Cheapest Car Insurance Rates for May 2021
Get a Quick Quote
Cheapest Auto Insurance in Lubbock, TX
Compare Rates for Car Insurance Near Me
SR-22 Car Insurance Rates after DUI
Car Insurance Rates by Segment
Lubbock, Texas is famous for two things: Buddy Holly and Texas Tech University. This Northwest Texas city is often referred to as a college town – it plays home to one of the largest universities in the state. While many people who live in Lubbock are there temporarily, there are still plenty of full-time residents in the local population. There isn’t much public transport available in Lubbock, so it’s important to have a vehicle. If you already own a vehicle, you’re probably always on the lookout for cheaper insurance rates. In this article, we’ll provide you with all the information you need to drive safely on roads in Lubbock, Texas. We also provide our readers with suggestions on the best insurance companies to work with. We love ensuring you’re getting a car insurance quote that is the best on the market. Check out our car insurance cost calculator and our suggestions for Lubbock, Texas below!
Lubbock: Driving Conditions in the City
In terms of driving hazards, you don’t have to worry about too much traffic in Lubbock. Compared to Houston, Austin, and Dallas you have much less congestion to deal with. Regardless, keep your eye out for accidents or other congestion issues during peak travel times. The main hazard in Lubbock is the weather. Large storms can often roll through the area, so it’s important to stay vigilant and stay on top of the weather. While Texas is known for its heat, Lubbock can occasionally have wintery conditions during certain times of the year. If you want to avoid this problem, make sure to check weather reports prior to venturing out in cold conditions.
Driving Safely in Lubbock, Texas
If you live in the United States, you know how different laws can be depending on the state that you’re in. The same goes for road laws and regulations. If you want to avoid fines or problems on the road, it’s important to understand your local road laws and regulations. In this section of our article, we’re going to take a look at some of the most common road laws in Lubbock. Check them out below!
Phone/Handheld Laws in Lubbock
Texas used to be the Wild West in terms of distracted driving laws – you could pretty much get away with anything. This being said, the state has recently banned texting and driving in order to combat the growing issue of distracted driving. Driving while distracted greatly increases the chances that you get into an accident. If you want to avoid a large fine and a potential crash, make sure to avoid texting and driving on roads in Texas. In fact, you should always avoid talking on the phone while you drive if possible.
Seatbelt and Car Seat Laws in Lubbock
All people in Texas are required to wear a seatbelt while operating a vehicle. If you do not wear a seatbelt while in a vehicle, you will receive a fine if you are caught by the police. In addition, you are responsible for those who are not adults in your vehicle – you will receive a fine if they are not wearing the appropriate seatbelt, booster seat, or car seat. If children are under the age of eight, they must be strapped to the appropriate car seat or booster seat. Not securing your child will result in heavy penalties. In addition, children are not allowed to use a regular seatbelt until they are at least 4’ 9”. Make sure to follow these rules, your children’s safety is of the utmost importance.
Helmet Laws in Lubbock
Those over the age of 21 in Texas are not required to wear a helmet while operating a motorcycle. If you are under the age of 21, you must wear a helmet. This applies for both drivers and passengers. Adults who are eligible to ride without a helmet must also complete a safety course and have applicable personal medical coverage – without this you are not able to ride without a helmet. Helmets drastically improve your chances of surviving an accident. They should be worn at all times while on motorcycles.
Alcohol and Drug Laws (Driving)
Texas has extremely strict laws for people who are driving while intoxicated. While the legal limit for a DWI is .08 for those over 21, you can still be prosecuted under this limit if an enforcement officer believes you are intoxicated. This means that you should avoid any substances prior to driving a vehicle in Texas – the laws are much more subjective than in other areas of the country. You are also not allowed to have any open alcohol containers in the car, even if the driver is not drinking. For your first offence, you can receive up to 180 days in jail, up to $2,000 in fines, a two-year license suspension, and a fine of $2,000 per year to keep your license for the three years after it is reinstated. Also keep in mind that insurance rates will go up a lot too. We can help you find relatively cheap sr22 insurance quotes however compared to normal insurance its still going to cost more. If you are a repeat offender, the punishment will increase drastically. In addition, if you have a minor in the car, you can be charged with endangered driving.
If you want to understand how safe it is to drive on roads in Lubbock, it’s important to take a look at the statistics. Texas roads are dangerous – there were over 250,000 injuries due to motor vehicle accidents in the state. In addition, over 3,700 people died on state roads. That’s a death in less than every three hours. Make sure to stay vigilant on roads in Texas.
While you can never eliminate all risks, you can greatly reduce the costs of those risks by having a great insurance plan and yet still get the cheapest car insurance in Texas. Many people overpay for insurance because they are unaware of how many options they have. If you want to get the best insurance rates in Lubbock, make sure to check out some of the insurance companies that we partner with. In addition, we have some great content, such as average car insurance rates by age and state, that can help you better understand the auto insurance industry and what you should look for in a great policy.
Car Insurance Companies in Lubbock
Texas State Low Cost Insurance
2406 34th St, Lubbock, TX 79411, USA
A-MAX Auto Insurance
3207 50th St Suite A, Lubbock, TX 79413, USA
A-MAX Auto Insurance
112 N University Ave #106, Lubbock, TX 79415, USA
3904 Avenue Q, Lubbock, TX 79412, USA
Acceptance Auto Insurance
4509 34th St, Lubbock, TX 79410, USA
Acceptance Auto Insurance
2801 Avenue Q, Lubbock, TX 79411, USA
Auto Body Shops in Lubbock
Texas Body & Frame
5712 TX-327 Spur, Lubbock, TX 79424, USA
American Auto Body & Paint
1617 19th St, Lubbock, TX 79401, USA
Collision King Repair Center
1630, 4905 S Loop 289, Lubbock, TX 79424, United States
Roy's Body Shop
209 N University Ave, Lubbock, TX 79415, USA
No website found
Precision Body Works Inc
1302 98th St, Lubbock, TX 79423, USA
Precision Body Works Inc II
3440 W Loop 289, Lubbock, TX 79407, USA
How Helpful Was This Article on Lubbock?
4.38 out of 5 stars (based on 16 reviews)
Please Rate this Article
You must be logged in to submit a review.