Christine TaitFind the Best Personal Loan for Your NeedsThere are lots of different financial products out there today. Some of them are good and some aren’t. This article is designed to help you understand the pros and the cons of car title loans. We’ll help you...

Best Medical Financing Loans (Bad Credit Ok)

Best Medical Financing Loans (Bad Credit Ok)

Christine TaitFind the Best Personal Loan for Your NeedsIf you’re not careful, the price of a medical procedure can put you in a deep financial pit. Even if you have insurance, that doesn’t mean all your costs are covered. Therefore, it’s a good idea to explore your...

Best No Annual Fee Credit Cards [Foreign Transaction]

Best No Annual Fee Credit Cards [Foreign Transaction]

  More Articles   Best Credit Cards with No Annual Fees: Overview Credit Card Ideal ForEditor's Rating Our Top Pick for 2020 Capital One® VentureOne® Rewards Credit Card Cash Back Wells Fargo Propel American Express Card Everyday Rewards Capital One®...

Cheap DUI Car Insurance: Best Companies & Rates for Offenders

Cheap DUI Car Insurance: Best Companies & Rates for Offenders

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Being found guilty of driving under the influence (DUI) carries a variety of negative consequences,...

Cheap Car Insurance for High Risk Drivers: + Best Companies

Cheap Car Insurance for High Risk Drivers: + Best Companies

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Once you are designated as a high-risk driver, you are going to automatically encounter more challenges...

Married with Debt

Married with Debt

Financial AdvisorOne of the biggest stressors of any marriage is finances. Happy couples are likely to have put the effort and time into discussing finances at length before tying the knot. Before you think of making those vows, it is critical that you have these...

How Much is Car Insurance? Average Cost People Pay Per Month

How Much is Car Insurance? Average Cost People Pay Per Month

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  This article will help you understand how much car insurance is in different situations. You should use...

5 Benefits (I Guess) To A Wet And Cool Early Summer

I don't know about anywhere else, but Michigan was pretty wet and cool from May to mid-June.  That's late spring and early summer.  At least it is normally around here.  This year, it felt like we were about a month behind.  Only now, as of June 26th, are we coming to...

5 Budgeting Tips for Hard-Working Parents

  It’s unfortunate, but not every problem can be solved with hard work. Indeed, though parents may work diligently to provide for their families, hard graft won’t help them budget effectively. Managing one’s own finances is difficult enough. And it’s...

2020 Erie Auto Insurance Company Review: Compare Quotes

2020 Erie Auto Insurance Company Review: Compare Quotes

Tyron Jones Car Insurance ExpertUpdated: 04/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Highlights Low customer complaints than the industry average Client satisfaction scores are better than...

2020 Mercury Auto Insurance Company Review: Quotes Comparison

2020 Mercury Auto Insurance Company Review: Quotes Comparison

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Founded in 1961, Mercury Insurance is based and headquartered in Los Angeles. Most consumers know...

Aretha Franklin's Estate Is A Mess & Nobody Is Surprised

Aretha Franklin was a local legend around these parts.  Raised in Detroit, she became famous and was one of the most famous and influential singers of her time.  Her records sold millions, and she was popular from the 1960's all the way through her death in 2018.  Her...

AAA Car Insurance Company Review: + Online Rate Quotes

AAA Car Insurance Company Review: + Online Rate Quotes

Tyron Jones Car Insurance ExpertUpdated: 11/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Company Overview AAA Auto insurance Company is one of the oldest firms in the country. It has has been...

Who Are the Worst U.S. Drivers By City & State

Who Are the Worst U.S. Drivers By City & State

Tyron Jones Car Insurance ExpertUpdated: 7/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Driving in the United States is one of those skills that inherently improves with experience. Yet, for...

Commercial Real Estate Risk Signaled By For Sale Signs?

My office is located in a office / manufacturing park.  There are probably 30-40 buildings clustered.  Recently, I couldn't help but notice many For Sale signs.  I drive past about twelve buildings on my way to my office, and there were recently six for sale. On the...

Allstate vs State Farm Car Insurance Review

Allstate vs State Farm Car Insurance Review

Tyron Jones Car Insurance ExpertUpdated: 7/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Car insurance is a very competitive business among many companies in the US. This means that car owners...

Tipping On Carryout Orders – Yay Or Nay?

Lines on credit card receipts for tips have popped up everywhere.  It used to be that sit-down service was the only place where a tip applied.  Now, that is not so much.  Tipping on carryout orders is now a fairly common practice.  At least, if you believe how often...

10 Great Father's Day Gift Ideas

Father's Day is just around the corner.  I don't know about you, but it seems like dads are the hardest to buy for.  I've found that about my dad, and I've been told it applies to me.  I guess either we have simple needs or we just buy things ourselves.  It's probably...

Geico vs Progressive Car Insurance Review

Geico vs Progressive Car Insurance Review

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Progressive and GEICO are both insurance companies that have a tremendous amount of media presence. For...

Do You Do Easy Or Difficult Tasks First?

I don't know about you, but I sometimes struggle to get motivated.  There are certain days when getting going just doesn't seem to be in the cards.  For someone like me, this can be a big problem.  I tend to be a lot more productive in the morning than during any...

Cheap Car Insurance for Good Students + Best College Discounts

Cheap Car Insurance for Good Students + Best College Discounts

Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Affordable car insurance has proven to be a challenge for today's students...

Our Experience Selling A Used Camper

Anyone who reads this blog regularly knows that we love to camp.  We spend about 25 nights per year camping.  We've only done Michigan state campgrounds.  Luckily they are pretty great places to camp.  Well, after seven seasons of camping in our old camper, we decided...

Prevent Costs By Replacing Items Before They Fail

It is nearing time for us to replace a couple of critical items.  They both live in our basement and they both tie with water.  Those aren't the only things they have in common.  Both items currently work well.  But, both of them are on my list to get replaced.  We...

2019 Goals – April Check In

We are a third of the way through the year.  Actually, a little more than that.  I've been tracking my goals all year.  I wanted to provide an update for my 2019 goals in April. As a reminder, I track my goals numerically. I did make a change to a goal structure this...

7 Steps To Fix Your Overspending Problem

If you've found yourself with an overspending problem, you're not alone.  Many Americans find that they are spending more than they bring in.  This might be a long-term or short-term problem.  Either way it really doesn't make a difference.  The fact is that you must...

Our Madeira Beach Trip – 2019 Edition

Earlier this month, our family took a Florida trip for spring break.  This has become somewhat of a tradition for us.  It's our third year in a row staying there.  We look forward to it, and have lots of great memories to add from this year's adventure.  I thought I'd...

10 Money Spring Cleaning Tips That Will Help All Year

Spring is here.  That means it's time to start cleaning.  Many people clean their house or their yard.  Even cleaning out the car feels great after a long winter.  It's also a great time to give some attention to your money.  Last year I gave a few money spring...

Are You Keeping Your Fundraising Cause In Mind?

Fundraising can be a noble thing.  If you have a solid fundraising cause, it can provide great benefit. Raising money to cure or prevent disease, or to help people is great. But here at work, an ongoing fundraising campaign is missing the mark. Missed The Mark On...

Friday Favorites Roundup – April 19, 2019

Baseball practice has started for my son.  This is his third year playing.  We switched him over to Little League this year.  The past two years we used a city-sponsored organization, but we ran into an increasing number of problems.  There was a disparity in team...

2019 Goals – March Check In & Evaluation Of My System

This year I set 12 goals that I could track numerically.  This means that I can track them by percentage complete.  The design of this is that I can track my success with real numbers.  Now that we're a quarter of the way through the year, I'm seeing drawbacks and...

Proud Parent: My Kids Are Doing Cool Things

Every now and then it just feels good to brag about your kids.  What mom or dad doesn't love being a proud parent? Today seems like one of those days!  Here are a few things that my kids have been up to.  I love seeing them grow and find their own interests....

Hoping For Good Neighbors

We will soon have two sets of new neighbors.  Now we just need to hope that they are good neighbors! Our Soon To Be New Neighbors We have neighbors on four sides of us.  One set of neighbors on either side of us, one behind us, and another set across the street. We'll...

The Importance of Teamwork

My son finished his basketball league recently.  This was his second year playing team basketball.  As I watched the final seconds tick down, I was sad that his time was ending.  I watched all of the games he played in, as well as practice.  It hit me that there was a...

9 Things To Look For When Choosing A Bank

We have been really lucky in that we've used the same bank for over a decade.  Both my wife and I used the same bank before we were married.  Once we combined finances, it was a pretty easy choice.  But, what if you need to choose a bank?  Whether you're looking at...

How One Local Brick and Mortar Store Is Keeping Up With The Times

The apparent death of the brick and mortar store is well documented.  And, with pretty good reason.  At least once per week, we see another big name store closing up shop.  Toys R Us.  Payless Shoe Source.  Gymboree.  These are just a few of those that hop right out...

Comparing Annual Household Expenses

I thought it would be interesting to look at our annual household expenses between 2017 and 2018. I wanted to see what changed. Did we spend more? What about less? I didn't look at every expense item, but focused on some that stood out. In the end, I picked twelve...

Aligning Actions And Goals To Drive Success

When you set goals for yourself, you are looking to improve something, right?  Chances are this is the case for most goals.  This can apply to personal goals, financial goals, or any type.  So why is it that so many goals fail?  Surely we have good intentions.  I...

The Importance Of A Qualified Real Estate Agent

Our neighbors across the street are selling their house. I'm not sure what it is about this house, but nobody ever stays long. Actually, the sellers have probably been there the longest. It seems that whoever moves there gets taken away by a new job within a few...

Five Ways To Make More Money

Everyone wants to make more money. Often times we look around and see other people doing well, and we want more for ourselves. This is natural. But how do we make more money? Here are a few quick ideas. These are not guaranteed to work, but if you don't try, there's...

2019 Goals – February Check In

For 2019,  I set twelve goals that I could track.  This year I set goals that were numbers based.   I can track their completion, and see how I'm trending throughout the year.  With two months in the books, I am happy to say that I'm sticking with my goals.  I'm...

Spring Forward And Change The Smoke Alarm Battery

Believe it or not, spring is coming.  At least according to the calendar.  We've had a pretty snowy and cold few weeks here in Michigan.  It certainly doesn't feel like spring is on the way.  But, it is!  One way you can tell is that the 'spring forward' clock change...

How We Avoided A Smaller Tax Refund (And What We're Doing With It)

Have you done your 2018 taxes yet?  Are you one of the unfortunate people who are seeing a smaller tax refund this year?  If you are, I hope that it won't impact your finances in a negative way.  Thankfully, we were able to avoid a smaller tax refund this year. How We...

Review of Great Wolf Lodge Mason, Ohio – February 2019

Great Wolf Lodge is one of our favorite family places.  It's become a tradition that we go during the kid's mid-winter break.  We've even snuck in a couple of extra trips.  This year's trip was to be our 7th experience at a Great Wolf Lodge. So, we decided to try...

10 Free Things To Do On A Day Off

If you have a day off, you might be looking for something to do.  But, not everything has to cost money.  Sometimes you can find free things to do that give you as much satisfaction as things that cost money.  That's a bonus, plus you have money in your pocket.  Who...

10 Ways We Plan To Get Rid Of Clutter Fast

Sometimes looking around our house stresses me out.  And it's not just the house, either!  Clutter can take over very quickly.  Even after you reduce your clutter, it comes back.  Clutter is something you have to stay on top of.  As I've looked around my house, and my...

Don't Pay With Cash Unless You Have To

Do you pay with cash or swipe a card?  Some will swear that paying with cash can save you money.  After all, you're only spending what you have on hand.  This is definitely true, but that doesn't mean cash is king. Why We Don't Pay With Cash For our spending purposes,...

What Does No-Fault State Mean?

What Does No-Fault State Mean?

Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. No-fault insurance means that an automotive insurance provider pays for a...

