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Citizen Bank Auto Loan & Refinance Rates

Michael Jones

Auto Loan Expert

Citizen Bank Auto Loan Rates


Auto Loan Refinance APR


Used Car Loan APR


New Car Loan APR

Citizens Bank offers the best auto loan services with competitive interest rates.
The bank has received negative customer reviews.
Citizens Bank is a reliable bank to offer auto loans on any car whether an SUV, truck or a minivan.
Citizen Bank Auto Loan Rates

You enjoy pre-approved loans when you do business with the bank. Citizens Bank allows you to drive away with the best and most desirable car of your choice as fast as possible. With an experience of more than 30 years, driving your goals and dreams to the right direction is a walk in the park and an assurance at Citizens Bank.

Competitive rates

Everyone has something at Citizens Bank. The various financing options and reasonable terms allow you to choose from the available options. For a period of 36, 48 or 60 months a new vehicle purchase attracts low Annual Percentage Rate (APR) of 2.49%. The APR remains 2.49% for a financing of 66 or 72 months. Get a used car at Annual Percentage Rates of 2.89% for 36, 48 and 60 months financing. The APR for 66 or 72 months is also as low as 3.39% for used cars. Use their loan payment calculator to determine monthly costs.

Refinance Loan option

You can refinance a loan at different Annual Percentage Rate (APR) at ratios equal or less than 80%. For a loan of 24 to 72 months, you get rates as low as 2.99%.

Auto debit payments

Citizens Bank eliminates the problem of forgetting to pay the bill with an automatic deduction from your savings or checking account. The debit option is free and reliable. If you have bad credit, do not worry, you can get help with credit unions with guidance from Citizens Bank. While making payments at citizens Bank you enjoy free and fast services. All you need to make payments are recent loan statements, zip code and the four last digits of the social security number. If you live a long drive from the available payment facilities, you can mail your payments but they take a while to process and deliver. You can make payments at the comfort of your home through phone, however, this may cost you. But it is relatively fast. Make a visit at any citizen’s bank branch near you and make quick payments.

Customer Support

For every phone call, review or visit you make at Citizens Bank, your satisfaction is a priority. Citizens Bank puts you first and every negative review is rectified immediately.


Citizens bank has easy, affordable and reliable auto loans. It provides you with the best financial options at its reach.

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