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Cheapest Auto Insurance in Dallas, TX

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Car Insurance Rates for Multiple Vehicles

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Southwest Dallas328750176747

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Southwest Dallas186819541816

Dallas, Texas is perhaps most famous for their NFL football team – the Dallas Cowboys. This wonderful city is one of the pride and joys of the state of Texas. Those that live in Dallas are extremely proud of where they come from – the city is clean and has plenty to offer in terms of entertainment. While it’s not a massive tourist destination, it does have plenty of local residents. Dallas is considered the finance capital of Texas – it might not be as large as Houston, but it’s easily as much fun!

As with most Texas cities, there isn’t much public transport in Dallas. If you want to get around the city, you’ll need a vehicle. Auto insurance drastically increase the cost of purchasing a vehicle – you might end up having to pay thousands every year just to insure your car. If you’re looking to find a cheap car insurance online quote and stay as safe as possible on the road, look no further – we have all the information you need right here!

Dallas: Driving Conditions in the City

If you’re going to drive in Dallas, you’ll need to be careful about the traffic. While traffic in Dallas isn’t as bad as it is in Houston, you’ll still deal with a few issues if you’re out on the road. Make sure to follow local traffic reports and warnings if you want to avoid running into trouble when you’re on the road.

While Dallas isn’t known for its cold weather, it has snowed in the city from time to time. During winter, make sure to check weather reports if you feel it is getting cold outside. Because Texas is not equipped for icy conditions, it’s important to know if ice or sleet is forming on the ground. Make sure to be careful during storms as well – strong storms have been known to frequent the area.

Driving Safely in Dallas, Texas

If you want to drive as safely as possible in Dallas, it’s important to know the local laws and regulations. Local officials have laws in place to help residents better navigate the area with safety in mind. If you are aware of these laws, you can greatly reduce the chances that you run into problems on the road. In addition, you won’t have to worry as much about getting into trouble with the police or receiving citations.

Insurance companies prefer drivers with clean driving records, so make sure to take notice of the laws mentioned below:

Phone/Handheld Laws in Dallas

It is now illegal to text and drive in the state of Texas – this is a relatively new law that has been brought in to combat the growing problem of distracted driving. Each year, distracted driving is responsible for multiple deaths on the roads in our country. While you cannot legally text and drive on the phone in Texas, you can still use the phone for other purposes.

This being said, we recommend you only use your phone when you get to your destination. Distracted driving is a serious liability.

Seatbelt and Car Seat Laws in Dallas

In Texas, the laws surrounding seatbelts are some of the toughest in the nation. It doesn’t matter how old you are, or where you are seated in a car, you have to wear a seatbelt if you’re riding in a car in Texas. If you don’t, you can receive a ticket from a police officer.

In addition, children under the age of eight must use an appropriate car seat or booster seat when travelling within a vehicle. As a driver, you’re responsible for the minors in your car – they must be securely fastened to the vehicle.

Helmet Laws in Dallas

People driving or riding on motorcycles in Dallas are subject to state regulations on helmets.

If you are under the age of 21 in Texas, you must wear a motorcycle helmet at all times – whether you are passenger or driver. If you’re someone who over the age of 21, you can go without a helmet if you have applicable medical coverage and you’ve passed a state safety test.

Even if you are over 21, we don’t recommend you ride without a helmet. Many other states around the country have made helmets mandatory for a reason – they save lives.

Alcohol and Drug Laws (Driving)

DUI laws in Texas can be extremely strict. While the limit for alcohol is a BAC of .08 – you can still be deemed to be driving under the influence even if you’re under this limit. For this reason, it’s important to be extremely careful when driving in the state of Texas – never drive a vehicle if you think you are impaired. In addition, if you get into an accident and you are deemed to be impaired, your insurance will most likely be void.

If you are caught over the limit in Texas, you may receive a fine of up to $2,000, a jail sentence of up to 180 days, loss of license for one year, and a continual fee of $1,000 to $2,000 per year to keep your license for three years after having it reinstated. Keep in mind this is the penalty for your FIRST offense. You will also have to switch to a different kind of coverage called SR22 bond insurance in order to legally drive any vehicle.

If you are found driving with someone under 16 while you are intoxicated, you might be fined with even larger charges of child endangerment.

Cheapest Auto Insurance in Dallas, Texas

Dallas Statistics

Driving on Texas roads can be dangerous, so make sure to be cautious around Dallas. In 2017, over 250,000 people were injured on roads in Texas. In addition, over 1,000 people died from accidents resulting from drivers being under the influence of alcohol. Many of these crashes happen late at night on weekends – make sure to be even more careful during these time periods.


As you can see, there are plenty of reasons to get a solid insurance policy if you’re going to be driving in Dallas, Texas. Our website can help ensure that this policy is available at an affordable price so that you do indeed get cheap car insurance in Texas. Make sure to check out some of the companies we recommend for affordable prices. Get a free car insurance quote today to see who has the best car insurance rates!

Car Insurance Companies in Dallas

cheap auto insurance companies near me
Map data © 2021 Google.

A-MAX Auto Insurance

207 W Illinois Ave, Dallas, TX 75224, USA

(214) 942-9555


A-MAX Auto Insurance

1907 S Buckner Blvd, Dallas, TX 75217, USA

(214) 391-1188


A-MAX Auto Insurance

611 W Jefferson Blvd #500, Dallas, TX 75208, USA

(214) 941-2228


A-MAX Auto Insurance

4416 Ross Ave, Dallas, TX 75204, USA

(214) 826-7400


Baja Auto Insurance

1416 S Buckner Blvd suite a, Dallas, TX 75217, USA

(214) 301-7011


A-MAX Auto Insurance

10215 N Central Expy, Dallas, TX 75231, USA

(214) 361-4334

Auto Body Shops in Dallas

Auto Body Shops in Dallas,Texas
Map data © 2021 Google.

Herb's Paint & Body Shops

11530 Emerald St, Dallas, TX 75229, USA

(972) 243-5041


Herb's Paint & Body Shops

12101 Self Plaza Dr, Dallas, TX 75218, USA

(214) 328-4381


Budget Auto Body Shop & Audio

3530 N Buckner Blvd, Dallas, TX 75228, USA

(214) 824-9922

No website found


Best Choice Auto & Body

13680 Floyd Cir, Dallas, TX 75243, USA

(972) 234-8199

No website found


Walker Auto Body & Frame Shop

4150 S 2nd Ave, Dallas, TX 75210, USA

(214) 421-0712


Tejas Paint & Body Shop

615 Fort Worth Ave, Dallas, TX 75208, USA

(214) 698-0369

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