3 People Who Beat Their Debt (And How)

Debt is a scary thing. Every year, out-of-control debt causes about 770,000 individuals to file for bankruptcy. But this is a last resort option that can destroy your credit and make life more difficult; often for years to come. Fortunately, there are ways for people...

The Return to Disney World

The following is a staff writer post from MikeS.  He is a married father of 2.  So, with the cat, he ranks number 5 in the house.  He loves numbers and helping people. Please leave any questions or comments below for either Mike or Crystal. I’m going to Disney World,...

12 Easy Ways To Save Money

Everybody wants to save money, right?  Saving money gives you opportunity and financial security.  If you want a few ideas on how to get started, here are a few. Our Tips For Saving Money Before we get started, let me just point out that these are things we do to save...

What Happens When You Stop Paying Your Bills

What Happens When You Stop Paying Your Bills

Visit ProfileYour inability to pay your bills on time can have an impact on your credit rating. This is a fact that everyone must deal with. After all, everyone has some bills to pay – no matter how big or small. Bad credit can create a ripple effect on your life, so...

Estimate Average Auto Insurance Costs + Monthly Payment Calculator

Estimate Average Auto Insurance Costs + Monthly Payment Calculator

Tyron Jones Car Insurance Expert Updated: 12/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Car insurance rates differ from state to state and from insurance company to insurance company....

2019 Goals – January Check In

This year I set twelve goals that I could track numerically.  Each goal is pretty cut and dry.  I'll either hit it or I won't.  Now that January is wrapped up, here is my update for the months. January Highlights Sick.  I got a pretty nasty cold that kept me slowed...

Credit Scores Needed For Different Credit Cards

Credit Scores Needed For Different Credit Cards

  More Articles   Best Credit Cards for Different Credit Scores: Overview Credit Card Ideal ForEditor's Rating The Plum Card® from American Express Good to Excellent Credit Credit One Bank® Unsecured Platinum Visa® No Credit History / Poor Credit Indigo®...

7 Small Money Wins I've Had Recently

Saving money doesn't have to be all about big events.  Sometimes a small money win is all you need to build some momentum.  I wanted to sit down and come up with a few money wins that we've had recently. Small Money Wins Add Up Big The thing about little bits of...

Best & Cheapest Car Insurance Quotes Near Me [Online Companies]

Best & Cheapest Car Insurance Quotes Near Me [Online Companies]

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Car insurance is one of those things that you simply need to have. However, that doesn’t mean that you...

Are Certain Cars More Expensive to Insure?

Are Certain Cars More Expensive to Insure?

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Have you ever wondered why your car insurance rate differs from another person? You might be driving...

How Various Credit Card Actions Impact Your Credit Score

How Various Credit Card Actions Impact Your Credit Score

  More Articles   There’s a lot of confusion out there regarding how various credit card actions impact your credit score. This is important information to know, as your credit score plays an outsized role in many aspects of life. A good credit score can...

Getting High Credit Card Limit Increases

Getting High Credit Card Limit Increases

  More Articles   Credit cards are an incredibly powerful financial tool. However, they can also be tricky to work. After all, there’s so much fine print and mystery involved with credit cards that many people just try to keep their head down and pay their...

How to Get a Cash Advance From a Credit Card

How to Get a Cash Advance From a Credit Card

  More Articles   Credit cards are an extremely versatile financial tool. Many people use credit cards for every-day spending and shopping. They get benefits from using their credit cards like cash back, reward points, and more. See more on the best cash...

Best Credit Cards With Travel Insurance

Best Credit Cards With Travel Insurance

  More Articles   Traveling is a ton of fun. But it can also be incredibly stressful. Many people don’t realize that one of the benefits of having a credit card is travel insurance. Travel insurance can help reduce the stress associated with travel and let...

Deciding When To Replace CFL With LED Bulbs

This blog has been around long enough that I wrote about CFL bulbs when they were new.  Now, they're yesterday's news.  The newest standard is LED bulbs.  I've been having a debate about when to replace CFL with LED bulbs.  Read why. Do You Replace CFL With LED Bulbs...

Best Credit Cards With Rental Car Insurance

Best Credit Cards With Rental Car Insurance

  More Articles   Best Credit Cards with Rental Car Insurance: Overview Credit Card Ideal For Editor's Rating Our Top Pick for 2020 United℠ Explorer Business Card Bonus Miles Chase Sapphire Reserve Card Rewards United℠ Explorer Business Card Editor's Rating...

Check Vacation Prices Even After You've Booked Your Trip

Our family has a tradition of going to a water park during mid-winter break.  This break falls in mid-February every year.  The kids love it and we enjoy the getaway as well.  Until last year, we'd gone to Great Wolf Lodge every year.  Last year, we tried Kalahari, a...

How to Prepare for a Successful Tax Season

There’s just something so fresh and motivational about January. Between New Year’s resolutions and fitness goals, renewed commitments to organization and financial responsibility, the list of things we can accomplish in January seems almost super-human. Use this...

Our Old Carpet, Old Furnace, And Other Worn Out Stuff

Our house is 20 years old this year.  That's getting to the point where many things original to the house are wearing out.  We already replaced our roof a few years back.  That was no fun!  But, now we've got a list of things that are getting old.  These things are...

11 Tips To Excel At Work This Year

Have you set your goals for 2019 yet?  I'm sure everybody has at least some, right?  Do your goals include any that tie to your career?  Do you really have what it takes to excel at work? The Importance Of Success At Work Success at your job is key to a happy and...

I Finally Bought A Smart Thermostat

We have a programmable thermostat that came with our house when we purchased it.  The thermostat is a Honeywell, and it's worked pretty well.  I have always heard about a smart thermostat, but have resisted for a variety of reasons. I was waiting for the perfect set...

Setting 2019 Goals By The Numbers

It's 2019 and that means it is time to set goals for the year.  I am a huge fan of setting goals, but I'm going to try something new this year.  I'm listing twelve goals below, but each one is quantifiable.  I set goals last year, but looking back, they were very...

11 Days Of Fun Over Holiday Break

I went back to work on Wednesday after eleven days off.  It was a fantastic time off.  Our family did many wonderful things over the holidays.  Honestly, when I walked back in, it felt like I had just left, simply because of the whirlwind of activity.  Here was just...

What Type of Car is Cheapest to Insure

What Type of Car is Cheapest to Insure

Joanna Johnson Car Insurance Expert Updated: 1/2019 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Car insurance is one of those necessary things that no one really likes to...

How to Insure a Car in Different Scenarios

How to Insure a Car in Different Scenarios

Joanna Johnson Car Insurance ExpertUpdated: 7/2019 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. There are a ton of different scenarios that can involve a car. Therefore,...

5 Ways Our HDHP Costs Have Become More Expensive

Happy New Year!  If you have health insurance through your employer, by now it's kicked in.  We stayed with the same plan as last year.  Our family used a HDHP (High Deductible Health Plan) with an HSA (Health Savings Account).  My employer raised...

10 Tips To Nail Your New Years Resolutions

New Years is coming up.  That means only one thing.  It's time for New Years Resolutions!  Now, I know that everybody comes up with these, right? I do.  But how often do we succeed at them?  If you're like me, you hit some and miss quite a few.  It's a time honored...

A Starr Is Gone Too Soon

I remember the first call I got from my wife about Jessica Starr.  It was in 2012.  She called to tell me that the new meteorologist on one of the local stations had been a good friend of hers from high school.  They'd lost touch after high school, but reconnected on...

Insurance and/or Driving Without a License

Insurance and/or Driving Without a License

Tyron Jones Car Insurance ExpertUpdated: 04/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Anyone caught driving without a license will face serious consequences. Those driving on a suspended...

About Clark Griswolds Swimming Pool From Christmas Vacation

One of my favorite Christmas movies is National Lampoon's Christmas Vacation.  I laugh pretty much from start to finish at that movie.  It's hard to believe that it's almost thirty years old (which is why this post is full of spoilers).  But then again, it is most...

Average Miles Driven Per Year or Month Per Person for Each State

Average Miles Driven Per Year or Month Per Person for Each State

Tyron Jones Car Insurance ExpertUpdated: 11/2019 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Most people have no clue what the average number of miles drivers drive per year is. When you take all...

What is Accident Forgiveness and Who Offers it?

What is Accident Forgiveness and Who Offers it?

Tyron Jones Car Insurance Expert Updated: 04/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Millions of individuals are looking for the best deal possible on their car insurance. They want to...

Reduce Auto Insurance Cost: + Low Income Rates & Discounts

Reduce Auto Insurance Cost: + Low Income Rates & Discounts

Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Car insurance protects you in the event of an accident or issue. However,...

Thoughts On Selling On Facebook Marketplace

In the past, I've sold some items on Craigslist.  While I love selling online, it's no longer my go-to site.  I have started selling on Facebook Marketplace. Why Facebook Marketplace Facebook Marketplace was rolled out a couple of years ago.  With so much selling...

Buy Cheap Auto Insurance Online Now [Instant Quotes & Coverage]

Buy Cheap Auto Insurance Online Now [Instant Quotes & Coverage]

Joanna Johnson Car Insurance Expert Updated: 01/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Have you wondered why you pay a certain amount for auto insurance while...

Do Speeding Tickets Affect Insurance?

Do Speeding Tickets Affect Insurance?

Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. Many motorists fear being issued a speeding ticket for several reasons, one...

How Does Car Gap Insurance Work: Is it Worth it?

How Does Car Gap Insurance Work: Is it Worth it?

Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. When financing an automobile, a major problem involves depreciation. Your...

Common Auto Insurance Deductible Questions Answered

Common Auto Insurance Deductible Questions Answered

Joanna Johnson Car Insurance Expert Updated: 1/2019 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. It’s not rocket science, but on the other hand, it’s also not something many...

Insuring a Car With a Rebuilt Title: Salvage Insurance

Insuring a Car With a Rebuilt Title: Salvage Insurance

Cheapest Car Insurance Rates for July 2020 Joanna Johnson Car Insurance Expert Updated: 04/2020 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. The exact definition of what a...

Are Interest Rates Really Too High?

The stock market has been a mess over the last couple of months.  I guess after almost a decade of solid growth, it was time.  Of course, our President has a different thought.  He blames high interest rates.  The President has been pushing the Federal Reserve to...

Should Married Couples Use Coupons On A Date Night?

A few years back, my wife and I were in a small group through church.  This was an interesting experience.  Our church is very large.  In order to gain a more personal experience, they encourage small group participation.  We haven't done small groups in a while, but...

Is Debt Settlement a Wise Idea?

Roughly 80 percent of Americans carry some form of debt among mortgages, auto payments, student loans, medical bills and credit cards. However, credit card debts are by far the most damaging type. Per NerdWallet, Americans owe a collection $927 billion in debt, with...

Credit Card Consolidation

Credit Card Consolidation

Visit Profile facebookinstagramgoogle-plusCredit card debts, while not requiring any collateral, affect the financial wellbeing of many Americans today. Since lending institutions have relaxed their policies, a lot have been taking advantage of easy access to money....

Financial Moves In The Event Of A Job Loss

The economy is rolling but it might not always.   In fact, things won't always be so great.  It's just the cycle of economics.  I've been at my job for 12 years.  It's great and I feel secure, as I'm sure do many.  Still, it never hurts to prepare in the event of a...

How to Discharge Your Debt

How to Discharge Your Debt

Financial Advisor Debt Discharge Pros and Cons Pros No longer liable for your outstanding debts Stop collections calls and letters Get a fresh start to begin rebuilding your finances Falls off of credit report in 7-10 years Cons Time spent in court and negotiations...

How to Better Manage Your Debt: Credit Card Relief & Other Options

Visit ProfileManaging debt is an important skill. It’s the best way to keep your bills low and to make sure that you can save money to put towards things you enjoy. However, managing debt can be difficult. Many financial products are confusing. It can also be hard to...

