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Find the Best Personal Loan for Your Needs

What is One Main Financial?

One Main Financial previously known as Springleaf Financial is a financial company that has been working meticulously for over 100 years to help consumers with their economic hardships. One Main Financial’s loan experts are committed to assisting consumers to achieve financial success. With the support of personal and auto loans, clients are offered financial independence.

SpringLeaf Financial Personal Loans Review

Do They Offer Personal Loans?

The personal loans offered, enables borrowers to obtain funds to cover a range of expenditures that can arise. These include debt consolidation, outstanding bills, home improvement, medical and funeral expenses, personal expenses such as weddings that aren't covered by wedding loan lenders for some reason, and other relevant costs.

The amount offered for personal and auto loans range from $1500 to $25,000. The rates and terms provided are reliant on the client’s credit rating, income, and additional aspects. However, an APR of 17.59% to 35.99% is open to terms for 24, 36, 48, and 60 months. Bad credit loans will come with a higher interest rate. The benefit to acquiring a loan from this company is that they do not demand an application fee.

It is essential to note that secure and unsecured personal loans are offered. Secured loans require personal assets as collateral. The value of the collateral given is accountable for the loan terms that are offered.

Unsecured loans are also provided. With these loans interest rates tend to be higher due to the lack of collateral. However, credit history determines the conditions for the personal loan.

What Is Required For A Personal Loan?

To obtain a personal loan and to be deemed eligible for one, with One Main Financial, detailed information is required from the potential borrower. Financial and credit history, income and expenses, the exact reason for the loan, state of residence and other details are needed.  Without such information, One Main Financial is unable to offer a personal loan.

How Do I Apply?

To apply, it requires three easy steps. First, an online application must be completed. Personal information such as employment and financial details will be requested. Once approved for the loan, a One Main Financial Specialist will contact the borrower.

During this communication, information will be verified, and loan option will be reviewed. The final step is to sign the contract and await the arrival of the funds. Overall, it takes only a few minutes to apply for a loan with One Main Financial.


Customers have spoken highly of this company’s service. Their personal loans and the process ascribed to it has been admired as quick, seamless, and uncomplicated.

Christine has a solid background in personal finance as she spent the last eight years working at one of the biggest banks in the US. She managed her own team of financial advisors that helped hundreds of people with their financing needs. Her innate understanding of different financial products and loans helped her move up the ranks quickly after graduating with a degree in Business Administration.