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Cheapest Auto Insurance in Tulsa, OK

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CityInsurance Rate
Southeast Osage$1800

SR-22 Car Insurance Rates after DUI

CityInsurance Rate
South Tulsa$2910

Car Insurance Rates by Segment

SegmentInsurance Rate
All Teens$5010
Female Teens$5010
Male Teen$4988
All Women$2106
Married Women$2017
All Men$3103
Married Men$2926

Tulsa is one of the largest cities in the state of Oklahoma. While the city doesn’t have any major sports teams, it does play home to the University of Tulsa – a large college with plenty of NCAA sports programs. Tulsa also serves as an economic hub for the surrounding areas in Oklahoma. While it isn’t known for its tourism industry, there are still plenty of full-time residents in the city.

If you’re a resident of Tulsa and you need a vehicle to get you around town, you know how important auto insurance is. But auto insurance isn’t cheap – it can cost a lot of money if you don’t choose the right insurance company. Our company is dedicated to helping you find auto insurance quotes cheap. We also provide a car insurance price calculator and city-specific information to help drivers best understand the roads in their area. Check out all our information on Tulsa below!

Tulsa: Driving Conditions in the City

Tulsa doesn’t have huge traffic issues like many other large cities in the United States. But you should still keep your eyes on congestion reports if you’re going to be driving during peak hours. In terms of hazards, the main problem is large storms that often occur during the summer months in Tulsa. While flooding isn’t typically an issue, dangerous weather including tornadoes and heavy winds can create serious problems. If you want to avoid these problems, just make sure to keep an eye on weather reports before you head out driving. This is especially true during the summer months that typically have more storms.

Driving Safely in Tulsa, Oklahoma

While storms and tornadoes are plenty to worry about, you also need to make sure to follow local laws and regulations if you want to stay safe on roads in Tulsa. Each state has different laws in America – and some cities have their own driving laws as well. If you’re going to drive in Tulsa, you need to make sure that you understand the local laws properly. In this section, we’ll take a look at local laws in Tulsa to help you avoid fines and other problems on the roads!

Phone/Handheld Laws in Tulsa

While you are allowed to talk on the phone while driving in the state of Oklahoma, you are not allowed to text and drive. If you are caught texting and driving, the first-time punishment can be up to $100. Oklahoma is serious about reducing issues surrounding distracted driving. It is extremely dangerous to use your phone while driving – avoid it at all costs.

Seatbelt and Car Seat Laws in Tulsa

If you’re driving in Tulsa, Oklahoma you have to abide by Oklahoma’s laws for seatbelts. If you are sitting in the front of a car – whether this be the driver’s seat or front passenger’s seat – you have to wear a seatbelt. You should also wear a seatbelt if you are in the rear of the car if you value your safety. Not wearing a seatbelt can result in severe injuries or death if an accident occurs. In terms of car seats, the laws depend on the age of the child. All children under the age of two need to be seated in a rear facing car seat. Those between the ages of two and four are required to be secured in a car seat with a harness. And those between the ages of four and eight must use a booster seat until they are 4’ 9” tall. Make sure to follow these rules carefully – they are in place to keep your child safe.

Helmet Laws in Tulsa

Oklahoma has pretty loose laws when it comes to helmets. You don’t have to wear a helmet if you are over the age of 18. If you are under the age of 18, you do have to wear a helmet at all times while on a motorcycle – this applies to passengers and drivers. While adults do not have to wear helmets, we advise against this. Not wearing a helmet greatly increases your chance of injury or death while on roads driving a motorcycle.

Alcohol and Drug Laws (Driving)

If you are over the age of 21, the DUI limit for drink driving is .08 or higher. If you are driving a commercial vehicle then this limit is reduced to .04. If you are under the age of 21, you are not allowed to have any alcohol in your system while driving – this is a zero-tolerance policy. If you are caught, you can face a jail sentence of up to a year, a license suspension of 180 days, and a $1,000 fine. And although you insurance will increase a lot too we can help you find the best insurance for sr22 since it there are a number of companies that offer this. As you can see, the cost for driving while intoxicated in the state of Oklahoma can be quite severe.

Cheapest Auto Insurance in Tulsa, Oklahoma

Tulsa Statistics

While the state of Oklahoma has a reputation for being rural and relaxed, there is still plenty of danger on the roads. This is especially true in large cities like Tulsa and Oklahoma City. In this section, we’ll take a quick look at how dangerous roads were in Oklahoma in 2016. There were 6.4 percent more fatal crashes in 2016 than 2015. In addition, there were 687 total fatalities on Oklahoma roads in 2016. Most of these fatalities were drivers. Make sure to be as careful as possible while driving on roads in Tulsa and the rest of Oklahoma.


Auto insurance is often a tough industry to understand. That’s why it’s important to research insurance quotes and different topics as much as possible and do a car insurance rate comparison. Our website has plenty of content that can help you get a better understanding of auto insurance and what you should be looking for. In addition, make sure to check out some of the insurance companies that we suggest – it’s a great way to get the cheapest auto insurance in Oklahoma. We also have plenty of other city-specific pages if you’re looking to get more information on driving in other cities around the United States. We’re a one-stop-shop for all your auto insurance needs!

Car Insurance Companies in Tulsa

Cheapest Auto Insurance in Tulsa,Oklahoma
Map data © 2021 Google.

Cheapest Auto Insurance

2646 E 15th St, Tulsa, OK 74104, USA

(918) 744-5145


Auto Insurance Center Of Tulsa

2310 E 15th St, Tulsa, OK 74104, USA

(918) 584-6315


Tulsa Insurance Guy ®

427 South Boston Avenue, 518, Tulsa, OK 74103, United States

(918) 574-6262


A-Affordable Insurance

1635 S Harvard Ave, Tulsa, OK 74112, USA

(918) 749-9500


All American Insurance Agency

6145 E 21st St, Tulsa, OK 74114, USA

(918) 832-8823


Best Insurance

1825 S Garnett Rd, Tulsa, OK 74128, USA

(918) 234-0022

Auto Body Shops in Tulsa

Auto Body Shops in Tulsa,Oklahoma
Map data © 2021 Google.

Accurate Autobody & Glass

5805 S Mingo Rd, Tulsa, OK 74146, USA

(918) 270-0100


AAA Frame & Body Shop

439 S Sheridan Rd, Tulsa, OK 74112, USA

(918) 592-3458


Danny Myers Quality Paint & Body, Inc.

7022, 9230 S 78th E Pl, Tulsa, OK 74133, United States

(918) 491-8200


Henderson Auto Body

4206 S Peoria Ave, Tulsa, OK 74105, USA

(918) 557-0007

No website found


Auto Craft Collision Repair

5712 S Garnett Rd, Tulsa, OK 74146, USA

(918) 994-4242


Floyd & Sons Body Shop Inc

10641 E 31st St, Tulsa, OK 74146, USA

(918) 832-8657

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