How We’re Trying To Support Local Business

As more and more stores close, one thing is clear.  It's important to support local business.  During our last recession, Michigan was hit very hard.  The recession here started a couple of years before it hit the rest of the country.  Unemployment was worse than most...

How to Get Lower Interest Rates With Credit Card or Loan Companies

How to Get Lower Interest Rates With Credit Card or Loan Companies

 Visit ProfileYou work hard for your money. That means that you want to keep as much of it as you can for yourself. One of the biggest costs in life is paying interest for financial products like loans and credit cards. Lowering your interest rates is a great way...

Alternatives To Raking Leaves

Fall is in mid-swing.  Shorter days. Cool days and nippy nights.  Beautiful colors.  Falling leaves.  Cider mill trips.  Hay rides.  There's a lot to love.  One thing that many do not love is raking leaves.  But, I'm here to tell you that you don't have to!  There are...

How to Deal With Debt Collections Issues

How to Deal With Debt Collections Issues

Financial Advisor Updated: 01/2020Things to Know When Dealing with Debt Collection Issues General Debt Collection Information Debt Collection Rules and Laws Debt Collection Timeframes Debt Collection and Credit Specific Debt Collection Scenarios The idea of debt...

How to Get Rid of Different Debt Types Quickly

How to Get Rid of Different Debt Types Quickly

Financial AdvisorUpdated: 01/2019Ways to Get Rid of Different Debt Types Quickly Credit Card Debt Medical Debt Student Loan Debt Other Types of Debt Debt in Different Situations Debt in a Timeframe No one likes being in debt. Unfortunately, most people are in some...

7 Reasons to Plan Your Financial Budget

Planning out your financial budget is one of the biggest keys to properly managing your money. Many people are often scared or turned off by the thought of creating a budget. Some worry that they are too poor to budget or have other budgeting excuses. However,...

Bad, Good, & Excellent Credit Score Ranges 2020

Bad, Good, & Excellent Credit Score Ranges 2020

Credit scores are extremely important in the modern age. They’re used for everything from approval and interest rates on financial products to home and apartment rentals and job applications. That's why we'll help you understand the different credit score ranges.

How to Negotiate Credit Cards and Debt with Collectors

How to Negotiate Credit Cards and Debt with Collectors

Financial AdvisorUpdated: 01/2019Every gets into some kind of debt at some point. Whether you’re using debt responsibly or have found yourself in over your head, one of the best ways to lower your debt is through negotiation. Many people don’t think about the fact...

Best Department Store Credit Cards List: Easy to Get With Bad Credit

Best Department Store Credit Cards List: Easy to Get With Bad Credit

  More Articles   Best Credit Cards for Cash Back: Overview Credit Card Ideal ForEditor's Rating Our Top Pick for 2020 U.S. Bank Cash+™ Visa Signature® Card Cash Back American Express® Gold Card Cash Back U.S. Bank Cash+™ Visa Signature® Card Editor's Rating...

When I Once Helped Somebody To Be Frugal

It's always nice to help someone, right?  Helping people makes you feel good, and (hopefully) them as well.  Here in the finance world, helping someone to save money is always a goal.  This is a look back when I once helped somebody to be frugal. A Simple Conversation...

3 Money Tips to Keep Married Couples Happy vs. Hostile

Recently, we looked at 8 tips for newlyweds in debt. Indeed, while it’s admittedly not as romantic as talking long walks at dusk, making wise and practical money-related decisions is not just important for a happy marriage.  In fact, it’s essential! Why essential?...

Cheapest Car Insurance Rates: Best Comparison (2020)

Cheapest Car Insurance Rates: Best Comparison (2020)

Joanna Johnson Car Insurance ExpertUpdated: 04/2021 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. What Factors Affect Car Insurance Rates? Age Type of Car State Driving...

Some Cub Scout Camping Tips To Know

My son is in Cub Scouts.  We just went on our fourth camping trip in the time he's been a scout.  We always have a great time.  The Cub Scout ranches that our pack visit offer many similar activities.  There are cabins for sleeping. They have areas where you can pitch...

Debt Collection Laws For Each State

Debt Collection Laws For Each State

Financial Advisor Learn More About the Debt Collection Laws in Your State   Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan...

Negotiating with and Paying Off Debt Collectors

Negotiating with and Paying Off Debt Collectors

Financial AdvisorIf you find yourself in a situation where debt collectors are hassling you for money, it's essential that you understand how to approach the process. Debt collectors will do anything to get you to pay your debts – they'll often make threats or...

Cheap Car Insurance Quotes: Free Comparison Online

Cheap Car Insurance Quotes: Free Comparison Online

Cheapest Car Insurance Rates for April 2021Joanna Johnson Car Insurance ExpertUpdated: 04/2021 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work.Grabbing the really cheap...

Best Secured Credit Cards 2020 [Bad Credit Ok]

Best Secured Credit Cards 2020 [Bad Credit Ok]

More Articles Best Secured Credit Cards: Overview Credit Card Ideal ForEditor's Rating Our Top Pick for 2020 Capital One® Secured MasterCard® Build or Rebuild Credit OpenSky® Secured Visa® Credit Card No Credit History Capital One® Secured MasterCard® Editor's Rating...

Borrow Money Now Instantly Online [Bad Credit Ok]

Borrow Money Now Instantly Online [Bad Credit Ok]

Christine TaitFind the Best Personal Loan for Your NeedsBest Ways to Borrow Money Fast Online Lenders Peer-to-Peer Lenders Friends and Family Lending Apps Advertise Services on Message Boards Defining Good Credit Most of us need to borrow money at some point of time...

How to Reduce or Eliminate Credit Card Debt Fast

How to Reduce or Eliminate Credit Card Debt Fast

Financial AdvisorUpdated: 01/2019Ways to Reduce Credit Card Debt Quickly Create a budget and stick to it Add another stream of income Invest in your health and in your valuable assets Keep your cards out of sight and out of mind Lower your credit limit Credit card...

Personal Loan Interest Rate Comparison

Personal Loan Interest Rate Comparison

With so many options, it’s hard to choose which loan is best for you and your family. If you want to ensure that you don’t waste money on your next loan, it’s critical that you shop around for the best interest rates.

Debt Consolidation Lenders [Best of 2020]

Debt Consolidation Lenders [Best of 2020]

 Visit ProfileDebt consolidation loans are one of the best ways to get out of debt quickly. They let you pay your debt off faster and spend less money doing so. That’s because you can usually get a lower interest rate and better terms when you consolidate debt....

Best Cheap Auto Insurance Companies Near Me [Local List]

Best Cheap Auto Insurance Companies Near Me [Local List]

Cheapest Car Insurance Rates for April 2021Tyron Jones Car Insurance Expert Updated: 11/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Choosing the right insurance company is a complicated...

Debt Forgiveness: Your Best Options

Debt Forgiveness: Your Best Options

Financial AdvisorUpdated: 01/2019What are the Types of Debt Forgiveness? Student Loan Debt Forgiveness Public Service Loan Forgiveness (PSLF) Federal Perkins Loan Cancellation NURSE Corps Loan Repayment Program Military Student Loan Forgiveness Medical School Debt...

Raise Your Credit Score 100 – 200 Points Really Fast

Lots of people have situations where their credit score takes a hit. Many of these people are looking for ways to boost their credit score quickly. This article will help explain how you can boost your credit score.

How to Check Your Business Credit Score Report

How to Check Your Business Credit Score Report

Any business owner can tell you that running a business requires credit. However, to get the best deals on business credit and loan offers, your business needs to have an excellent credit score.

Cheap Liability Only Car Insurance Quotes & Coverage Near Me

Cheap Liability Only Car Insurance Quotes & Coverage Near Me

Cheapest Car Insurance Rates for July 2020 Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Best Ways to Get Cheap Liability Car Insurance Study the...

8 Tips For Newlyweds In Debt

If you're a recent or upcoming newlywed, congratulations!  This is an exciting time, of course, and there's so much ahead!  You've got many things to look forward to.  However, if you're like many newlyweds, debt is a part of your life.  Nobody likes debt, but most of...

Best Debt Payoff Calculator for Different Debt or Income Scenarios

Best Debt Payoff Calculator for Different Debt or Income Scenarios

Financial AdvisorUpdated: 07/2019Debt Calculators we found: NerdWallet Crown Calculators.org Wells Fargo BankRate MortgageCalculator.com You Can Deal With It Financial Mentor Free Online Calculator Schwab Moneywise Merril Edge Capital One CreditCards.com FinAid.org...

Best Ways to Pay Off Debt Fast: Get Credit Cards & Loans Paid Down

Best Ways to Pay Off Debt Fast: Get Credit Cards & Loans Paid Down

We can help you consolidate your debt. Financial AdvisorIf you're having problems paying your current debts, you're not alone. America has a very large debt problem – many consumers in the country struggle to pay back their large credit card balances and loans. Much...

How Does Debt Consolidation Affect Your Credit Score?

How Does Debt Consolidation Affect Your Credit Score?

Financial AdvisorIntroduction Nobody likes to be in debt. Thankfully, there are plenty of solutions to debt in the modern age of financial products. One of the most popular options is debt consolidation. However, the world of finance is complicated. Many people...

Will Red Tide Ruin Our April 2019 Vacation?

For a couple of years now, we've enjoyed spring break in Florida.  We rent a condo and enjoy a week at the beach.  The building has a great pool and a great view.  In addition, it's near lots of great restaurants and places to go.  Both in 2017 and 2018 we booked the...

What Affects Your Credit Score?

Your credit score is one of the most important numbers in your life. Therefore, it’s no surprise that so many people want to know what affects their credit score. The truth is that your credit score is the result of a number of different factors.

Bill Consolidation Loans [Bad Credit Ok]

 Visit ProfileAdvantages of Bill Consolidation Loans Easy to track Simplify budget Pay off bills faster Spend less on interest Save money No one likes it when bills stack up. What’s worse is that in addition to owing more for each bill you have, you also have to...

Credit Card Payment & Interest Calculator

Credit Card Payment & Interest Calculator

  More Articles   Careful planning is the key to financial success. Unfortunately, financial math can be a bit tricky. After all, most people don’t deal with the kind of mathematical relationships you get in finance, loans, and credit every day. Thankfully,...

No Interest Credit Cards

No Interest Credit Cards

  More Articles   Everyone likes the idea of free money. While no money is truly free, there is a financial product that offers temporary free money. It’s called a no interest credit card. Companies offer these credit cards for a variety of reasons. They...

Everyone Might Get Lucky Every Once In A While

I don't consider myself a lucky person.  My grandmother, on the other hand, now she was lucky.  Her and my grandpa went every year to Las Vegas, and it seemed she always won.  When she went to play bingo, she often came home with money.  She was once on the TV lottery...

Debt Payoff Calculator [Great for Multiple Credit Cards]

Debt Payoff Calculator [Great for Multiple Credit Cards]

Visit ProfileSmart planning is the best way to get out of debt. However, in order to plan, you need to understand how long it will take you to pay off your various debts. Credit card debt is one of the largest sources of debt in the country. That’s why we put together...

Cheapest Full Coverage Car Insurance Quotes Near Me

Cheapest Full Coverage Car Insurance Quotes Near Me

Cheapest Car Insurance Rates for July 2020 Tyron Jones Car Insurance Expert Updated: 05/2020 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  If you own a vehicle and want to keep it covered against all...

Rising Home Prices

The following is a staff writer post from MikeS.  He is a married father of 2.  So, with the cat, he ranks number 5 in the house.  He loves numbers and helping people. Please leave any questions or comments below for either Mike or Crystal. Here is a recent Wall...

Best Debt Consolidation Loans [Bad Credit Ok]

Best Debt Consolidation Loans [Bad Credit Ok]

Visit ProfileWays to Identify the Best Debt Consolidation Loans Assign Priorities Read Online Reviews Consider the Approval Process Check the APR Use Pre-Approval Monitor Your Credit It can be hard to keep up with all of your bills. Moreover, credit and income...

