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Navy Federal Credit Union Auto Loan & Refinance Rates

Michael Jones

Auto Loan Expert

Navy Federal Credit Union Auto Loan Rates


New Car Loan APR


Used Car Loan APR

Navy Federal Credit Union offers low rates on your auto loan.
Membership requirements are strict.
Navy Federal Credit Union offers reliable auto loans with very flexible terms. Our review shows that it has incredible interest rates which favor borrowers with both poor and excellent credit history.
Navy Federal Credit Union Auto Loan Rates

The credit union company allows you to enjoy a relaxed life taking the edge off the normal duty with its credible financial obligations. Navy Federal Credit Union takes pride in its multitude of financial services and options. It ensures that you are provided with all the possible financial solutions.

The additional guaranteed asset protection (GAP) offered at a lesser fee always draws many people to the Navy Federal Credit Union. The GAP encompasses stolen cars thus lessening the burden of those whose cars have been stolen.

Incomparable auto loans

Navy Federal Credit Union offers Annual Percentage Rates (APR) which are as low as 1.79%. You can finance a new $15,000 vehicle for 36 months at a 1.49% APR

Car models of the year 2014 to the year 2016 attract new vehicle financing loans. The APR for new cars ranges from 1.79% to 13.29% for terms of 36 months. Another option starts at 1.99%- 15.29% with terms of between 36 and 60 months. At the credit Union, used vehicles are defined as those with above 30,000 miles. If your car has 30,001 and more, you get 2.29% for terms between 37 and 60 months.

Navy Federal Membership and discounts

If you are in the Army, Navy, Airforce, Marine coast guard, National Guard all on active duty, or in the department of defense, the Navy Federal Credit Union is at your disposal.

The credit union guarantees you relationship discounts (membership discounts) if you have a Navy Federal membership. You get a ¼% Annual Percentage rate (APR) discount.

Online application

Getting a loan at Navy Federal Credit Union is fast and easy. All you need is a member account with a login password.

You are required to then fill an application and submit your social security number including your employment and income. Part of the application requires that a credit check is made which eventually may affect your credit score. This shouldn’t worry you though as the credit union tries to encompass borrowers with any type of credit history.


The excellent customer support system keeps track of your needs. It is an excellent financial service provider for the men and women in uniform.