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Cheapest Auto Insurance in Milwaukee, WI

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CityInsurance Rate
Whitefish Bay$1630

SR-22 Car Insurance Rates after DUI

CityInsurance Rate
Brown Deer$2306
New Berlin$1601

Car Insurance Rates by Segment

SegmentInsurance Rate
All Teens$4251
Female Teens$4099
Male Teen$4438
All Women$1086
Married Women$981
All Men$1763
Married Men$1495

Milwaukee is one of the most famous cities in the Midwest – it plays home to some of the nation’s most prominent breweries. The European influence in the area has resulted in a large amount of European-style beers being brewed in Wisconsin. If you’re someone who lives in the city, you probably understand how important it is to own a car – while there is public transportation in the area, it doesn’t help you if you’re in certain suburbs.

In this article, we’re going to help you understand different ways to stay safe on roads in Milwaukee. We want our readers to have the best chance possible to maintain a clean driving record. Our company is dedicated to helping our readers choose the best auto insurance providers on the market. If you’re on the lookout for a new policy, our auto insurance estimator can help match you with the best policies in Milwaukee. Check out our content below!

Milwaukee: Driving Conditions in the City

If you’re going to be driving in Milwaukee, it’s important to understand what hazards are present on the roads. Milwaukee has traffic problems just like any other large city – with hundreds of thousands of residents, you’re always going to have a few problems when peak hour hits. If you want to avoid issues on the roads in Milwaukee, make sure to avoid congested areas during peak travel times.

The main problem in Milwaukee comes down to weather. Winter months can be extremely harsh – this can result in severe problems on roads. Ice and snow can reduce visibility and make the roads treacherous. While the city is well-equipped to deal with weather related issues, it’s important to stay aware of warnings and weather reports while driving. Don’t underestimate the power of nature!

Driving Safely in Milwaukee, Wisconsin

Driving safely isn’t just about avoiding traffic and bad weather, you also need to pay attention to local rules and regulations. Each city and state has their own rules to keep their streets as safe as possible – some areas are stricter than others. If you want to avoid fines or potential punishments, it’s important to obey these laws properly. In this article, we’re going to take a look at the different laws and regulations in Milwaukee, Wisconsin.

Phone/Handheld Laws in Milwaukee

In the state of Wisconsin, you are not allowed to text and drive while you are operating a vehicle. This is a strict law and can result in a fine if you are caught. In addition, if you are on a probationary or instruction license, you are not allowed to use your phone for any purpose.

Distracted driving is a serious issue in the United States, so it’s important to make an effort to avoid using your phone. Each year, hundreds of people die on American roads because of distracted drivers.

Seatbelt and Car Seat Laws in Milwaukee

Those driving Milwaukee are required to wear seat belts at all times – this is the case for all passengers in the vehicle. Wisconsin has very strict seatbelt laws because of how dangerous it is to drive without one. Not wearing a seatbelt can result in a fine from the police.

If your child is under the age of four, they must be restrained in an approved car seat. Make sure the car seat is properly secured before each journey. Those between the ages of four and eight must use a booster seat. It is unsafe for a small child to use a traditional seatbelt.

Helmet Laws in Milwaukee

Helmet laws in the state of Wisconsin are pretty loose. If you are under the age of 18, you have to wear a helmet if you are operating a motorcycle. This applies to passengers and drivers of motorcycles anywhere in the state. If you are over the age of 18, you don’t legally have to wear a helmet. While it might seem easier not to wear a helmet, there is definitive evidence that wearing a helmet can reduce your chances of death while riding a motorcycle – don’t take chances.

Alcohol and Drug Laws (Driving)

If you are over the age of 21, the blood alcohol concentration limit for a OWI (operating while intoxicated) is .08. If it is your first offense, punishments can include fines of up to $300, surcharges, license suspension, and more. If you have been caught more than three times this limit is reduced to .02 and punishments will be much more severe. Also if you look at online sr22 insurance rates you'll notice they can be quite more than your normal insurance policy. So don't forget about that consequence.

If you are under the age of 21, Wisconsin has a zero-tolerance policy on driving with alcohol in your system. Make sure not to consume any alcohol if you plan on driving a vehicle while underage.

Cheapest Auto Insurance in Milwaukee, Wisconsin

Milwaukee Statistics

While much of Wisconsin is rural, there is still plenty to worry about on the roads. Many people associated the Midwest with safe roads because of the sparse population and laid-back lifestyle, but accidents still happen very frequently. To capture this more realistically, we took a look at some of the accident data provided by the state of Wisconsin.

In 2016, over 580 people were killed on roads in Wisconsin. In addition, over 43,000 people were injured in traffic accidents. As you can see, there is plenty to be concerned about if you are driving on roads in the area. Over 5,000 alcohol-related crashes occurred on roads in Wisconsin in 2016 as well. Make sure to stay alert.


If you’re in the market for an insurance policy, it’s a good idea to compare some of the leading providers in your area. Our website has some of the best insurance companies on the market – we work hard to provide our readers with the resources they need to find the best auto insurance in Wisconsin. Make sure to have a look at some of our other content if you want to know how to approach the process.

We’re a one-stop-shop for anyone that has questions about auto insurance and providers. We also have plenty of other city-specific pages and the average car insurance rate by state on our site!

Car Insurance Companies in Milwaukee

Cheapest Auto Insurance in Milwaukee,Wisconsin
Map data © 2021 Google.

B & J Insurance Agency, Inc.

4234 N 76th St, Milwaukee, WI 53222, USA

(414) 461-4120


The Insurance Office

8831 W Greenfield Ave, Milwaukee, WI 53214, USA

(414) 302-0101


Capitol Insurance Agency - Milwaukee

544 E Ogden Ave, Milwaukee, WI 53202, USA

(888) 251-1053


State Farm: Sean Aldrich

2121 S Kinnickinnic Ave, Milwaukee, WI 53207, USA

(414) 483-3300


Young's Insurance

788 N Jefferson St, Milwaukee, WI 53202, USA

(414) 225-4434


State Farm: Anna Townes

7120 W Center St, Milwaukee, WI 53210, USA

(414) 453-8672

Auto Body Shops in Milwaukee

Auto Body Shops in Milwaukee,Wisconsin
Map data © 2021 Google.

Maaco Collision Repair & Auto Painting

4128 South 13th Street, Milwaukee, WI 53221, USA

(414) 455-0082


Adams Auto Body Shops

2719 N 5th St, Milwaukee, WI 53212, USA

(414) 562-6161

No website found


Quality Auto Body

4930 S 6th St, Milwaukee, WI 53221, USA

(414) 481-7576


Forest Home CARSTAR Auto Body

3135 W Forest Home Ave, Milwaukee, WI 53215, USA

(414) 384-6360


Pinkey's Capital Auto Body

120 W Melvina St, Milwaukee, WI 53212, USA

(414) 962-3380


Schok's Autobody & Painting

5701 W Burleigh St, Milwaukee, WI 53210, USA

(414) 873-9944

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