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Cheapest Auto Insurance in West Palm Beach, FL

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CityInsurance Rate
West Palm Beach$2082
Schall Circle$1900
Palm Springs$1860
Mangonia Park$1820

SR-22 Car Insurance Rates after DUI

CityInsurance Rate
West Palm Beach$3872
Palm Beach Shores$3292
Gun Club Estates$3422
Stacey Street$3403

Car Insurance Rates by Segment

SegmentInsurance Rate
All Teens$5246
Female Teens$4996
Male Teen$5600
All Women$1915
Married Women$1748
All Men$3435
Married Men$3331

West Palm Beach is one of the most exclusive areas in the state of Florida. It’s a very popular place for tourists to visit in the summer months – the great beaches and optimal climate provide the perfect setting for a holiday. There are also plenty of people fortunate enough to call West Palm Beach home. If you’re one of these fortunate people, you probably have a vehicle for transportation. If you’re looking to improve your current auto insurance policy, or you simply want to save some money, you’ve come to the right place. We help our readers find the best insurance companies on the market with our car insurance payment calculator that lets you compare quotes. We also provide city-specific information to help them safely navigate local roads and laws. Check out our content below if you live in West Palm Beach, Florida!

West Palm Beach: Driving Conditions in the City

West Palm Beach is much more low-key than some of the other major cities in Florida. You don’t have to deal with as much traffic as most major cities. This being said, traffic does pick up during the summer months as tourists come to town, so you need to be more careful during these times.

The main hazard in West Palm Beach is the storms – there are tons of storms in the area that result in serious damage and flooding at times. Florida is known for being one of the most storm-filled areas in the United States. In addition, hurricanes often hit the region during hurricane season. You should have a comprehensive insurance plan if you want to avoid the costs of damage from storms or flooding. Make sure to keep your eyes on weather reports during summers and early fall.

Driving Safely in West Palm Beach, Florida

If you want to drive safely, it’s important to understand local road laws and rules. You don’t want to end up in a situation where you are penalized for not understanding the laws. If you’re new to West Palm Beach, there are probably plenty of laws that you don’t fully understand. Even people who have lived in a city for their entire life often don’t understand the punishments for certain types of road behavior. In this section, we’ll take a look at the most prominent road rules in West Palm Beach so that you have a better idea of how to avoid problems with law enforcement. Check it out below!

Phone/Handheld Laws in West Palm Beach

Distracted driving is an increasingly large problem in the United States. Many people feel the need to use their smart phones while operating vehicles at high speeds – this leads to needless accidents and serious problems on the roads. In the state of Florida, it is illegal to text and drive at the same time – you can receive a large fine for your first offense. While it is still legal to talk on the phone and drive, it is important to understand how dangerous this is. You might not realize it, but talking and driving can impact your ability to make good decisions on the road – avoid it at all costs!

Seatbelt and Car Seat Laws in West Palm Beach

If you drive in the state of Florida, you need to listen to state rules on seatbelts and car seats. Those driving in the front passenger or driver’s seat must use a seatbelt at all times while operating a vehicle. Those in the back seat do not need to wear a seatbelt by law if they are over the age of 18 – though this is not recommended. In terms of car seats, children under the age of three must be in an appropriate car seat. Those over the age of three, but under the age of six must have an appropriate booster seat if they are too big for a car seat. Make sure that you child is large enough before securing them with a traditional seat belt. Your child’s safety should be your utmost priority – there are large penalties for not using the correct child safety devices.

Helmet Laws in West Palm Beach

If you are under the age of 21 in West Palm Beach, you have to wear a helmet while you are operating a motorcycle. If you are over the age of 21, you can go without a helmet if you have at least $10,000 in applicable personal medical coverage – the government wants to know you will be able to cover your own medical costs if you have an accident. Wearing a helmet has been proven to be much safer than going without one – don’t make the mistake of exposing yourself while on a motorcycle, it can end badly!

Alcohol and Drug Laws (Driving)

In the state of Florida, the BAC limit for driving is .08. If you are caught over the limit for the first time, you can face up to $2,000 in fines, up to six months in prison, up to a year of probation, and up to 50 hours worth of community service. You will also be required to get more expensive insurance as the sr22 insurance price is much more than normal policy costs. These punishments may increase if you BAC is over .15. In addition, they may increase if you have a minor in the vehicle while you are intoxicated. Intoxicated driving is one of the leading causes of death on the roads, make sure to avoid substances if you need to drive.

Cheapest Auto Insurance in West Palm Beach, Florida

West Palm Beach Statistics

If you are driving in West Palm Beach and the surrounding areas, it’s important to understand the risks of the road – in this section, we’ll take a look at the crash data from the state of Florida. In 2016, there were over 395,000 accidents on roads in Florida. In addition, there were over 1,000 accidents a day – keep that in mind when you’re on the road. Over 3,100 people died on Florida roads in the same year.


If you want to reduce the financial burden of an accident or vehicle damage and save money at the same time, make sure you find the cheapest car insurance in Florida with the best coverage options. If you want to avoid overpaying for a subpar policy, make sure to check out the different providers we recommend. We also have a wealth of resources on our site for those who want to learn more about auto insurance rate by state – check it out!

Car Insurance Companies in West Palm Beach

Cheapest Auto Insurance in West Palm Beach,Florida
Map data © 2021 Google.

Insurance Designers

4123 Parker Ave, West Palm Beach, FL 33405, USA

(561) 833-2886


A.C. Insurance Services

1274 N Military Trl, West Palm Beach, FL 33409, USA

(561) 683-2230


CR Insurance Agency

1195 N Military Trl # 1B, West Palm Beach, FL 33409, USA

(561) 683-6333


Florida United Insurance

1649 Forum Pl # 9, West Palm Beach, FL 33401, USA

(561) 932-0200


Affordable Car Auto Home Insurance

400 Village Blvd, West Palm Beach, FL 33409, USA

(561) 686-5700


Estrella Insurance #140

1093 N Military Trl, West Palm Beach, FL 33409, USA

(561) 964-8686

Auto Body Shops in West Palm Beach

Auto Body Shops in West Palm Beach,Florida
Map data © 2021 Google.

Nickee's Automotive Center Body & Paint

5212 S Dixie Hwy, West Palm Beach, FL 33405, USA

(561) 586-6661


Andy's Auto Body and Paint LLC

6120 Georgia Ave #2b, West Palm Beach, FL 33405, USA

(561) 582-6822


Tuff Coat Paint & Body Shop

1701 N Military Trl, West Palm Beach, FL 33409, USA

(561) 242-4370


European Paint & Body II

1694 Donna Rd, West Palm Beach, FL 33409, USA

(561) 687-8088


Auto Body Shop

6500 Georgia Ave, West Palm Beach, FL 33405, USA

(561) 202-9131

No website found


Maaco Collision Repair & Auto Painting

1934 Church St, West Palm Beach, FL 33409, USA

(561) 328-1118

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