Cheapest Car Insurance Rates in 2022
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Cheap SR 22 Auto Insurance in Wyoming: Best Companies & Quotes
Best Car Insurance Companies in Wyoming
- State Farm
- Farmers Insurance
|State Farm||Geico||Farmers |
|AM Best Financial Strength Rating||A++||A++||A-||A+||A||A++|
|JD Power 2019 Overall Customer Satisfaction score||5/5||3/5||3/5||3/5||3/5||4/5|
|Avg Annual Premium||$250||$261||$603||$828||$979||$1,001|
|Consumer Reports Reader Score||78||78||72||72||N/A||95|
|BBB Rating||A||A+||A+||A+||B+||Not Rated|
Auto Insurance Statistics in Wyoming
Auto insurance rates in Wyoming have shown that auto insurance rates in Wyoming have stabilized over the past few years. After a decline in 2011, they began to increase again but they are still well below the national average.
Top 10 Cheapest Car Insurance Companies in Wyoming
|Rank||Company Name||Avg. Annual Premium|
Drunk Driving Fatalities
Drinking and driving can be deadly and in Wyoming, there is no exception. To prevent accidents and deaths from drinking and driving, it is essential to avoid consuming alcohol while operating a motor vehicle in the state of Wyoming and anywhere else around the nation. The National Highway Traffic Safety Administration has done a tally of the number of drunk driving fatalities in Wyoming vs. nationwide.
Drunk driving fatalities in Wyoming from 2013 to 2017
Teen Drinking and Driving
Teen drinking and driving in Wyoming is at a rate that is almost as high as that of the national average.
The data below demonstrates the level of drinking and driving taking place in Wyoming when compared to other states around the country.
Teen Drinking & Driving in Wyoming vs. Nationwide (2017)
SR-22 Insurance in Wyoming
If your license has been taken away, there are typically various hurdles you must face to have it reinstated. One of these challenges is an SR-22 insurance policy. This type of policy is an insurance plan that offers a minimum level of coverage — your insurance provider will be required to submit a form to your Wyoming DMV to verify your coverage.
Wyoming follows the same coverage that you'll find in many states around the country. You need $20,000 of property damage coverage, $50,000 for multiple injuries or death, and $25,000 for a single injury or death. You can ask your insurance provider for additional information about the most up to date requirements.
Car Theft in Wyoming
Car theft in Wyoming occurs at a rate that is much lower than the national average. It helps to understand the level of car theft in the State you will be driving in. This helps in determining what type of car insurance coverage you need. Understanding the number of car thefts in Wyoming will help drivers to have a more comprehensive understanding of the level of risk they take while driving and owning a car in the state.
Vehicle thefts by rank Nationwide vs. Wyoming
Uninsured Motorists in Wyoming
Without car insurance, drivers are liable to pay for expenses from a car accident directly out of pocket. To avoid this scenario, it is recommended to carry uninsured and underinsured motorist coverage. The below data shows how well Wyoming ranks in the total number of reported uninsured motorists in the state in the year 2015.
Percentage of uninsured drivers (Top States in 2015)
Who Has the Cheapest Auto Insurance in Wyoming?
If you want to save money on your auto insurance in Wyoming, you understandably want to find good car insurance companies to obtain quotes from. It makes sense to obtain quotes from several companies. After all, while one company may have the cheapest average rates, another company have the cheapest specific rate for you. State Farm, GEICO and Grange were the top three most affordable auto insurance companies on the list. You may also consider getting quotes from others on the list, including Wyoming Average, California Casualty and Allstate. However, keep in mind that the difference between State Farm and Allstate for the average driver was more than $400 per month.
Where You Live Matters
While finding the cheapest car insurance in Wyoming is easier to do when you know which companies have the lowest rates in general, remember that where you live will factor into your rates. The top most populated cities in Wyoming that have the lowest rates are Sheridan, Green River, Rock Springs, Cheyenne and Riverton. On the other hand, well-populated cities that have the highest rates on average include Jackson, Buffalo, Worland, Fort Washakie and Lander. Some companies offer cheaper rates in specific cities than in others. For example, GEICO offered the lowest rates in Cheyenne, Jackson and Casper. State Farm had the lowest rates in a wide range of cities, including Laramie, Gillette, Riverton, Rock Springs, Sheridan, Green River and others.
Finding Reputable Companies That Drivers Love
When you are looking for a top auto insurance company in Wyoming, rates may certainly be at the top of your list of criteria. However, you likely also want to find a reputable company that drivers love to work with. Through the Wyoming Department of Insurance’s records, the number of consumer complaints filed against the top auto insurance companies were reviewed. The number of complaints was compared against the number of policies issued to create an average complaint index. The best companies to work with that have the least average number of complaints in Wyoming are Progressive, State Farm, Mountain West Farm Bureau Mutual, Mid-Century Insurance, Farmers and others.
Are You Paying Too Much for Car Insurance?
You may be wondering if your rates are in line with the state average or if you should shop around for lower rates. By learning more about the average amount drivers in your area are paying for auto insurance, you can learn about the need to shop around for better rates. Consider that the state average is $959 per year. Residents in Sheridan, Green River, Rock Springs, Cheyenne and a few others typically pay less than this average. On the other hand, residents in Jackson, Buffalo, Lander and others typically pay more than this average. Keep in mind that many factors can affect the cost of your car insurance in Wyoming. For example, factors such as age, gender, the vehicle you drive, your driving history and more are all specific to you, and these are critical factors that influence your rates.
