12 Easy Ways To Save Money

Everybody wants to save money, right?  Saving money gives you opportunity and financial security.  If you want a few ideas on how to get started, here are a few.

how to save money
Save your money!

Our Tips For Saving Money

Before we get started, let me just point out that these are things we do to save money.  They work for our household, but they may not be for everybody.  In any case, I hope they give you some ideas to get started.

Brew Coffee

I can’t tell you the last time I set foot in a coffee shop.  If we get gift cards for Starbucks, we usually sell them.  We either make our own individual cups or pots of coffee.  This saves us big time.

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7 Small Money Wins I’ve Had Recently

Saving money doesn’t have to be all about big events.  Sometimes a small money win is all you need to build some momentum.  I wanted to sit down and come up with a few money wins that we’ve had recently.

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A quick e-mail can save money

Small Money Wins Add Up Big

The thing about little bits of savings is that they add up to bigger savings.  Sometimes people will watch you do something to save money, and ask why you bother.  After all, it might only save you a few bucks.  Is it really worth it?

Yes!  Totally worth it.

First, every dollar you save is a dollar in your pocket and not someone else’s.  I don’t care how small the savings, a dollar is a dollar!

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Setting 2019 Goals By The Numbers

It’s 2019 and that means it is time to set goals for the year.  I am a huge fan of setting goals, but I’m going to try something new this year.  I’m listing twelve goals below, but each one is quantifiable.  I set goals last year, but looking back, they were very abstract.  So, what happened?  I lost interest.  This year, I am setting my goals and each one is tied to numbers.

Money Beagle’s 2019 Goals

I decided to break my goals down into two categories, personal and blog.  The personal goals will look a little different than it has in years past.  Because I’m tying everything to numbers, things related to being a better dad/husband, or appreciating nature won’t be here.  I’m fine with that.  Those, honestly, are things I should be doing all the time, right?

So without further ado, here are my goals, including how I plan to measure them.

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10 Tips To Nail Your New Years Resolutions

New Years is coming up.  That means only one thing.  It’s time for New Years Resolutions!  Now, I know that everybody comes up with these, right? I do.  But how often do we succeed at them?  If you’re like me, you hit some and miss quite a few.  It’s a time honored tradition, I suppose.

New Years Resolutions Give Hope Every Year

But, there is hope.  You can achieve your New Years Resolutions.  It is entirely possible!  Here are some tips to take your resolutions from dreams to successes!

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Thoughts On Selling On Facebook Marketplace

In the past, I’ve sold some items on Craigslist.  While I love selling online, it’s no longer my go-to site.  I have started selling on Facebook Marketplace.

Why Facebook Marketplace

Facebook Marketplace was rolled out a couple of years ago.  With so much selling going through Craiglist, eBay and the like, it was natural that Facebook would want to get in on the game.

I like Facebook Marketplace for the following reasons:

  • Familiarity – I use Facebook almost every day.  So do many people.  You don’t need a different login to sell (or buy items).  You don’t need a different app.  It’s all right there.
  • Real People – When you’re buying or selling on Facebook Marketplace, you’re using your regular profile.  So is the other person.  You instantly have a name and a face.  It seems to make things more personal.
  • Size – Facebook is huge as it is.  So right away you’ve got a built in audience.

It’s been a cool experience so far.  But, I have some observations.

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Financial Moves In The Event Of A Job Loss

The economy is rolling but it might not always.   In fact, things won’t always be so great.  It’s just the cycle of economics.  I’ve been at my job for 12 years.  It’s great and I feel secure, as I’m sure do many.  Still, it never hurts to prepare in the event of a job loss.  Here are some financial considerations in the event of a job loss.  These are tailored for my family, but are applicable for many.

Unemployment Benefits / Health Care

I would expect that any state unemployment benefits that I would receive would be eaten up by health care premiums, whether it be COBRA or a privately funded insurance policy.

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3 Money Tips to Keep Married Couples Happy vs. Hostile

Recently, we looked at 8 tips for newlyweds in debt. Indeed, while it’s admittedly not as romantic as talking long walks at dusk, making wise and practical money-related decisions is not just important for a happy marriage.  In fact, it’s essential!

Why essential? Because the number one cause of marital breakdowns isn’t what you think.  The Lack of shared interests, constant arguing, pesky in-laws, lack of intimacy, or even infidelity are bad, but not the worst. According to a study by the American Psychological Association, the most common reason why couples head to marriage counseling — and then in many cases, to divorce court — is money woes.

The bad news is that there is no magic wand (or app) to keep all money problems at bay. It’s something that all couples — including the 1-percenters out there who certainly aren’t immune from marriage-induced financial pain — need to deal with throughout their relationship.

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Some Cub Scout Camping Tips To Know

My son is in Cub Scouts.  We just went on our fourth camping trip in the time he’s been a scout.  We always have a great time.  The Cub Scout ranches that our pack visit offer many similar activities.  There are cabins for sleeping. They have areas where you can pitch a tent.  There are scheduled activities such as archery and BB guns.  Some have lakes for swimming when the weather is warmer.  While you’ll find tips on all of these, I thought I’d provide some Cub Scout camping tips that are more practical.  These are tips I’ve learned only from experience.

Plan Your Meals

Your pack should get together and plan meals.  They should be simple yet filling.  You’ll want to keep them simple because many kids have simple tastes.  It’s best to find things that most kids will eat.  We do things like hot dogs for lunch and pasta for dinner.  They’re pretty easy to make and we generally don’t have complaints.

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8 Tips For Newlyweds In Debt

If you’re a recent or upcoming newlywed, congratulations!  This is an exciting time, of course, and there’s so much ahead!  You’ve got many things to look forward to.  However, if you’re like many newlyweds, debt is a part of your life.  Nobody likes debt, but most of us have it.  Here are some tips for newlyweds in debt.

Be Honest

Hopefully, by now, you know everything there is to know about each others finances.  But, if you don’t, it’s never too late.  Make sure you both come clean about all of your debt.  You have to know where you’re starting from.

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9 Tips To Take Care Of Your Roof

We replaced our roof a few years ago.  It cost us a lot of money.  Chances are if you own a home for a long period of time, you’ll have to replace the roof.  Once you do, you’ll want to keep it lasting for as long as possible.  With winter just a few months away, give your roof some attention.  A few easy tips and you can extend the life of your roof.  This can save you thousands in the long run.  Here are some tips to take care of your roof.

Inspect It Regularly

I don’t get up on my roof regularly.  However, I do walk around and check things out regularly.  I will look things over every spring.  After a big windstorm, I always walk around.  So far I haven’t noticed any problems, which is great.  However, if there did happen to be a problem, early detection and repair is key.

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