As I mentioned earlier in the week, we’re looking to re-finance our home loan to a much more manageable 3.375% rate on a 15-year mortgage compared to the current 5.875% 30-year loan we have today.
The conversation with the loan agent went remarkably well, but the part that had me laughing was when she was giving me our credit scores (over 800!) and said “Oh, I notice you don’t have one of our ??? credit cards.” I don’t even remember the name of the card, but I politely declined.
I couldn’t help but laugh and it does show that there is humor to be found when talking to a bank. You have to keep your eyes out everywhere for people trying to get you into the latest and greatest credit card.
I can only begin to imagine what they’ll bring at closing, assuming we get that far!