Personal Loans for Veterans [Bad Credit Ok]

Personal Loans for Veterans [Bad Credit Ok]

Saving for the future, sending children to college, or starting a business are some of the challenges faced by military veterans, often forcing them to open the door for a personal loan for veterans.

Top Credit Card Consolidation Loans [Bad Credit Ok]

Top Credit Card Consolidation Loans [Bad Credit Ok]

  Visit Profile Best Methods of Credit Card Consolidation Personal Loans Refinance of your mortgage Home Equity Line of Credit Balance Transfer Cards Retirement accounts Friends and Family Credit card debts, while not requiring any collateral, affect the...

9 Tips To Take Care Of Your Roof

We replaced our roof a few years ago.  It cost us a lot of money.  Chances are if you own a home for a long period of time, you'll have to replace the roof.  Once you do, you'll want to keep it lasting for as long as possible.  With winter just a few months away, give...

In Search of Debt Relief? Read This.

Finding yourself in more debt than you can bear? You wouldn’t be unique. Overall American credit card debt reached $927 billion in 2017, a five percent increase, according to NerdWallet. As you can imagine, this means that the average American household with credit...

Credit Restoration Services

No matter how your credit score was hurt, there’s always a path forward. One of the most common solutions to credit issues is credit restoration, sometimes called credit repair.

We Sold Our Camper!

What a whirlwind few days we had.  As you may remember, we had been considering selling our camper.  We decided to give it a shot, and wow!  We sold our camper in record time. Deciding On A Sale After I wrote the article in late August, my wife and I had a serious...

Best Small Business Loan Interest Rates

Best Small Business Loan Interest Rates

Small business lending isn’t the same as it used to be. A combination of economic shifts and changes in technology have created a wave of change throughout the small business lending industry.. …Read More

How to Get a Debt Consolidation Loan [Bad Credit Ok]

How to Get a Debt Consolidation Loan [Bad Credit Ok]

by: Dan Steadman Update: 07/2020 Where and How to Get a Debt Consolidation Loan No one likes being in debt. What’s worse, sometimes it seems impossible to make any progress on your debt. However, many people have found that debt consolidation loans are one of the best...

Instant Personal Loan Approval Online

Instant Personal Loan Approval Online

Many people shy away from personal loans because of the long and complicated process of applying for finance. If you use a traditional lender, you may end up waiting weeks for approval.

7 Ways For Families To Manage Student Loan Debt

If your family has student debt, you're not alone.  If you feel like it's a mountain with no end in sight, that's also quite normal.  The fact is that student loan debt is a huge part of our lives.  Some people think that their debt is something they'll have to deal...

What is a Good APR on a Credit Card?

What is a Good APR on a Credit Card?

More Articles If you’re in the market for a new credit card, you’re probably looking at a variety of different interest rates. Credit cards are a form of unsecured debt – they typically have much higher interest rates than traditional loans or mortgages. If you’re a...

Top Major Credit Card Companies List & Stats

Top Major Credit Card Companies List & Stats

More Articles If you’re new to credit cards, the different terms and concepts can often be quite confusing. It’s important to understand the very basics of credit cards if you’re considering applying for a new card. Most credit cards aren’t the products of one company...

10 Ways To Nail Your Job Interview

So you found the perfect job.  There's only one problem.  First, you have to nail your job interview.   Well, actually you need to get the job interview first.  But once you get it, you need to stand out.  Here are some ways to nail your job interview. Dress Nicely...

5 Ways to Save for Retirement

Everybody dreams of retiring in their 60s and enjoying all the things they've put off for the last few decades. Unfortunately, the reality is that it takes a lot of planning to be able to retire at all, and many people never get that chance. If spending your days away...

Trump Tax Reforms a Positive for American Small Business Owners

Trump Tax Reforms a Positive for American Small Business Owners

Recent news headlines have all been focused on Trump’s proposed tax reforms – like many of Trump’s policies, these reforms aren’t without controversy. And while much of the focus is on reductions in personal income tax and capital gains, small businesses also play a role in the reform. …Read More

6 Grocery Store Tricks They Don't Want You To Know About

Grocery shopping.  Is it ever anybody's favorite time of the week?  No, but it has to get done.  So, we go.  We look for ways to save money.  And, many times we walk out feeling victorious.  But, did you know that grocery stores have tricks up their sleeves? Yep. ...

Cheapest Auto Insurance in San Francisco, CA

Cheapest Auto Insurance in San Francisco, CA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentSan Francisco is the second largest city in the state of California –...

Cheapest Auto Insurance in New York, NY

Cheapest Auto Insurance in New York, NY

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentNew York City, New York – the most famous city on planet earth. What...

Cheapest Auto Insurance in Phoenix, AZ

Cheapest Auto Insurance in Phoenix, AZ

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentPhoenix is the largest city in Arizona – it also happens to be the...

Cheapest Auto Insurance in Lakeland, FL

Cheapest Auto Insurance in Lakeland, FL

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentLakeland is one of the most popular inland cities in the state of Florida....

Cheapest Auto Insurance in Springfield, MO

Cheapest Auto Insurance in Springfield, MO

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentSpringfield is one of the largest cities in the Midwestern state of...

Cheapest Auto Insurance in Fresno, CA

Cheapest Auto Insurance in Fresno, CA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentFresno is one of California’s most popular inland cities. Visitors to the...

Cheapest Auto Insurance in Portland, OR

Cheapest Auto Insurance in Portland, OR

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentPortland, Oregon is one of the most popular outdoor cities in the...

Cheapest Auto Insurance in Boston, MA

Cheapest Auto Insurance in Boston, MA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment SR-22 Car Insurance Rates after DUIBoston is one of America’s most famous and historic cities – it played a...

Cheapest Auto Insurance in Tucson, AZ

Cheapest Auto Insurance in Tucson, AZ

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentTucson is one of the largest cities in the state of Arizona – it’s...

Facing Facts: Our Old Camper Is Near The End Of The Road

I've written a few posts over the year about our camper.  From our first post announcing we were considering the idea to our posts about subsequent misadventures, we've chronicled our journey well.  The bottom line, though, is that our old camper isn't doing well. Our...

Cheapest Auto Insurance in Fort Lauderdale, FL

Cheapest Auto Insurance in Fort Lauderdale, FL

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentFort Lauderdale is one of the most popular beach areas in the state of...

Cheapest Auto Insurance in Los Angeles, CA

Cheapest Auto Insurance in Los Angeles, CA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentLos Angeles, California is one of the most famous cities on the...

Cheapest Auto Insurance in Cleveland, OH

Cheapest Auto Insurance in Cleveland, OH

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Teenager Car Insurance RatesCleveland is a large city in the state of Ohio – the official...

Cheapest Auto Insurance in Baton Rouge, LA

Cheapest Auto Insurance in Baton Rouge, LA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment SR-22 Car Insurance Rates after DUIIf you’ve been to Louisiana, there’s a high chance you’ve heard of Baton...

Cheapest Auto Insurance in Chicago, IL

Cheapest Auto Insurance in Chicago, IL

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment Senior Car Insurance RatesChicago is the largest city in Illinois and the third largest city in the...

Cheapest Auto Insurance in Sacramento, CA

Cheapest Auto Insurance in Sacramento, CA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentSacramento is a large city located to the northwest of San Francisco....

Cheapest Auto Insurance in Lansing, MI

Cheapest Auto Insurance in Lansing, MI

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment What many people don’t realize is that Lansing is the capital city of...

Cheapest Auto Insurance in New Orleans, LA

Cheapest Auto Insurance in New Orleans, LA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment New Orleans is one of the most unique cities in the United States –...

Cheapest Auto Insurance in Omaha, NE

Cheapest Auto Insurance in Omaha, NE

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Omaha, Nebraska is one of the most famous cities in the Midwest --...

Cheapest Auto Insurance in Lubbock, TX

Cheapest Auto Insurance in Lubbock, TX

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Lubbock, Texas is famous for two things: Buddy Holly and Texas Tech...

Cheapest Auto Insurance in Kalamazoo, MI

Cheapest Auto Insurance in Kalamazoo, MI

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentKalamazoo is a popular urban city in the state of Michigan. It is...

Cheapest Auto Insurance in Flint, MI

Cheapest Auto Insurance in Flint, MI

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Flint, Michigan had long been a manufacturing powerhouse before much of...

Cheapest Auto Insurance in Bakersfield, CA

Cheapest Auto Insurance in Bakersfield, CA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment SR-22 Car Insurance Rates after DUI Bakersfield may not be located along the coast, but it is still one of...

Cheapest Auto Insurance in West Palm Beach, FL

Cheapest Auto Insurance in West Palm Beach, FL

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment West Palm Beach is one of the most exclusive areas in the state of...

Kids And Money: Things My Children Have Learned

It is so fun watching kids learn, isn't it?  Our kids are nine and seven, and they learn new things each day.  Even during the summer, they learn lots of new things.  As a personal finance blogging website, seeing kids and money connect is satisfying to watch. My wife...

Cheapest Auto Insurance in Columbus, OH

Cheapest Auto Insurance in Columbus, OH

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Columbus is the state of Ohio’s largest city – it serves as the...

Cheapest Auto Insurance in Tulsa, OK

Cheapest Auto Insurance in Tulsa, OK

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Tulsa is one of the largest cities in the state of Oklahoma. While...

Cheapest Auto Insurance in Fort Worth, TX

Cheapest Auto Insurance in Fort Worth, TX

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Fort Worth, Texas is often considered an extension of the city of Dallas....

Cheapest Auto Insurance in Rochester, NY

Cheapest Auto Insurance in Rochester, NY

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Rochester, New York was founded around the same time that our nation...

Cheapest Auto Insurance in Atlanta, GA

Cheapest Auto Insurance in Atlanta, GA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment SR-22 Car Insurance Rates after DUI Atlanta, Georgia is famous for lots of different things: rap music,...

9 Small Frugal Ideas That Add Up To Big Savings

If you want to be more frugal, join the club!  There are always ways to save money.  But, where to start?  Many people think that frugality involves cutting big costs.  While this can be the case, it's not always necessary.  You can save money by taking on small...

Cheapest Auto Insurance in Grand Rapids, MI

Cheapest Auto Insurance in Grand Rapids, MI

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Grand Rapids is well known for being one of the largest cities in the...

Cheapest Auto Insurance in Milwaukee, WI

Cheapest Auto Insurance in Milwaukee, WI

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Milwaukee is one of the most famous cities in the Midwest – it plays...

Cheapest Auto Insurance in Brooklyn, NY

Cheapest Auto Insurance in Brooklyn, NY

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance for Seniors If you’ve heard of New York City, there’s a high chance you’ve heard of...

Cheapest Auto Insurance in Albuquerque, NM

Cheapest Auto Insurance in Albuquerque, NM

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Albuquerque is the capital of the state of New Mexico. While this city...

Cheapest Auto Insurance in Kansas City, MO

Cheapest Auto Insurance in Kansas City, MO

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Kansas City might be named after the state of Kansas, but it’s...

Cheapest Auto Insurance in Wichita, KS

Cheapest Auto Insurance in Wichita, KS

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Wichita, Kansas is in the heart of the Midwest. The city isn’t known...

Cheapest Auto Insurance in Memphis, TN

Cheapest Auto Insurance in Memphis, TN

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Memphis is one of the nation’s most famous cities – it might not be...

Cheapest Auto Insurance in Charlotte, NC

Cheapest Auto Insurance in Charlotte, NC

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment Senior Car Insurance Rates If you live in Charlotte, you’re fortunate enough to live in one of North...

Cheapest Auto Insurance in Colorado Springs, CO

Cheapest Auto Insurance in Colorado Springs, CO

Cheapest Car Insurance Rates for May 2020  Average Gender Rates for Car Insurance Near Me Car Insurance Discounts for Multiple Vehicles Car Insurance Rates by SegmentIf you’ve ever been to Colorado Springs, you know how...

