For many people, their pets are important members of the family, and they want to make sure their pets are healthy. This means regular visits to the vet for wellness checkups and sometimes emergency visits for an injury or illness. Unfortunately, vet bills can get just as expensive as human doctor bills. That’s why some people turn to pet insurance. If you’re not sure whether pet insurance is right for you, there are helpful resources out there to help you decide and provide you with more information.
Comprehensive pet insurance covers both emergencies and routine care, which can include vaccinations and wellness visits. If you want to get the lowest price for your pet insurance, you need to purchase it when the animal is young and less likely to need medical attention. Pet insurance is a good thing to have for any pet owner who might not be able to afford an emergency medical situation, which can average between $800 and $1,500. However, like most human health insurance, no pet insurance company covers pre-existing conditions.
The three types of pet insurance available are wellness, illness, and accident coverage. Additionally, some companies offer specialized coverage for protection against cancer treatments. Unlike human health insurance, pet insurance pays you through reimbursements, so you’ll have to pay the vet up front. When you’re looking to purchase pet insurance, the company’s ranking with the Better Business Bureau is a good criterion to use to avoid companies with problems. After you take the quiz, explore Health IQ for more information about all of your insurance needs.