Find the Best Personal Loan for Your Needs
Who is US Bank?
Known as the parent company of U.S. Bank, National Association, U.S. Bank has over 100 years’ experience in the financial sector. Started out as the United States National Bank of Portland in 1891, it has gone through numerous name changes, all while amassing a billion-dollar financial enterprise. Serving as one of the largest financial institutions in the World, US Bank offers a large variety of financial options for personal banking, small business, and commercial and government.
What type of loans do they offer?
Whether you need funds quickly, or desire to invest in your future, US Bank offers numerous types of loans and lines of credit. There many banking and financial options for all individuals include:
- Premier Line of Credit
- Premier Loans
- Reserve Line of Credit
- Online and Banking options
- Mortgage and Refinance
- Investing and Wealth Management
- Small Business Loans
When it comes to personal loans, their premier loans are designed with fixed interest and fixed monthly payments in mind for those extremely important one-time purchases. Whether you are seeking to consolidate debt, home remodel, or major purchases, US Bank’s premier loans do not include property inspections or home appraisals. This allows for a hassle-free process designed to get you the money you need quickly.
The Benefits of US Bank
The many benefits of US Bank are evident on their online website, usbank.com. With competitive bank loan rates as low as 7.49% APR, you end up saving money while you are paying off your debt. Alongside their low rates, you can receive a 1% Green Home Improvements Discount with the purchase of home products that are designed with energy efficiency in mind. With the option to apply online, over the phone, or visit a local branch, US Bank makes it accessible for you to get the funds you need.
Applying for a US Bank loan is made easy through their online loan application system. You can feel safe and secure thanks to their specially designed encryption methods that protects any sensitive information you send. To get started you will need an existing customer account, alongside your name and address. As with any personal loan application, sensitive information such as social security number and financial background will be necessary as the application process develops.
Robert is our in-house expert on personal loans and finance. He got an MBA, specializing in Finance, before joining the workforce. After working for multiple Fortune 500 companies in the past decade, he brings a wealth of knowledge and experience to the table.