Even though all of the Christmas presents have been unwrapped and put away, for many people, the financial implications of spending around the holidays spill over into January. And as we all know the effects can spill over way past January, where holiday spending can be a burden throughout the entire year.
I’m here to tell you that there is hope, but if you want to get your financial house in order, it’s time to start now. This month. Not next month. Get started in January.
Here are a few things that you can do to get out from the burden you might feel from your holiday spending, and more importantly, set the table so that you don’t find yourself burdened next year.