Cheapest Auto Insurance in St. Louis, MO

Cheapest Auto Insurance in St. Louis, MO

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentSt. Louis is one of the most prominent cities in the Midwest. In recent...

Cheapest Auto Insurance in Buffalo, NY

Cheapest Auto Insurance in Buffalo, NY

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment Multiple Vehicle DiscountsBuffalo is the second most famous city in the state of New York – New York City...

Cheapest Auto Insurance in Dallas, TX

Cheapest Auto Insurance in Dallas, TX

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates for Multiple Vehicles Car Insurance Rates for SeniorsDallas, Texas is perhaps most famous for their NFL football team...

Cheapest Auto Insurance in Baltimore, MD

Cheapest Auto Insurance in Baltimore, MD

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment SR-22 Car Insurance Rates after DUIBaltimore is one of the nation’s oldest cities – it sits in the original 13...

Affordable Web Hosting Hacks You Can’t Afford To Ignore

It’s time to bring your business idea to life, and one of the most important aspects of that is having a powerful online presence. That being said, you also want to stick to your startup budget, which means choosing affordable web hosting. The good news is that there...

Cheapest Auto Insurance in Miami, FL

Cheapest Auto Insurance in Miami, FL

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentMiami, Florida is well known for being one of the best party cities on...

Cheapest Auto Insurance in El Paso, TX

Cheapest Auto Insurance in El Paso, TX

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentEl Paso is a city deep in the west of Texas – it sits close to the border of...

Cheapest Auto Insurance in San Antonio, TX

Cheapest Auto Insurance in San Antonio, TX

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentSan Antonio is one of the many diverse cities that makes up the state of...

Cheapest Auto Insurance in Jacksonville, FL

Cheapest Auto Insurance in Jacksonville, FL

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentJacksonville is one of the many large cities that makes up Florida. The area...

Cheapest Auto Insurance in Louisville, KY

Cheapest Auto Insurance in Louisville, KY

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentLouisville is best known around the country for being home to America’s...

Cheapest Auto Insurance in Denver, CO

Cheapest Auto Insurance in Denver, CO

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates by Segment Car Insurance Rates for TeenagersDenver is the largest city in the state of Colorado – it serves as the...

10 Ways To Improve Your Outlook On Life

It's hard to slow down these days.  There's always something to do, and ten more after that.  If you feel like your day ends before it begins, you're not alone.  But this isn't healthy.  Stress increases your chances of heart attacks and creates other health risks. ...

Cheapest Auto Insurance in Tampa, FL

Cheapest Auto Insurance in Tampa, FL

Cheapest Car Insurance Rates for May 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by SegmentTampa, Florida is one of the most famous cities in the southern region...

Cheapest Auto Insurance in Philadelphia, PA

Cheapest Auto Insurance in Philadelphia, PA

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Philadelphia is one of our nation’s most famous cities – it played a...

Cheapest Auto Insurance in Orlando, FL

Cheapest Auto Insurance in Orlando, FL

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Orlando, Florida is one of the United States’ most famous cities. The...

Cheapest Auto Insurance in Las Vegas, NV

Cheapest Auto Insurance in Las Vegas, NV

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Las Vegas, Nevada is one of the most famous cities in the world for a...

Cheapest Auto Insurance in Houston, TX

Cheapest Auto Insurance in Houston, TX

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me SR-22 Car Insurance Rates after DUI Car Insurance Rates by Segment Houston, Texas is one of the largest cities in the United States – in...

LendUp Personal Loan Reviews

LendUp Personal Loan Reviews

LendUp is a leading online private lending company with its services available throughout the country. It is a relatively recent entrant in the financial lending marketplace – it was established in 2012.

RISE Credit Personal Loan Reviews

RISE Credit Personal Loan Reviews

RISE Credit is a finance provider in the US which claims to lend a wide range of cash on borrower-friendly terms. The loan amount can vary from $500 to $5,000, and one can pay back in as many as 24 monthly installments.

How to Find the Best Personal Loan Without Affecting Your Credit

How to Find the Best Personal Loan Without Affecting Your Credit

Personal loans are very popular with people trying to augment their funds, but many are still reluctant to apply because of its negative impact on their credit scores. Fortunately, there is a risk-free way for you to check your interest rate while keeping your rating intact.

Can you Get a Personal Loan Without a Credit Check?

Can you Get a Personal Loan Without a Credit Check?

The credit check is an important step that lenders take when evaluating your loan application. Through credit check, they will be able to assess your capacity to pay the loan – based on financial history and credit score.

Six Useful Personal Finance Apps

Six Useful Personal Finance Apps

Managing your personal finances is no easy task. From planning your budget to handling investments, it can be easy to get overwhelmed. And yet, learning how to manage your personal finances is highly important.

Unsecured Personal Line of Credit Loan (2021 Rates)

Unsecured Personal Line of Credit Loan (2021 Rates)

Everyone is a little short of cash sometimes. Maybe you need to make a large purchase. You might also need to cover unforeseen expenses from an accident or health issue. Or maybe you don’t have any pressing needs right now, but you want to know that you have the resources to handle anything that comes up.

LendingTree Personal Loan Reviews

LendingTree Personal Loan Reviews

LendingTree is a leading organized retail lending company operating countrywide. It has an integrated product portfolio that caters to diverse borrowing requirements of Americans.

RocketLoans Personal Loan Reviews

RocketLoans Personal Loan Reviews

RocketLoans is a leading private lender in the US. It is a part of the Quick Loans group of companies. Its service basket includes personal finance covering debt consolidation, medical situations, home renovation, vehicle expenses, and even small business.

Check ‘n Go Personal Loan Reviews

Check ‘n Go Personal Loan Reviews

Emergencies are like unseasonal showers – you never know when they can catch you unawares and unprepared. They stress the finances of an individual and disrupt their short and medium-term cash-flow.

CashNetUsa Personal Loan Reviews

CashNetUsa Personal Loan Reviews

CashNetUsa is a subsidiary company of Enova International, a publicly traded global financial lender. It is an online-only lender that provides short-term loans to individuals in the US and other countries.

Cheapest Auto Insurance in Detroit, MI

Cheapest Auto Insurance in Detroit, MI

Cheapest Car Insurance Rates for April 2020 Compare Rates for Car Insurance Near Me Car Insurance Rates for Men and Women Car Insurance Rates by Segment Detroit is named ‘Motor City’ for a region. This northern...

15 Things To Do When Leaving Your Job

Did you hear about the crazy lady that stabbed her HR rep with a pen while resigning?  This actually happened last week.  Now, it probably goes without saying for MOST people that you shouldn't do that.  But what should you do when leaving your job?  Well, here are...

Company Car Insurance for Employees that Drive Their Own Cars

Company Car Insurance for Employees that Drive Their Own Cars

Joanna Johnson Car Insurance ExpertUpdated: 09/2021 Joanna is an expert on understanding how the different laws and regulations in the car insurance industry shape the way that policies work. It’s difficult to run a business. There’s lots of things that you need to...

Technology: Making Car Insurance Better with AI

Technology: Making Car Insurance Better with AI

Tyron Jones Car Insurance ExpertUpdated: 08/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Many people are nervous about the idea of a self-driving car. They don’t trust a computer to keep them...

LendingClub Personal Loan Reviews

LendingClub Personal Loan Reviews

If you’re someone who is looking to get a personal loan to cover a cost or purchase, you might not realize how many options you have. Personal loans are becoming increasingly popular – there are now more personal loan providers than ever before.

Best Egg Personal Loan Reviews

Best Egg Personal Loan Reviews

If you need to borrow money from a lender, but you don’t know what type of loan is best for you, you might want to consider obtaining a personal loan. Personal loans are loans that provide the borrower with capital for whatever they need

LoanDepot Personal Loan Reviews

LoanDepot Personal Loan Reviews

Borrowing money can be a confusing process. If you’ve applied for a loan in the past, there’s a good chance you used a traditional lender – such as a bank or credit union. This process can be a total pain – you might end up waiting weeks to get the money you need

LoanMe Personal Loan Reviews

LoanMe Personal Loan Reviews

If you need some funding to pay for an expense or consolidate debt, you might be wondering what your best options are. It can be hard to choose between the range of different loan products available in the current finance market.

Upstart Personal Loan Reviews

Upstart Personal Loan Reviews

Personal loans are an increasingly popular form of finance that individuals use to cover a variety of different costs. If you’re someone who needs some extra cash, you’re probably considering a variety of different funding methods.

SoFi Personal Loan Reviews

SoFi Personal Loan Reviews

Personal loans are a great way to receive financing if you need a bit of extra help at some stage in your life. Whether you want to purchase an item, or consolidate your credit card debt, personal loans can be a hassle-free answer to your problem.

Prosper Personal Loan Reviews

Prosper Personal Loan Reviews

There often comes a time where you may need a bit of extra cash to keep you going. People obtain financing for several different reasons – you might need to cover costs or you may have a large purchase to make.

Avant Personal Loan Reviews

Avant Personal Loan Reviews

If you end up needing a bit of extra cash, or you need some money to purchase something essential, a personal loan can be one of the easiest ways to finance it. With the number of lending products available on the market, it’s often easy to forget about personal loans.

How Does a Business Line of Credit Work

How Does a Business Line of Credit Work

Running a business requires a constant and regular flow of cash to finance many of its core activities. While it is ideal that all the cash that the business needs is derived from sales of its products or services, that is not always the case.

How to Get a Business Line of Credit

How to Get a Business Line of Credit

Business owners need additional funding for a variety of reasons. It may be for store expansion, purchase of equipment, hiring of additional personnel, and many others. That is why most businesses have several options to raise funds.

Accounts Receivable Financing vs Factoring

Accounts Receivable Financing vs Factoring

It’s hard to run a business. Surprisingly, one of the hardest parts of running a business is getting paid for the goods or services you provide. Most consumers don’t think about this. But there’s actually a lot of steps between doing business and getting paid.

Paying for Business Operating Expenses

Paying for Business Operating Expenses

As the old saying goes, you have to spend money to make money. Business operating expenses prove that’s true. In order for your business to run smoothly and turn a profit, there are certain expenses you need to cover.

Calculating Operating Cash Flow

Calculating Operating Cash Flow

There are many ways to measure the financial health of a company. However, advanced accounting techniques and innovative ways of generating revenue can make some ways of assessing a business’s health inaccurate. That’s what so many business operators and investors use operating cash flow.

Purchase Order Financing

Purchase Order Financing

Whether you own a startup or medium-sized business, you can benefit from exploring various funding options. One type of funding solution that may help you meet your short-term funding goals is purchase order financing.

Best Customer Service Auto Insurance Companies

Best Customer Service Auto Insurance Companies

Tyron Jones Car Insurance ExpertUpdated: 09/2021 Tyron Jones is a car insurance expert who has operated within the auto insurance business for more than 10 years.  Just like our cars are a big part of our lives, insurance is also an important aspect of vehicle...

Midyear Checkup On 2018 Goals

It's hard to believe that over half of the year has gone by.  I put together a list of 20 goals earlier this year.  It's time to check on how things are going.  This is my checkup on 2018 goals.  Click here to read the full detail of every goal. Family Be protective...

How to Find Cheap Car Insurance

How to Find Cheap Car Insurance

Joanna Johnson Car Insurance Expert Updated: 12/2018 Auto insurance is one of the assuredly recurring maintenance costs associated with any car. It is also important to have the right coverage for your car. Since your car is vital to your everyday life, it is...

You Should Pay More To Shop At A Small Hardware Store

Lately, I've been going to a small hardware store on the way home from work when need arises.  It's convenient and the service is great.  Still, they're a bit higher priced.  The other morning I was going to meet my dad for breakfast.  Across from the restaurant is a...

