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UPS Capital Business Credit Working Capital Review

Anne Miller

Anne Miller

Senior Author

Anne Miller

Senior Author

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UPS Capital Business Credit Working Capital ReviewDid you know that the big brown truck that delivers and ships the thousands, if not millions, of packages also offers a financing department for future businesses? UPS Capital Corporation contains a subsidiary company known as UPS Capital Business, offering many different financial operations. Today, we are going to review this company and discover whether or not it’s worth your consideration.


UPS Capital Corporation is a significant business in the United States, pioneering the shipping industry. With that being said, UPS Capital offers a few quality business services, which are accessible through-out the US.


Out of the many different financial services and companies available for business owners, UPS Capital has one of the most confusing websites. While it’s simple in nature, it’s confusing to find the information you need, especially if you need a small business loan.

Loan and Lender Information

UPS is not only a well-known shipping-based company, it’s one of the largest companies in the United States for financial and credit services. The company UPS Capital Business, formally First International Bank, is a subsidiary under the parent company, UPS Capital Corporation. They offer a wealth of services for businesses, like working capital financing, commercial mortgage financing, and export/import loans. Recently, the company partnered with Kabbage to offer more financial help for small businesses.

Rates and Fees

As with many different lending companies, UPS Capital Business does not offer it’s potential clients information referencing their rates and fees.  With that being said, it’s important that, depending on the type of financing or leasing you are looking for, to do thorough research and questioning when talking with a UPS Capital Business representative. We do encourage anyone looking for a small business loan or other business financing services to research and compare quotes and rates with other companies prior to signing any formal contract.

Application Process

Depending on the service you are requesting, there are different application processes. For example, asset-based lending can be done through the UPS website whereas small business loans are done through a third-party website, Kabbage. We encourage anyone interested in UPS Capital Business services to visit their website and the specific section and service they are requesting.


If you are looking for a potential financial company to get small business funding or other related business financial services, UPS Capital Business is worth consideration. The parent company is one of the most well-known corporations across the United States, offering a strong reputation and a notable custom-service team. Who doesn’t know about UPS?

Anne Miller

Anne is a Senior Author for SBL. She began her career as an independent consultant for local businesses after graduating with a BA in Management. Since that time, she’s expanded to writing as well as consulting to spread helpful knowledge to small business owners across the country.


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