A few weeks ago my wife called me and indicated that she couldn't find her credit card. She remembered the last place she had been with it, had called, but they didn't have it.
After checking online to make sure everything was as it should be (it was), I asked my wife to check again. She looked through her purse but was unable to find it.
She called the credit card company and reported the card lost. They immediately canceled the card and issued a replacement.
Of course, as Murphy's law indicates would happen, my wife found the card about fifteen minutes after getting off the phone. She had grabbed the receipt from her last shopping trip and wrapped it around the card., so even when she was going through her stuff, the card was masked.
We knew that the company wouldn't re-activate the card, so my wife was stuck without a card for a few days. This wasn't a problem at all, it just meant that she had to use the debit card for things that we normally put on our credit card (gas and groceries, primarily) and since we keep an adequate cushion in our bank account, this was no problem.
As it was, the story has an even happier ending.
After getting her new card and activating it, she began getting these awesome coupons at Meijer (the grocery store we frequent). Apparently, they saw her and her new card as a ‘new customer' and decided to roll out the red carpet, even though we've been shopping there for years.
We've gotten a bunch of coupons along the lines of ‘Save $7 off your next purchase of $50 or more' with varying amounts, or ‘Save 10% off your purchase next week.
So far we've probably saved a good $30 as a result of this. I've joked that my wife will have to make losing her card a regular occurrence if this is the case.