7 Small Money Wins I’ve Had Recently

Saving money doesn’t have to be all about big events.  Sometimes a small money win is all you need to build some momentum.  I wanted to sit down and come up with a few money wins that we’ve had recently.

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A quick e-mail can save money

Small Money Wins Add Up Big

The thing about little bits of savings is that they add up to bigger savings.  Sometimes people will watch you do something to save money, and ask why you bother.  After all, it might only save you a few bucks.  Is it really worth it?

Yes!  Totally worth it.

First, every dollar you save is a dollar in your pocket and not someone else’s.  I don’t care how small the savings, a dollar is a dollar!

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Setting 2019 Goals By The Numbers

It’s 2019 and that means it is time to set goals for the year.  I am a huge fan of setting goals, but I’m going to try something new this year.  I’m listing twelve goals below, but each one is quantifiable.  I set goals last year, but looking back, they were very abstract.  So, what happened?  I lost interest.  This year, I am setting my goals and each one is tied to numbers.

Money Beagle’s 2019 Goals

I decided to break my goals down into two categories, personal and blog.  The personal goals will look a little different than it has in years past.  Because I’m tying everything to numbers, things related to being a better dad/husband, or appreciating nature won’t be here.  I’m fine with that.  Those, honestly, are things I should be doing all the time, right?

So without further ado, here are my goals, including how I plan to measure them.

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10 Tips To Nail Your New Years Resolutions

New Years is coming up.  That means only one thing.  It’s time for New Years Resolutions!  Now, I know that everybody comes up with these, right? I do.  But how often do we succeed at them?  If you’re like me, you hit some and miss quite a few.  It’s a time honored tradition, I suppose.

New Years Resolutions Give Hope Every Year

But, there is hope.  You can achieve your New Years Resolutions.  It is entirely possible!  Here are some tips to take your resolutions from dreams to successes!

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Thoughts On Selling On Facebook Marketplace

In the past, I’ve sold some items on Craigslist.  While I love selling online, it’s no longer my go-to site.  I have started selling on Facebook Marketplace.

Why Facebook Marketplace

Facebook Marketplace was rolled out a couple of years ago.  With so much selling going through Craiglist, eBay and the like, it was natural that Facebook would want to get in on the game.

I like Facebook Marketplace for the following reasons:

  • Familiarity – I use Facebook almost every day.  So do many people.  You don’t need a different login to sell (or buy items).  You don’t need a different app.  It’s all right there.
  • Real People – When you’re buying or selling on Facebook Marketplace, you’re using your regular profile.  So is the other person.  You instantly have a name and a face.  It seems to make things more personal.
  • Size – Facebook is huge as it is.  So right away you’ve got a built in audience.

It’s been a cool experience so far.  But, I have some observations.

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Financial Moves In The Event Of A Job Loss

The economy is rolling but it might not always.   In fact, things won’t always be so great.  It’s just the cycle of economics.  I’ve been at my job for 12 years.  It’s great and I feel secure, as I’m sure do many.  Still, it never hurts to prepare in the event of a job loss.  Here are some financial considerations in the event of a job loss.  These are tailored for my family, but are applicable for many.

Unemployment Benefits / Health Care

I would expect that any state unemployment benefits that I would receive would be eaten up by health care premiums, whether it be COBRA or a privately funded insurance policy.

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3 Money Tips to Keep Married Couples Happy vs. Hostile

Recently, we looked at 8 tips for newlyweds in debt. Indeed, while it’s admittedly not as romantic as talking long walks at dusk, making wise and practical money-related decisions is not just important for a happy marriage.  In fact, it’s essential!

Why essential? Because the number one cause of marital breakdowns isn’t what you think.  The Lack of shared interests, constant arguing, pesky in-laws, lack of intimacy, or even infidelity are bad, but not the worst. According to a study by the American Psychological Association, the most common reason why couples head to marriage counseling — and then in many cases, to divorce court — is money woes.

The bad news is that there is no magic wand (or app) to keep all money problems at bay. It’s something that all couples — including the 1-percenters out there who certainly aren’t immune from marriage-induced financial pain — need to deal with throughout their relationship.

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