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Gibraltar Business Working Capital Review

Anne Miller

Anne Miller

Senior Author

Anne Miller

Senior Author

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Gibraltar Business Working Capital ReviewAre you a contracting company or business that relies on monthly invoices or receivables for income? Perhaps you have some great innovative plans for your business but the payment schedule is not for another 30-60 days? This is where factoring business loans comes into play.

Factoring companies like Gibraltar Business Capital are designed with specific services tailored to suit your very specific case. These companies will assist in actually providing a working capital loan, providing you with the instant cash from your invoices. So, rather than wait a month or two for the money, you can access that cash sooner than you thought. Today, we are going to look at Gibraltar and whether or not its worth your consideration.


If you are new to the factoring market, you will find Gibraltar’s website extremely easy-to-use and informative. What really sets Gibraltar aside from the competition is how flexible the company is with their customers. Depending on your situation and needs – Gibraltar will work with you.


When it comes to selecting an appropriate factoring company, it’s important to pick a company that is completely transparent. When it comes to Gibraltar Business Capital, this is the biggest complaint. Due to the lack of transparency, the company’s customer satisfaction and service rates are noticeable lower. On top of this, this company offers higher-than-average fees.

Loan and Lender Information

Gibraltar Business Capital is considered a factoring service company, offering a wealth of business finance services. The company has been operating since 1995, offering turnaround financing, note purchases, restructurings, and other services related to manufacturing and small businesses.

Rates and Fees

As discussed above, Gibraltar Business Capital does not disclose enough information to be considered a fully transparent company. In fact, their website does not disclose any of the information regarding their rates and fees. All that is mentioned is that individual companies will pay fees only on advanced funds.

Application Process

In order to apply for Gibraltar Business Capital services, all that is required to get started is a simple submission form, which can be found on their website, For factoring purposes, you will be asked to submit any receivables and invoices during the application process. From there, a profession with Gibraltar will review your case and provide the options that are available to you. In consideration with the rates and fees listed above, if all sounds well, you will be able to attain the cash immediately.


Out of the many different factoring service companies available, Gibraltar Business Capital could be considered an average company. While they may have an easy-to-use website, great information, and a plethora of resources, at the end of the day, this is a business. It’s vital for potential clients to have easy access to rates and fees. Without it, it ruins the validity and trust that customers seek in a business.

Anne Miller

Anne is a Senior Author for SBL. She began her career as an independent consultant for local businesses after graduating with a BA in Management. Since that time, she’s expanded to writing as well as consulting to spread helpful knowledge to small business owners across the country.


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