Don’t Let Personal Injury Bankrupt You

If you have been injured in a motor vehicle accident or an accident at someone’s home or business, one of the first things you must do is find an injury attorney. Medical bills are a predominant reason behind many personal bankruptcy filings. Don’t let this happen to you. If you find an injury attorney, he will work to make sure you get the medical treatment and financial compensation you deserve.

Medical bills, car repairs and lost work time are just a few ways personal injury can bankrupt you if you do not have legal assistance. Lost work time lowers your income which can make it difficult if not impossible to pay credit card bills, student loans, utilities, food and rent. Some people file Chapter 7 bankruptcy to get relief from all of these obligations. However, do not file bankruptcy lightly because this decision will follow you around for the rest of your life and negatively affect your credit rating for 10 years.

When you find an injury attorney who is reputable, he will not ask you for any money upfront. Instead, he works on a contingency. If you do not get money, he does not get paid. Obviously lawyers will not take just any frivolous case because if you lose, they lose valuable time and money due to office expenses such as mailing, phone calls and having staff members research your case.

Be honest with your personal injury attorney, because the other party will discover your financial secrets. If you have sued people or companies before, your lawyer needs to know in advance. Otherwise, the other party could try to use that against you and make you look like someone who is just interested in easy money. Anyone who is legitimately injured knows that money cannot make up for most types of pain and suffering, but unfortunately some people have chosen to exaggerate their injuries to try to get money from others.

Promptly answer all of your lawyer’s requests for information. In some cases, you might have to see another doctor. You must provide the names, addresses and telephone numbers of all medical providers as well as any witnesses to the accident in which you were injured.

Hopefully your attorney can get a settlement without going to court, but you must be prepared to go to trial if necessary. Although stressful, fighting for your rights is always a worthwhile cause.

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