Should You Shop for New Coverage?
After you have reviewed all of these factors, you may still not be sure if you need to shop for cheaper auto insurance in Wyoming. For example, you may currently pay more than the average, but you may have several auto accidents on your driving history. Therefore, a higher than average rate is to be expected. Auto insurance rates can fluctuate and change from time to time. With this in mind, it is wise for most drivers to shop for new rates every year or two. This is a great way to identify savings available with another company.
Types of Auto Insurance Coverage in Wyoming:
- Comprehensive Insurance Coverage
- Bodily Injury Liability Insurance
- Uninsured/Underinsured Motorist Bodily Injury Insurance
- Uninsured Motorist Property Damage Insurance
- Property Damage Liability Insurance
Minimum Auto Insurance Requirements in Wyoming
There are minimum requirements for auto insurance in the state of Wyoming. According to Wyoming’s Mandatory Auto Insurance Law, each vehicle in the state needs to be covered by a minimum of liability insurance coverage
The liability minimums in Wyoming are as follows:
- $20,000 for property damage in an accident
- $25,000 per person in an accident
- $50,000 for each accident
Cheap Auto Insurance Discounts
At Cheap Auto Insurance, our goal is to provide you with the information and resources you need to save as much as possible on the cost of car insurance. That is why we have compiled a list of the best auto insurance discounts in the state of Wyoming. Browse the list below to find some of the auto insurance discounts you can use to save on the cost of car insurance each month or year in Wyoming.
- Anti-theft discount
- Mature driver discount
- Military or Veteran discount
- Bundling insurance policies discount
- Senior citizen discount
- Car safety features discount
- Good student discount
- Defensive driving discount
- Low-mileage discount
- Multi-car auto insurance discount
- Infrequent usage discount
General Auto Insurance in Wyoming
In this section, you will find general questions regarding auto insurance in Wyoming.
How does a teen get car insurance in the state of Wyoming?
Who is responsible for keeping insurance on a car in Wyoming?
How to file an accident claim in Wyoming?
Who can be covered under a Wyoming auto insurance policy?
What type of auto insurance is needed to register a car in Wyoming?
How long does your existing insurance cover a new car in Wyoming?
In Wyoming, how do you find the lowest auto insurance?
Do Wyoming drivers who have no car, need car insurance?
How to decide on the best auto insurance in Wyoming based on consumer reports?
How long do I have to register a car and get insurance after purchase in Wyoming?
What car insurance is available in Wyoming?
What year was car insurance made mandatory in Wyoming?
How does an officer know if ID for auto insurance is valid in Wyoming?
How to buy car insurance in Wyoming?
How soon should I change car insurance when moving to Wyoming?
Auto Insurance Rates in Wyoming
In this frequently asked question section, you will find general questions pertaining to auto insurance rates in Wyoming.
How much is car insurance in Wyoming?
How does a reckless driving ticket affect insurance in Wyoming?
How much is car insurance in Wyoming?
How long do I have to get insurance after buying a car in Wyoming?
What is the minimum price of collision auto insurance in Wyoming?
Which auto insurance is the cheapest in Wyoming?
How long can a moving violation increase insurance rates in Wyoming?
How much is full coverage auto insurance in Wyoming?
What is the best county with the best auto insurance rates in Wyoming?
How much does it cost for a new driver for auto insurance in Wyoming?
What is the average price for car insurance in Wyoming?
How much is auto insurance for an 18 year old in Wyoming?
How to reduce your auto insurance in Wyoming?
Auto Insurance Companies in Wyoming
In this section, you will find general questions regarding auto insurance companies in the state of Wyoming.
What are three companies that offer car insurance in Wyoming?
- Farmer’s Insurance-ranked number one in the state by consumers.
- State Farm Insurance-offers the best customer service and coverage options in Wyoming.
- Progressive Insurance-Is ranked higher for rental car coverage and fulfillment.
Why are car insurance rates in Wyoming so expensive?
- The rise of state taxes
- The number of accident claims filed yearly in the state of Wyoming
- Personal driving record
- Personal credit history
Who has higher car insurance rates in Wyoming?
In Wyoming, how long do auto insurance companies have to answer questions or claims?
Which auto insurance company has the lowest insurance rates in Wyoming?
How do car insurance companies in Wyoming handle car accident claims?
Which auto insurance company offers guaranteed auto protection insurance in Wyoming?
How do car insurance companies in Wyoming rate your policy?
- Personal driving record
- Credit rating
- Type of car being insured
- The county you live in
- Whether you are considered to be a high-risk driver
- The deductible amount
- Type of coverage purchased
Lack of Insurance in Wyoming
In this frequently asked question section, you will find frequently asked questions pertaining to the lack of insurance in the state of Wyoming.
How many people in Wyoming don’t have car insurance?
What happens if you get into a car accident in Wyoming and have no auto insurance?
How to get a no proof of auto insurance ticket in Wyoming?
How much is the fine for no auto insurance car in Wyoming?
What happens if you don’t have car insurance in Wyoming?
Is there a penalty for driving with no car insurance in Wyoming?
Do you have to have SR22 insurance in Wyoming if you have DUI?
Auto Insurance Coverage in Wyoming
In this frequently asked question section, you will find answers to questions regarding auto insurance coverage in Wyoming.