There’s a lot of back and forth on whether purchasing insurance for electronic items is a worthwhile deal. We have several things with insurance in our house, specifically our flat screen TVs, an exercise bike, and a dehumidifier. All of these were purchased after careful consideration. The exercise bike was a replacement of a treadmill that had gone bad and was covered under warranty, so it worked.
One thing we never even question is our cell phones. Since I switched to a work provided phone, I receive cell phone protection automatically, as I was directed to sign up for it when choosing my plan and such.
But, the ‘must have’ rule applies for my wife. Why? Well, to put it kindly, things don’t usually end well with her and her phones!
She has the best of intentions, but every insurance we’ve place on her phones has been used at least once. In the few years we’ve been on a shared plan, she’s had three different phones, and all have been replaced.