How to Get a Loan with Bad Credit

How to Get a Loan with Bad Credit

Applying for a loan in banking institutions and lending companies is hard enough if you are a first-timer or if you do not necessarily have huge savings and a good income source. But it becomes even more difficult if you already have a bad credit.

Kabbage Business Loan Review: Good Deal for Line of Credit

Kabbage Business Loan Review: Good Deal for Line of Credit

Small business loans are ideal for starting a new business, growing an existing small business or investing some money for needed upgrades and inventory. If you are shopping for one of these loans and are considering Kabbage as a lender, these are some important topics to consider. … Read More

CreditRepair.com [2020 BBB Review & More]

CreditRepair.com [2020 BBB Review & More]

Creditrepair.com is one of the most popular credit repair services today. That’s not surprising, given how important credit scores are in the modern age. This article will explain why the services creditrepair.com offers are valuable.

TransUnion Credit Report Dispute: Online Form, Phone Number & Address

When negative information shows up on your credit report, and it shouldn’t be there, you have options. TransUnion is one of the “big three” credit reporting bureaus. This article will explain how you can check your TransUnion credit report. We’ll also go over how you can dispute false and harmful information on your report. Finally, we’ll give you all the contact information you need to protect your credit.

Best Way to Dispute Credit Bureau Report & Win

Best Way to Dispute Credit Bureau Report & Win

This article covers the basic facts you need to know about credit reports and credit reporting. It also explains how false information can get on your report. Finally, we’ll explain how to dispute a credit report and win.

Lexington Law Firm Credit Repair [2020 Review]

Utah-based Lexington Law has been one of the most trusted and leading law firms working in the sphere of credit repair over more than 25 years now. The firm’s principal mission has been to ensure that its clients’ credit reports are always fair and accurate.

18 Items To Take To The Beach For A Great Day

Summer is in full swing.  If you haven't been to the beach, now's the time!  The water is still cold here in Michigan due to a late start to spring.  Still, that doesn't stop people from heading out and having fun.  Here are some items to take to the beach for a...

What is Considered a Good Credit Score Range?

What is Considered a Good Credit Score Range?

Your credit score is a solitary number that symbolizes your trustworthiness as a debtor when you apply for a loan. It’s also a gauge of how someone would view you if he intends lending you money.

Best Way to Pay Off Credit Card Debt [2020 Tips]

Best Way to Pay Off Credit Card Debt [2020 Tips]

Visit Profile Steps to Pay Off Credit Card Debt Closely analyze your current financial situation Negotiate a lower interest rate Stash your plastic  Work on one credit card debt at a time Transfer your balance Set up a budget Choose a Debt Payment Strategy Seek help...

Credit Restoration

If you want to improve your credit standing and your financial situation, one of the first steps you can take is to use credit restoration or credit repair.

Best Way to Get Out of Credit Card Debt (2020 Tips)

Best Way to Get Out of Credit Card Debt (2020 Tips)

We can help you consolidate your debt. Financial Advisor What are Ways to Get Out of Debt? Snowballing Payments Consolidation Loan Balance Transfer Debt Forgiveness Receivables Financing (for Businesses) Debt can happen to anyone. It can happen anytime, for any...

Freedom Debt Relief Reviews (2020 Update)

Freedom Debt Relief Reviews (2020 Update)

We can help you consolidate your debt. Financial Advisor Updated: 01/2020Freedom Debt Relief Features Negotiating skills Trained debt professionals One low monthly deposit Consumers are priority Accreditations Debt settlement or forgiveness often seems like a good...

National Debt Relief Program Review (2021 Update)

National Debt Relief Program Review (2021 Update)

We can help you consolidate your debt.  Financial Advisor Updated: 01/2020 Understanding National Debt Relief Overview of National Debt Relief What is Debt Settlement? The Debt Relief Process Eligibility Criteria Special Features Debt settlement is sometimes the only...

20 Job Interview Red Flags

Are you interviewing for a new job?  If so, congrats on the new opportunity!  However, as everyone knows, not every job is perfect.  But, how do you determine what might actually not be the best job?  Sometimes, an interview can provide some great insight.  Here are...

Wedding Personal Loans (Bad Credit Ok)

Wedding Personal Loans (Bad Credit Ok)

If you are in the market for a wedding loan, chances are you recently proposed or got proposed to. In that case, congratulations! Weddings are one of the most exciting and beautiful events in an individual’s life.

The Importance of Small Wins

My son enjoys playing sports, but he isn't a top athlete.  He likes playing more for the fun and the experience.  The teamwork helps as well.  He's been in a few leagues with a few different sports.  Unfortunately, most of the teams haven't done that well.  Still, I'm...

How Many Trips To The Hardware For A Small Plumbing Project?

One of the joys of having a nearly 15 year old camping trailer is that things break often.  Recently, we discovered a minor drip from the interior water system.  The drip was from a section of plumbing that was replaced just last year, so I was well familiar with the...

DTE Insight v3 Review: A Big Step Back

Like many power companies, our local company rolled out smart meters a few years ago.  These smart meters are in constant communication with the power company.  Benefits for this include real-time monitoring capabilities and the elimination of meter reads.  Drawbacks...

No Emergency Fund? These Consequences Might Change Your Mind

“Emergency fund or no emergency fund? Who has the extra money in their budget to set aside for a rainy day?” “Every day is rainy and there’s always something to be paid right now.” “You can’t take it with you when you’re gone, you might as well spend it now.” These...

10 Reasons That I Miss The Old Internet

Nowadays it seems like the Internet has always been around.  For many people, grown ups even, it always has!  Yet, at the age of 43, I distinctly remember the time before the Internet. But along with that there was the time when the Internet was new.  Those were some...

Boat Loans – Alternative Lending Options

Boat Loans – Alternative Lending Options

If you’re in the market for a new boat, you’re probably trying to consider the different options you have for financing it. It’s rare that people can purchase a boat outright, so obtaining finance is typically the obvious option.

Keep Your Summer Budget Under Control

Summer is right around the corner.  Before long the kids will be done with school. Grills will be filling the streets with smells of burgers and hot dogs. The ice cream truck will be jangling down the street.  Summer is the time to enjoy the world, and boy can that be...

10 Practical Baby Shower Gifts Every Mom Will Love

Ah, the baby shower.  The time to give all that's cute for the new life about to enter the world.  While many gifts will draw ooh's and ahh's during the shower, there are some that will bring those later.  These are practical baby shower gifts that every parent will...

Pros And Cons Of Working From Home

Our employer allows us to work from home one day per week, with manager approval.  My manager has approved us working from home, with one caveat. We are not allowed to work from home on Monday or Friday.  This is designed to prevent abuse in the form of beginning or...

What Happens If I Never Pay My Debts?

Have more debt than you can handle? Maybe you’re balancing a combination of a mortgage, auto loan, student loan or credit card debt and no matter how much you budget, there’s not enough funds to go around. You’re not alone. The average American family holds an average...

Decode the Student Loan Market and Get The Best Deal

Anybody paying a monthly student loan bill would be thrilled to pay less per month or pay off their loan faster. Over 44 million Americans carry a total of $1.5 trillion in student loan debt. That’s an average of $32,731 each. Millions could pay less but don’t take...

Investing in Airplanes or Helicopters – Making the Choice

A lot of people who can afford to buy an aircraft and have a short amount of time to spend in travelling tend to buy airplanes or helicopters. Generally, people investing in airplanes and helicopters do not have a problem with funding them. However, it is rather smart...

Five Ways To Get The Most Value From Netflix

It seems like everybody has Netflix these days, doesn't it?  I remember subscribing to Netflix before most anybody knew what it was.  I can't tell you the number of people I explained it to.  You clicked a few buttons on your computer, and a couple of days later a DVD...

Use These 7 Leftovers Tips To Avoid Wasting Food

Leftovers.  Just reading the word probably made some of you groan.  That's a pretty common reaction.  We crave variety including in what we eat.  And, let's face it, not all meals are all that exciting the first time around!  This can make the second go-around...

Summer Break: Protect Yourself Before You Travel

It’s that time of year when the kids are off school, and families travel to their favorite destinations. It’s Summer Break! So while you’re planning the trip of a lifetime for the whole family, make sure you have all your bases covered. That includes protection in...

Spring Clean Your Finances With 5 Easy Steps

Spring has been pretty much absent here in Michigan.  Last weekend we had an ice storm.  Temperatures have been about eight degrees below average for the month.  Snow showers and accumulations are still a regular occurrence.  Still, spring has to come sometime,...

10 Things I Loved About Our Disney World Trip (And 2 I Didn't)

We recently went down to Disney World.  This was the second time for our family. It was a great time.  We actually spent a few days in Florida at the beach, so it was like two trips in one!  It was a fantastic trip, for the most part.  Disney World can definitely be...

Why FIRE Never Would Have Worked In The Past

The latest buzzword in the personal finance blog community is FIRE.  Many of the most successful blogs now talk about FIRE.  For those that don't know, FIRE stands for Financial Independence, Retire Early.  The blogging community now has many blogs where people...

Force Yourself To Slow Down For Better Results

Have you ever had to force yourself to slow down?  What about if you're looking for better results?  This seems counterproductive, but sometimes it's quite necessary.  For me, I've had to recently go through this when it comes to exercise.  Specifically, with my...

How to choose the best life insurance policy for your family?

A life insurance policy is an insurance policy that provides cover to the family or the nominees of the insured after their unfortunate demise or any other situation. This is done by financially supporting the family in exchange for a premium that is paid by the...

Musings On Smoke Alarm Batteries

The switch to Daylight Savings Time was about a month ago.  This is the traditional time to change smoke alarm batteries. Though I'm a little late, I thought it'd be a change to talk about a few questions that have come to mind.  Yes, I actually think of such things....

Beyond Diapers and Formula: The Real Cost of Having a Baby

Careful budgeting is a big part of preparing for a newborn's arrival. There are a few obvious expenses you'll have to consider, such as the cost of toys, furniture, food, and lots of diapers. Indeed, diapers, food, and formula alone can cost up to $2,500 per year for...

9 Money Goals Everyone Should Have

Rich or poor, working or retired, blue collar or white collar.  None of those things or any other will get around the simple fact that money is important.  As such, there are certain things that everybody should do with their money.  These don't mean that everybody...

Why You Don't Always Need To Complain About Price Increases

My wife alerted me of a price increase for a regular purchase.  She pointed out that our annual zoo membership would be going up to $99.  Previously, we paid $79.  At first, I was a little taken aback. After all, that's nearly a 25% increase.  But then I started doing...

The Zen Of Investments

When you invest, your money makes more money. Besides the obvious benefit of freeing up your time to do more of the things that you like to do, investing does something that you can't do on your own, regardless of how talented you might be. Many financial markets...

Filing a Life Insurance Claim: What You Need To Know With Health IQ

Life insurance payouts are not automatic. If you are the beneficiary of a life insurance policy, you need to contact the insurer and file a claim to collect the benefits of the policy. This concept is an important one to understand, as buying life insurance does not...

Greed Or Smart? Disney Overnight Parking Will No Longer Be Free

We are just a couple of weeks away from our family spring vacation.  Part of it will be spent at Disney World.  We did a family vacation a few years ago at Disney World, and had a blast.  We wanted one more experience while the kids are still charged at lower rates. ...

How Telematics Can Keep Teens Safe on the Road

Sad to say, teens are some of the least safe drivers on the road. You can’t really blame them for this. They’re the group that has the least driving experience of any. But they are often foolhardy and make poor judgements on the road that can lead to traffic citations...

Ramona Books And Others I Loved As A Kid

I've written several times how much I love to read.  The thing is, I've loved to read since I could.  So, now that my kids are of reading age, I've gone back to remember some of my favorites.  These are some of the books I remember that I loved as a kid.  As you can...

How We Level Out Monthly Expenses

Bills you pay every month require budgeting and tracking.  However, some bills flucuate in costs or even frequency.  We've developed a system where I allocate and track these expenses.  It works because we use a spreadsheet.  But, it comes in handy because we never...

