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TCI Business Working Capital Review

Anne Miller

Anne Miller

Senior Author

Anne Miller

Senior Author

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TCI Business Working Capital ReviewDepending on the type of business you run, you may be relying on customer invoices or retrievable, which may take months to come in. This is where invoice factoring could prove to be effective. With a company like TCI Business Capital, businesses could access customer invoices immediately through a loan and lending service. Let’s take a look at what TCI Business Capital is about.


TCI Business Capital is known through-out the small business loan industry for their excellent customer service and dedication to their potential clients.


TCI Business Capital is not flexible after settling on the terms and conditions for a small business loan. In other words, if something happens or events change, TCI Business Capital will not budge or accommodate.

Loan and Lender Information

TCI Business Capital began helping small businesses and enterprises in 1994. The company is known to be a “quick-fix solution” for small businesses that need financial help for working capital. They do this through a process called invoice factoring.

Sometimes, after a customer pays, a small business might not see that money from an invoice or receivable until 30-90 days later. This is especially true for companies in the following industries: oilfield, trucking and freight, heavy construction, technology, renewable energy or even staffing agencies.

With TCI Business Capital, they will cover any future invoices or receivables that a small business claims, giving businesses the cash in advanced. The company offers potential customers and businesses a wealth of information and resources, all of which is available on their website.

Rates and Fees

It’s important to always take into consideration the different rates and fees of different lenders before applying for a company. With that being said, TCI Business Capital requires that all customers seek between $50,000 and $20,000,000. Based on this, they will  charge a base service fee of 1%-4%, depending upon your personal invoice factoring alongside a 2% interest rate on the entire loan.

Now, with TCI Business Capital, rates may fluctuate depending on the month, invoices, and repayment terms of the customers. With that in mind, in order to recent the payment from TCI Business Capital, you must either pay a $12.95 per receivable through ACH or $19.99 per wire transfer.

Application Process

To see if you qualify for TCI Business Capital assistance, it’s as easy as three steps.

  • Get a personalized quote at
  • Submit invoices or receivables.
  • Speak with representative and get cash.


Out of the small business loan and factoring industry, TCI Business Capital is one of the leading-edge companies, offering great discount rates and the best advance rates in its tier. On top of this, TCI Business Capital is quite transparent when it comes to their fees and rates, minimizing any potential claim to hidden fees. With that being said, this company is a considerably option for businesses that could use their service.

Anne Miller

Anne is a Senior Author for SBL. She began her career as an independent consultant for local businesses after graduating with a BA in Management. Since that time, she’s expanded to writing as well as consulting to spread helpful knowledge to small business owners across the country.


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