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Cheapest Car Insurance Rates in 2022


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Cheapest Auto Insurance in Brooklyn, NY

Compare Rates for Car Insurance Near Me

CityInsurance Rate
Brooklyn, NY$4,133
Weehawken, NJ$2,320
Cedarhurst, NY$2,285
Queens, NY$1,850
New York, NY$1,369

SR-22 Car Insurance Rates after DUI

CityMale FemaleAverage
Kings County$7103$6597$3366
New York$5371$4990$2546
Richmond County$7415$6889$3515

Car Insurance for Seniors

CityAll SeniorsSenior MenSenior Women
Hudson County$1785$1896$1643
Kings County$2045$2172$1882
New York$1546$1642$1423

If you’ve heard of New York City, there’s a high chance you’ve heard of Brooklyn. As one of New York City’s most famous boroughs, Brooklyn is world-famous for being one of the trendier areas of the city. While Brooklyn used to have a reputation for being quite rough, the success of the New York City economy has seen Brooklyn transform into one of the area’s most desirable living destinations. If you live in Brooklyn, you might own a vehicle to travel around the rest of the city and state.

Car insurance in Brooklyn and New York City can be extremely expensive – you might be overpaying. Our company is dedicated to helping you pay the right amount for auto insurance – we connect you with the best insurance providers in the area through our car insurance cost estimator. This article also has tons of great information to help you better drive around Brooklyn and the surrounding areas.

Brooklyn: Driving Conditions in the City

There are plenty of hazards to contend with in Brooklyn. Streets are busy with traffic and pedestrians, so it’s very important to stay as vigilant as possible while driving on the streets. The area is famous for its congestion, so avoid highly occupied roads if you can during peak hours.

While traffic and pedestrians pose a risk to those driving in the city, there are plenty of other hazards to deal with in Brooklyn. Winters can be very harsh and cause serious issues for those driving on the streets. If you want to avoid driving on ice or snow, make sure to check the weather warnings before you head out for a drive. Don’t overestimate your ability to drive on roads in Brooklyn if the weather is bad.

Driving Safely in Brooklyn, New York

As you can see, there are plenty of hazards to contend with if you’re driving in Brooklyn. But there are other things to worry about, too. You need to make sure to obey local road laws and regulations if you want to avoid hefty penalties and fines. It can be hard to know all the local laws, so we’ve created this subsection to provide you with clarity on Brooklyn’s driving regulations. Check out the most prominent driving laws below!

Phone/Handheld Laws in Brooklyn

Brooklyn and New York City are making strident efforts to crack down on people driving while distracted. Given how many accidents occur due to distracted driving, these new regulations seem particularly important. You cannot use your phone for any purpose while driving in New York. Punishments can include up to $200 in fines for first offenses – if you are caught multiple times, you might even face license suspension.

In addition, those under the age of 21 face even harsher punishments. If you are under 21 and get caught texting and driving, you might end up having your license suspended for up to 120 days! This is just for the first offense!

Seatbelt and Car Seat Laws in Brooklyn

Seatbelt laws in Brooklyn dictate that you must wear a seatbelt while driving in the front passenger seat or driver’s seat of a vehicle. If you are under the age of 16, you must wear a seatbelt in the back seat as well. Those over the age of 16 are not legally required to wear a seatbelt in the back of the vehicle.

Those under the age of four must be restrained in a car seat at all times while in a moving vehicle. Those under the age of eight, but over the age of four, must also be restrained in a booster seat. Remember to secure car seats and booster seats properly, your child’s safety is vital.

Helmet Laws in Brooklyn

Helmet laws in Brooklyn are also very strict. Throughout the entire state of New York, those riding motorcycles must wear helmets. This is true for both passengers and drivers. If you want to ride a motorcycle in New York, make sure that your helmet is approved by the state’s helmet codes. Helmets are extremely important for your safety if you’re riding a motorcycle, so make sure to carry one with you at all times.

Alcohol and Drug Laws (Driving)

Impaired driving causes thousands of accidents around the country every year. You should never operate a vehicle if you’re under the influence of drugs or alcohol – you’re putting yourself and others at risk of harm by doing so. In New York, the blood alcohol content limit (BAC) is .08 for those over the age of 21. For those who are driving commercial vehicles, this limit is reduced to .04. If you are under the age of 21, this limit is .02 – don’t drink and drive if you’re underage.

Punishment will vary depending on how many times you have been caught and how far over the limit you blow. For first time offenders over the age of 21, you can face fines of up to $500, license suspension of 90 days, 50 days in jail, and more. Although it will cost you a lot more we can help you compare non owner SR22 insurance quotes since this will be a requirement after a DUI. These punishments increase drastically if you are a repeat offender.

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Brooklyn Statistics

Brooklyn has made serious progress in recent years, especially in terms of crime. But this doesn’t mean there aren’t still problems. There is still significantly more crime in Brooklyn than other regions of New York. For this reason, you should always be certain to secure your car when you leave it unattended. Aim to park in secured areas overnight if you live in Brooklyn. Car theft is still a problem. This is why its good to compare auto insurance rates by zip code.


Using the tips in this article can help you reduce issues on the roads in Brooklyn. But you also need to make sure that you’re covered by a solid auto insurance policy. Having a great auto insurance plan can help you prevent large costs if something goes wrong – you don’t want to have to pay for a new car if it gets stolen or you get in an accident. If you want to get the best deal possible, make sure to have a look at some of the cheapest auto insurance in NY our site has to offer!

Car Insurance Companies in Brooklyn

Cheapest Auto Insurance in Brooklyn,New York
Map data © 2021 Google.

Public Insurance Brokers Inc

625 Atlantic Ave, Brooklyn, NY 11217, USA

(718) 875-3000


DCAP Insurance

1303 Nostrand Ave, Brooklyn, NY 11226, USA

(718) 629-3000


Nationwide Insurance: Grodner Agency

714 Kings Hwy, Brooklyn, NY 11223, USA

(718) 998-8500


Nationwide Insurance: Jo Ann Prescott

81 Prospect St, Brooklyn, NY 11201, USA

(718) 627-9300


Carl Ferraro III - State Farm Insurance Agent

233 Grand St, Brooklyn, NY 11211, USA

(718) 576-3710


Regency Agency Inc

8114 5th Ave, Brooklyn, NY 11209, USA

(718) 377-0566

Auto Body Shops in Brooklyn

Auto Body Shops in Brooklyn,New York
Map data © 2021 Google.

Sam's Auto Body Shop

50 Old Fulton St, Brooklyn, NY 11201, USA

(718) 488-5990


Salerno Auto Body Shop

451 Lorimer St, Brooklyn, NY 11211, USA

(516) 567-2217


Carlos Auto Body Shop

2727 Fulton St, Brooklyn, NY 11207, USA

(718) 348-8458

No website found


Sea Breeze Auto Body Repairs Inc

8729 18th Ave, Brooklyn, NY 11214, USA

(718) 372-5600


Kings County Auto Body

168 Walworth St, Brooklyn, NY 11205, USA

(718) 399-9500


Auto Body

2743 Stillwell Ave, Brooklyn, NY 11224, USA

(718) 998-0400

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