Tips for Buying Long Term Care Insurance

As we age, we start to think about our future and what it will look like. How much do we want to have saved for retirement? Where do we plan to live and will we have family around for support? On top of that is the financial stress of making sure you can afford...

Business Working Capital Loans (Bad or No Credit Ok)

Business Working Capital Loans (Bad or No Credit Ok)

If you’re starting a new business, or you already own one, having enough working capital is vital to the success of your company. If you don’t have the working capital you need to satisfy your debts and pay for operational costs, your business will cease to exist. But sometimes it’s hard to get the working capital you need to keep things going — this is when loans can be most useful.

Starting a Small Business

Starting a Small Business

If you’ve decided to start a new small business, you may be surprised about how complex the process seems. But starting a small business is much easier if you know where to start.

Why Are Michigan Roads So Bad? 10 Things To Know

The past month has seen roads in Michigan deteriorate to never before seen conditions.  Potholes and cracks are everywhere.  The freeze and thaw cycle has been especially bad this year, turning many roads to near gravel. But, Michigan isn't the only state with this...

Debt Snowball Method: How it Works + Calculator App & Spreadsheet

Debt Snowball Method: How it Works + Calculator App & Spreadsheet

We can help you consolidate your debt. Financial AdvisorUpdated: 07/2019The Debt Snowball Process Outline Your Debts Determine Your Amounts Begin Paying Your Smallest Debts Use Old Payments Towards New Debts Continue Process Until You Become Debt Free If you’ve...

Best Credit Card Consolidation Companies (Bad Credit Ok)

Best Credit Card Consolidation Companies (Bad Credit Ok)

We can help you consolidate your debt. Financial Advisor Credit card debt is one of the most common forms of debt in the United States. Using credit cards is one of the nation’s primary spending mechanisms – consumers enjoy how easy it is to obtain and use credit...

Guess Which Replacement Fitbit I Got?

Going to the water park for the kids mid-winter break has become a tradition.  This year we went to Kalahari instead of Great Wolf Lodge.  Both are in Sandusky.  But that's a post for another time.  This year, unfortunately, I lost my Fitbit.  My band broke, and I...

Obtaining the Right Business Licenses

Obtaining the Right Business Licenses

Starting a new business is a considerable process – there are tons of issues you have to resolve before you can start operating. One of the hardest parts about opening a new business is obtaining the right licenses.

Registering Your DBA

Registering Your DBA

One of the most important contributing factors to the way consumers view your business is your business name. You want to be sure that you have a business name that conveys your brand and that is easily recognizable.

Smartphones Are Really Kind Of Dumb

Aren't smartphones great?  They take care of everything, right?  Well, maybe not everything.  But they're totally smart and intuitive, aren't they?  After all, smart IS part of the name.  Personally, I don't think we're there yet.  Smartphones have made our lives...

How To Build Credit History And Why It's Important

I remember a story from when I was kid about a great aunt of mine.  She and my late uncle had paid cash for everything in their lives.  When they needed a new car, they wrote a check for the full amount.  When it was time for a house, it was paid for.  This was very...

Preparing Your Business to Qualify for Finance

Preparing Your Business to Qualify for Finance

If you’re a business owner, there will most likely come a time that you end up applying for finance. Financing allows businesses to invest in their future – it provides upfront capital to cover costs for necessary items or services.

Five Star Books I Read In 2017

I love to read.  I track my books read on Goodreads.  My goal is to read 52 books per year.  So far, for the last two years, I've exceeded this goal.  One thing I love about Goodreads is that I can track the books I read.  I can also track how I rated them.  This is...

8 Simple Ways To Be Happier

Are you in a rut?  Feeling blue?  It might not just be the time of year.  You might have just hit a low spot.  If you're there, that's OK.  But, how do you get out of that and find your happy spot?  It might not take a big change.  Here are a few simple ideas to be...

Starting Your Own Nonprofit

Starting Your Own Nonprofit

If you’re thinking of starting up an organization, you’re probably wondering what way to structure it. Starting a nonprofit is a great way to start an organization that makes a difference. Instead of registering as a normal business, registering as a nonprofit allows you to enjoy a multitude of benefits that can help you focus more resources on the cause at hand.

Finding the Right Name for Your Business

Finding the Right Name for Your Business

If you have a business idea in mind, you probably want to get the ball rolling as quickly as possible. And while the most important component of any business is execution, you still need to worry about a few peripheral issues as well.

Why It's OK To Get A Tax Refund

Don't get a tax refund.  That's one of the first things most personal finance bloggers will tell you.  It's giving the government an interest free loan.  That's what they will say to justify the reasoning.  Keep the money yourself.  That's the advice you'll get.  Earn...

Credit Card Reviews (Compare 2020 Side by Side)

Credit Card Reviews (Compare 2020 Side by Side)

More Articles Credit Card Reviews: Overview Credit Card Ideal For Editor's Rating Our Top Pick for 2020 Blue Cash Preferred® Card from American Express Cash Back Rewards US Bank Cash+ Visa Signature Card Cash Back Rewards Blue Cash Preferred® Card from American...

12 Creative Business Ideas

12 Creative Business Ideas

If you’re sick of your current job, or you’re looking to make some cash on the side, it might be the right time to open your own business. Opening a business is one of the best ways to start a journey to financial freedom – but this doesn’t mean that it will be easy.

How to Apply for an EIN

How to Apply for an EIN

If you’re just starting a new business, there are a host of different administrative tasks you need to undertake. It may seem like you have a mountain to climb in terms of paperwork. But the entire process can be made much easier if you have a good roadmap to begin with.

8 Tips for Escaping Debt

8 Tips for Escaping Debt

 Visit ProfileIf you’ve found yourself in a large amount of debt, you probably stress that you’ll never be able to escape it. Being in debt can be debilitating – it can prevent you from advancing in life. If you don’t manage to escape debt, you may never be able...

Creating an Effective Online Business

Creating an Effective Online Business

Online businesses are opening across the country as more people use the internet to shop for products and purchase services. Creating an online business is now an effective way to scale a company in a short amount of time.

Compare Small-Business Lenders 2021

Compare Small-Business Lenders 2021

If you’re exploring the different options to help fund your business, there are a range of practical solutions. Term loans and business lines of credit are often the best types of finance to apply for if you need financing.

The Power Of Bad Habits

The other night I got really upset with my kids. They are 8 and 6 and they were bickering.  Again.  About what?  Nothing.  I got upset because their bickering has become nearly constant.  I sat them down and talked to them about it becoming a bad habit. Two Different...

Small Business Grants: Free Cash to Start Your Business

Small Business Grants: Free Cash to Start Your Business

If you’re thinking of starting a small business, financing your venture is probably at the top of your concerns. It’s pretty much impossible to start a company without having the right amount of capital – obtaining cash to start a business is often the hardest part about entering any new entrepreneurial journey.

SBA Loans Explained

SBA Loans Explained

If you’re looking at different ways to help finance your business, you’ve probably come across SBA loans at some stage. Small Business Administration Loans (SBA Loans) are loans backed by the U.S. Small Business Administration.

4 Ways To Invest To Increase Your Personal Wealth

Wealth is never an accident. Even if you happen to inherit it, you still need to manage and grow it.  Some things that wealthy people do to keep their wealth is creating a budget, regulate their spending, and set financial goals.  There are key things that wealthy...

Speak Up To Get What You Want

Do you ever notice that some people seem to have no trouble getting what they want?  What is it about them?  Maybe they're more confident.  Or smarter.  Or lucky.  Who knows?  While some of those things may be true, it might be simpler than that.  It could be that...

Startup Business Loans: Where to Find Funding in 2020

Startup Business Loans: Where to Find Funding in 2020

If you operate a startup, it can be hard to find the funding you need to get things off the ground. Lenders tend to avoid startups, as they don’t want to be overexposed to risky borrowers. Many startups end before they turn a profit, so lending to a startup company is one of the riskiest forms of finance for lenders.

How to Get a Business Loan: 6 Steps

How to Get a Business Loan: 6 Steps

If you own or operate a business, you probably understand how important getting the right finance can be. Almost every business on the planet has obtained some form of financing at some stage – it’s a necessary part of starting or expanding operations.

Find The Right Factoring Plan For Your Trucking Company

As the owner of a trucking company, you understand some frustrations.  To wait up to 90 days before you receive payment from your customers is frustration.  This impacts working capital, which is needed to grow and expand.  Without capital, some owners can fall behind...

Learn More About the Basics of Pet Insurance

For many people, their pets are important members of the family, and they want to make sure their pets are healthy. This means regular visits to the vet for wellness checkups and sometimes emergency visits for an injury or illness. Unfortunately, vet bills can get...

Deciding Whether Group Life Insurance Is Right for You

How much do you know about group life insurance policies? According to Health IQ's recent survey, only 5 percent of millennials understood the biggest risk of having a group policy without an individual life insurance policy compared to baby boomers (67 percent) and...

What Are the Credit Score Ranges?

What Are the Credit Score Ranges?

 Visit ProfileIf you’ve ever applied for a loan or a credit card, you most likely know what a credit score is. Credit scores tell lenders how trustworthy we are as borrowers – they’re the number one contributing factor to any lending decision in the United...

How to Build Credit

How to Build Credit

 Visit ProfileIf you have a less than perfect credit score, or you’ve never had any credit score at all, you’re probably wondering how you can start building your score. Building credit is one of the most important things you can do for your personal financial...

How is My Credit Utilization Ratio Calculated?

How is My Credit Utilization Ratio Calculated?

 Visit ProfileIf you’ve done some research into how your credit score is calculated, you’ve probably come across the term ‘credit utilization’. Credit utilization is one of your credit scores’ major factors. Credit reporting bureaus use your credit utilization to...

Five Ways to Find Quick Cash and More Savings

Five Ways to Find Quick Cash and More Savings

Visit ProfileIf you want to improve your chances of achieving financial freedom, you should start by finding ways to get your hands on some additional cash. You also need to improve your ability to save money if you want to create lasting changes to your finances. If...

Emergency Fund: What It Is and Where You Should Keep It

Emergency Fund: What It Is and Where You Should Keep It

Visit ProfilePersonal finance can be difficult. If you find that you struggle to maintain a budget, you’re not alone. But if you end up in a bad situation that requires a lot of money, it’s important that you have prepared yourself as much as possible. One of the best...

DCL’s Best Money Saving Apps

Visit ProfileSaving money can be difficult, but it’s important if you want to experience financial success in the future. If you’re considering a debt consolidation loan, it’s also important that you start exhibiting good saving behavior. Fortunately, financial...

Comparing FICO and Other Credit Scores

Comparing FICO and Other Credit Scores

Visit ProfileWhen you apply for a loan or credit card, you typically have to undergo a credit check. Credit checks allow lenders to have a full view of your lending history – it’s a great way for them to get a better idea of your chances of paying back their money on...

Best Airline Miles Credit Cards [2020 Picks]

Best Airline Miles Credit Cards [2020 Picks]

More Articles Best Airline Credit Cards: Overview Credit Card Known ForEditor's Rating Our Top Pick for 2020 United℠ Explorer Card Reward Points Southwest Rapid Rewards® Priority Credit Card Bonus Opportunities United℠ Explorer Card Editor's Rating Credit Score...

Wasting Somebody Else's Money

Have you ever had an experience wasting money?  Of course.  Who hasn't?  But what about wasting someone else's money? Has that ever happened to you. I'm sure it's happened many a time. Heck, just growing up, I probably wasted a ton of my parents money!  I'm thinking...

20 Personal Goals For 2018

I'm not a big believer in New Years resolutions.  I think it's more apporpirate to set goals.  These can be touched on throughout the year.  I also think they should come from experiences or goals from before 2018.  Continuity will help.  These are 20 goals for 2018...

