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Mortgage Deductions Don’t Exist for Everybody

When I wrote about paying off our rent house, a few people emailed me about the mortgage deduction benefit that we'd be losing.  Luckily, that wasn't ever an issue.  Even with two mortgages, our mortgage interest and other deductions simply never added up to more than...

Annoying Letter Means WE PAID OFF OUR FIRST MORTGAGE!!!

On April 2, 2013 I wired $22,200 to Chase to pay off the mortgage on our first home – what is now our rent house.  I held off on writing the happy post about it since I wanted to receive something official that would confirm we indeed own our first home 100%. ...
Home Owner’s Association Bullies

Home Owner’s Association Bullies

I love my house.  I really, really do.  I also knew that we were moving into a neighborhood with a home owner's association, but I didn't realize how annoying that really can be!  Ugh.  And I feel silly because I was warned.  My parents have been in a neighborhood...

Budgeting in the Roommate Stuff

Some of my newsletter subscribers left great questions this month in the newsletter giveaway post (look at the right sidebar if you’d like to sign up).  Here was one from Kim that needed it’s own post: Can you do a post on how having roommates affects your budgeting?...

Honey, How Can It Hurt Just To Take a Look?

How Can it Hurt? That house is EXACTLY what you've always wanted. Why not at least go look at it? Seriously. You've been responsible, paying down (or off) your debt. You've gone frugal for several years now and, well, you're finally able to think about a housing...

Doing it Again – Renting Out a Spare Bedroom

We rented out the spare bedroom of our current home 2 of the 5 years we've lived here.  And we're doing it again starting today. We plan to keep investing in real estate rentals in the foreseeable future as long as it keeps paying off. However like with anything there...