Best Short Term Personal Loans Online or Near Me & Bad Credit Ok

Best Short Term Personal Loans Online or Near Me & Bad Credit Ok

Short term finance loans are a great way to get access to financing when you don’t want to take out a long-term loan. Term loans can be extremely lengthy, which leaves you with a prolonged debt burden that can end up impacting your financial situation long into the future.

12 Snow Day Activities For Kids

Kids love a snow day, right?  Every time it snows, the kids want to know if they will have school tomorrow.  On occasions they don't, that's great news!  For the kids, anyway.  For parents who now have to fill an unplanned day, it can be daunting. Thankfully, there...

Stay In Your Car After A Crash

My heart is breaking today.  All I can do now is two things.  First, pray, and second, give some advice.  If you get into a car accident, please, stay in your car. Bad Work Start To 2018 Today was my first day back to work.  I was walking to my desk thinking of how I...

How to Improve Your Credit Score

by: Emma Higgins Update: 09/2021Numbers have begun to define our lives. There are several numbers that your life simply wouldn’t be the same without: phone numbers, social security numbers, drivers license numbers, and more. However, one number which has a huge impact...

World Finance Personal Loans Review

World Finance Personal Loans Review

World Finance is a popular financial nationwide institution that specializes in helping individuals achieve financial goals through different loan services for nearly 50 years. The company places great emphasize on their ability to help everyone in their community with their financial needs, regardless of their credit score.

Wells Fargo Personal Loans Review

Wells Fargo Personal Loans Review

Wells Fargo is an international American financial institution. They have been proving many financial services to its clients since 1852. They are headquartered in San Francisco and are one of the most renowned banks in America.

USAA Personal Loans Review

USAA Personal Loans Review

USAA is a financial institution that is dedicated to providing competitive banking, investment, and insurance services to members of the military. Those who are actively apart of the military retired or have family members that are in the military can receive specialized services.

US Bank Personal Loans Review

US Bank Personal Loans Review

Known as the parent company of U.S. Bank, National Association, U.S. Bank has over 100 years’ experience in the financial sector. It started out as the United States National Bank of Portland in 1891.

Upstart Bank Personal Loans Review

Upstart Bank Personal Loans Review

Upstart is a Silicon Valley originated Personal Loan and Online Lending financial institution. Created by several previous Google employees, Upstart serves to supply personal or business loans through conventional and unconventional methods of assessing a person’s propensity to repay loans.

TD Bank Personal Loans Review

TD Bank Personal Loans Review

For over 150 years, TD Bank has been providing many of its clients with unprecedented customer service and financial solutions. They are a financial institution that is firmly committed to helping their members achieve success.

SunTrust Personal Loans Review

SunTrust Personal Loans Review

SunTrust is one of the largest financial institutions in the United States today. This company offers customers a wide-range of financial services, including personal banking, credit cards, loans, and many more.

SpringLeaf Financial Personal Loans Review

SpringLeaf Financial Personal Loans Review

One Main Financial previously known as Springleaf Financial is a financial company that has been working meticulously for over 100 years to help consumers with their economic hardships. One Main Financial’s loan experts are committed to assisting consumers to achieve financial success.

Sofi Personal Loans Review

Sofi Personal Loans Review

Founded in 2011, SoFi is a newly established institution that offers a plethora of financial services. Clients can take advantage of refinancing solutions for student loans, medical residents, and parent plus. Wealth management, life insurance, and personal loans are also offered.

Prosper Personal Loans Review

Prosper Personal Loans Review

According to their website, Prosper is the first marketplace lending platform in the United States of America touting over $10 billion in loans funded to customers. Prosper is quickly becoming one of the most prominent personal loan providers in the entire market.

PNC Personal Loans Review

PNC Personal Loans Review

For over a century, PNC, also known as PNC Financial Services has been providing clients with financial solutions. This organization has withstood the test of time and has grown exponentially throughout the years. They are recognized as the fifth largest bank in the United States due to their assets and extensive branch offices.

PersonalLoans.com Personal Loans Review

PersonalLoans.com Personal Loans Review

PersonalLoans.com is committed to making the process of receiving loans an easy experience for consumers. With their network of lenders and partners, consumers can expect to receive loans ranging from $1000 to $35,000.

Navy Federal Credit Union Personal Loans Review

Navy Federal Credit Union Personal Loans Review

The Navy Federal Credit Union is a financial organization that caters to members and veterans of the armed forces, DoD, Coast Guard and National Guard exclusively. If proven to be affiliated with any of the above-mentioned groups, members can receive exclusive access to the services and solutions offered by this organization.

Logix Personal Loans Review

Logix Personal Loans Review

Logix was founded in 1937 under the original name, Employees Federal Credit Union. The company likes to promote that Logix is a financial institution with a bit of a difference.

LightStream Personal Loans Review

LightStream Personal Loans Review

LightStream is a loan lender and division under national financial institution, SunTrust Bank, one of the United States leading financial companies today. LightStream specializes in providing its customer with personalized loan options, including a wide variety of loan types and rates.

Lending Tree Personal Loans Review

Lending Tree Personal Loans Review

Lending Tree is an online loan marketplace that connects clients to a group of lenders that are committed to providing consumers with a variety of lending options. Regardless of the reason for the loan, individuals can expect to receive a solution irrespective of their borrowing needs.

HDFS Personal Loans Review

HDFS Personal Loans Review

HDFS is the financial sector and division behind the mammoth and wildly popular motorcycle company, Harley Davidson. In efforts to help customers have easier access to purchasing one of their motorcycles, the company offers personal loans through the HDFS.

Earnest Personal Loans Review

Earnest Personal Loans Review

Earnest is a financial institution providing different financial services, including personal loans and refinancing student loans, for those that are deemed financially responsible. This company seeks to take a new direction, rather than the standard credit pull and approval.

Discover Bank Personal Loans Review

Discover Bank Personal Loans Review

Since receiving its name in in 1985, Discover Bank has been providing many financial services to its patrons. This financial institution has been recognized globally for its amazing service and dedication to its clients.

DCU Personal Loans Review

DCU Personal Loans Review

Digital Federal Credit Union also known as DCU, is a credit union that is based in Massachusetts. Many consumers turn to these types of financial institutions as they offer rates and services that are reasonable and tailored to fit the unique needs of their clients.

Citizens Personal Loans Review

Citizens Personal Loans Review

Citizens Financial Group, Inc. is one of the United States largest financial institutions. As of 2017, Citizens Financial Group has accumulated well over $150 billion, putting the financial entity in a tier of its own.

Citibank Personal Loans Review

Citibank Personal Loans Review

Since they began operating in 1812, Citibank has been offering various financial services to its clients. Their consistency and dedication to their customers along with their level of expertise, has made them a renowned institution. They are one of the largest national banks.

Chase Personal Loans Review

Chase Personal Loans Review

Chase is a subsidiary of J.P Morgan Chase Bank and is headquartered in Columbus Ohio. This financial institution offers a significant amount of services that are of great benefit to their clients.

Capital One Personal Loans Review

Capital One Personal Loans Review

Since 1988, Capital One has been helping individuals with their financial needs. Credit card solutions, everyday banking, investing options, and other financial products are offered. This institution also offers personal loans and personal lines of credit, but unlike other organizations that allow applicants to apply online, Capital One does not provide this feature. Instead, individuals seeking personal loans must call the bank to speak with a representative to discover whether they qualify.

BB&T Personal Loans Review

BB&T Personal Loans Review

BB&T is currently known as one of the most prestigious financial institutions in the United States. Today, BB&T offers a wide spectrum of financial services surrounding communities, including personal banking, business banking, business loans, personal loans, and more.

Bank of the West Personal Loans Review

Bank of the West Personal Loans Review

Providing commercial banking, regional banking, wealth management and national finance, Bank of the West has been providing financial value and service for over 135 years. With humble beginnings as the Farmers National Gold Bank of San Jose, in 1874, Bank of the West grew to a $2.62 billion-dollar revenue as of 2008 with over 10,500 employees.

Bank of America Personal Loans Review

Bank of America Personal Loans Review

Since its founding in 1998, Bank of America has established itself as one of the leading banks in America. They offer a myriad of financial solutions to their clients including credit and everyday banking options. This institution is highly regarded amongst its clients.

Avant Personal Loans Review

Avant Personal Loans Review

Avant is a financial company that was built in Chicago in 2012. They are an online lending platform. Since their launch, they have helped over 600,000 members with personal loans. Although a fairly new company they have remained committed to supporting the financial needs of their clients.

Personal Loans Near Me

Personal Loans Near Me

Personal loans have grown into one of the most common forms of finance in the United States. They’ve become a popular way of helping people obtain finance for a range of different causes.

Cash Advance Loans Online or Places Near Me

Cash Advance Loans Online or Places Near Me

If you’re living in the United States, you’ve probably obtained a loan at some stage in your life. Lenders try and make the process sound easy, but it can actually be more complicated than you think.

Professional Investors Weigh In On Investing in 2018

Investors have been bullish about forecasts for the coming year. The next year will most likely be quite eventful for the financial industry. The Federal Reserve recently made announcements that businesses should expect multiple interest rate hikes in 2018. Most...

Best Peer to Peer Lending Sites (Bad Credit Ok)

Best Peer to Peer Lending Sites (Bad Credit Ok)

If you’ve been looking at various forms of finance, chances are you’ve come across peer to peer lending. It’s a relatively new form of finance that helps connect consumers with one another.

Personal Micro Loans: Bad Credit Lenders

Personal Micro Loans: Bad Credit Lenders

If you’ve been looking at various ways to obtain finance, but you can’t seem to find a good source for small loans, micro loans might be the right type of finance for you.

Easy Personal Loans Online [Bad Credit Ok]

Easy Personal Loans Online [Bad Credit Ok]

If you’ve decided that you want to apply for a personal loan, you may be wondering what the easiest way to do it is. It can be hard to find a smooth route to obtaining finance, but it doesn’t have to be impossible.

Repossessions and Credit Scores

Repossession of property is something of a specter that haunts the financial imagination. There is a great deal of confusion regarding what repossession actually is and how it works. This confusion has created complications when it comes to understanding how different things affect your credit score.

P2P Lending and Credit Card Debt

Technology has advanced by leaps and bounds over the past two decades. Every industry has been affected by the increased connection, speed of communication, and data processing abilities computers offer. One industry that has taken full advantage of the tools modern technology offers is the financial industry.

Medical Credit Cards and Credit Scores

Access to quality healthcare has been getting more expensive every year. This trend has lead to the rise of a new type of financial product, the medical credit card. These card offers seem to be at every doctor, dentist, and specialist office in the country.

Medical Bills and Credit Repair

Medical debt is one of the fastest growing categories of debt in this country. People are having a challenging time paying for the health care they need for themselves and their families.

How Eviction Can Affect Your Credit Score

Housing is one of the basic necessities of life. However, the price of housing is close to historical highs in many parts of the country. Additionally, wages have remained flat and high-paying jobs are hard to come by. Therefore, more people are worried about eviction than ever before.

Credit Repair and Unemployment

The economic ups and downs of the past few years have caused more people than ever to become curious about unemployment. Whether these individuals are dealing with unemployment or underemployment, or just want to be prepared for the worst, it’s important to realize how your credit is affected by your employment status.

Credit Repair and Renting a New Apartment

Owning a home is getting more expensive all the time. Additionally, people are having a harder time getting a job that produces higher real wages. Therefore, the rental market is booming. However, one barrier to getting the apartment you’ve had your eye on could be your credit score.

Canceled Debt and Taxes – What You Need to Know

Canceled or forgiven debt can be a huge boon to consumers. After all, everyone likes the idea of being released from their obligation to pay. However, one thing that people don’t often consider is that canceled and forgiven debt can count as taxable income.

5 Credit Repair Mistakes to Avoid

Credit scores are incredibly important in the modern age. Credit scores influence many aspects of life, from your monthly bills to your ability to get a job and pay for those bills. Therefore, it’s no surprise that so many people are interested in credit repair.